638 MANNS HARBOR DRIVE, APOLLO BEACH, FL, 33572
Active15 days on marketListed Jul 9, 2026MLS #TB8526900
About this home
638 MANNS HARBOR DRIVE
638 Manns Harbor Drive | 3 Bedrooms + Office/Den | 3 Bathrooms | 2,571 Sq Ft | Executive Furnished Rental Experience effortless living in this stunning, fully furnished executive home, perfectly positioned on a deep conservation lot in the premier gated community of MiraBay. Designed for professionals, corporate relocations, or those seeking an extended stay, this residence offers the perfect blend of high-end design and natural tranquility. Simply bring your suitcase and enjoy a move-in-ready lifestyle featuring high-quality designer furnishings, a professionally equipped home office, and a fully stocked chef’s kitchen. This home is perfect for executives, physicians, corporate relocations, military families, insurance placements, or anyone seeking a turnkey home for an extended stay. The home’s custom build is evident in every detail, featuring soaring tray ceilings, 8-foot interior doors, and elegant 8-inch baseboards. The great room serves as the heart of the home, complete with a built-in wine and coffee bar, while 10-foot telescopic sliding glass doors retract completely to merge the interior with a large covered outdoor living space. This lanai overlooks an unobstructed view of the Wolf Creek Nature Preserve and a wildlife-rich pond, offering genuine privacy with no rear neighbors. The outdoor area is protected by SPF hurricane-rated screens and is fully plumbed for a future outdoor kitchen. The gourmet kitchen is anchored by a waterfall quartz island with under-island storage, complemented by 48-inch soft-close cabinetry, a Verona oven and cooktop, and premium appliances throughout. For added convenience, there is no carpet anywhere in the home; all three full bathrooms feature custom, floor-to-ceiling imported porcelain tile. The primary suite is a true sanctuary, boasting a walk-through wet room with eight wall jets, two overhead rain showers, two hand-spray heads, and a freestanding soaking tub. Custom closets by Closets by Design are installed throughout, and new custom blinds and roller shades have been added in every room. Engineered for efficiency and peace of mind, the home features foam insulation throughout, a newly installed 300-pound garage lift for access to a 500-square-foot floored attic, and updated mechanical systems. The HVAC was serviced in May 2026, the water heater is less than one month old, and the front entry is a new hurricane-rated glass panel unit. Residents enjoy resort-style amenities including two heated pools, a 24-hour gym, tennis, pickleball, basketball, and a kayak launch—all accessible by golf cart, which also connects directly to the MiraBay Shopping Plaza. Located in an elevated flood zone, this property offers a rare combination of comfort, practicality, and an unhurried connection to nature. Schedule your private showing to experience what custom truly looks like.
Facts & features
The home at a glance
3
Bedrooms
3
Bathrooms
2,571
Sqft
0.2 ac
Lot size
2
Garage
2023
Year built
One
Levels
$2
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$202 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$202/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Apollo Beach actives
$2 vs $227
Days on market
15 vs 56 typical
Where $2/sqft sits among the 396 Apollo Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Mirabay
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Apollo Beach. See the full Apollo Beach guide →
Mirabay — neighborhood snapshot
Population
2,133
Median age
56
Median income
$98,381
Median home value
$406,778
Avg household
2
Households w/ children
218
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Apollo Beach market
$450K → $472K
Apollo Beach median sold, yr/yr
97.3%
Sale-to-list ratio (12 mo)
222 of 396
Apollo Beach actives have cut their price
Median sold price, Apollo Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the APOLLO BEACH 33572 median. See the full Apollo Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 638 MANNS HARBOR DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$730,000
638 MANNS HARBOR DRIVE · same community
3 bd · 3 ba · 2,571 sqft · $284/sqft · 2 DOM
Sold · Jun ’26$1,075,000
5328 LOON NEST COURT · same community
4 bd · 3 ba · 2,840 sqft · $379/sqft · 83 DOM
Sold · Aug ’25$530,000
525 MANNS HARBOR DRIVE · same community
3 bd · 2 ba · 2,173 sqft · $244/sqft · 95 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 638 MANNS HARBOR DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 638 MANNS HARBOR DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
638 MANNS HARBOR DRIVE FAQs
What would the monthly payment be for 638 MANNS HARBOR DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $202/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 638 MANNS HARBOR DRIVE?+
The listing reports pets: Cats OK, Dogs OK, Pet Deposit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Apollo Beach?+
At $5,800, this home is listed about 99% below the Apollo Beach median of $490,000. The market section on this page shows how the area is trending.
Which schools are assigned to 638 MANNS HARBOR DRIVE?+
Apollo Beach K-8 School (elementary), Lennard High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the APOLLO BEACH 33572 market on paper
$5,800 is 99% below the APOLLO BEACH 33572 median of $450,000, and at $2/sqft it sits under the Apollo Beach average of $266.
02Trees/Woods views
The trees/woods view is part of what you're buying — views hold value independently of the structure.
03Strong assigned schools
Apollo Beach K-8 School, Lennard High School, Patricia Sullivan Metropolitan Ministries Partnership School — Apollo Beach K-8 School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of 27NORTH REALTY · Shawna Calvert. MLS #TB8526900.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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