532 MANNS HARBOR DRIVE, APOLLO BEACH, FL, 33572
Active108 days on marketListed Apr 7, 2026MLS #P4938345
About this home
532 MANNS HARBOR DRIVE
Welcome to this beautifully designed home located in the highly desirable MiraBay community, where luxury amenities meet everyday comfort. Perfectly positioned with no backyard neighbors, this property offers a private, secluded outdoor space complete with a relaxing hot tub and low-maintenance yard, ideal for enjoying Florida living without the upkeep. Inside, the thoughtfully designed floor plan provides both functionality and flexibility. The first-floor primary suite features dual (his and hers) sinks, offering convenience and comfort. Also on the main level are three additional bedrooms and a guest bathroom, making this layout perfect for families or hosting guests. Upstairs, you’ll find a versatile guest quarters/in-law suite complete with an additional bedroom, full bathroom, and an oversized loft plus pre-plumbing for a wet bar, creating endless possibilities for multi-generational living, entertaining, or a private retreat. As a resident of MiraBay, enjoy access to a gated community with a stunning clubhouse, café-style dining, a heated Olympic-size pool with waterslide, fitness center, tennis and basketball courts, and opportunities for kayaking and fishing. Conveniently located with easy access to US-41 and I-75, commuting to Tampa and surrounding areas is effortless. This home truly offers the best of privacy, flexibility, and resort-style living. Schedule your private showing today!
Facts & features
The home at a glance
5
Bedrooms
3
Bathrooms
2,751
Sqft
0.19 ac
Lot size
2
Garage
2014
Year built
Two
Levels
$189
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,492 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,492/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+40.3%
$/sqft vs Apollo Beach actives
$189 vs $227
Days on market
108 vs 56 typical
Where $189/sqft sits among the 397 Apollo Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Mirabay
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Apollo Beach. See the full Apollo Beach guide →
Mirabay — neighborhood snapshot
Population
2,133
Median age
56
Median income
$98,381
Median home value
$406,778
Avg household
2
Households w/ children
218
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Apollo Beach market
$450K → $472K
Apollo Beach median sold, yr/yr
97.3%
Sale-to-list ratio (12 mo)
227 of 397
Apollo Beach actives have cut their price
Median sold price, Apollo Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 16% above the APOLLO BEACH 33572 median. See the full Apollo Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 532 MANNS HARBOR DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$1,075,000
5328 LOON NEST COURT · same community
4 bd · 3 ba · 2,840 sqft · $379/sqft · 83 DOM
Sold · Jul ’26$730,000
638 MANNS HARBOR DRIVE · same community
3 bd · 3 ba · 2,571 sqft · $284/sqft · 2 DOM
Sold · Aug ’25$530,000
525 MANNS HARBOR DRIVE · same community
3 bd · 2 ba · 2,173 sqft · $244/sqft · 95 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 532 MANNS HARBOR DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 532 MANNS HARBOR DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
532 MANNS HARBOR DRIVE FAQs
What would the monthly payment be for 532 MANNS HARBOR DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,492/mo — principal and interest, the actual property-tax bill, the $16/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 532 MANNS HARBOR DRIVE?+
The association fee works out to $16 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 532 MANNS HARBOR DRIVE?+
The most recent tax bill on record (2025) was $12,295. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 532 MANNS HARBOR DRIVE?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Apollo Beach?+
At $520,000, this home is listed about 6% above the Apollo Beach median of $490,000. The market section on this page shows how the area is trending.
Which schools are assigned to 532 MANNS HARBOR DRIVE?+
Apollo Beach K-8 School (elementary), Lennard High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$520,000 runs 16% above the APOLLO BEACH 33572 median — but at 2,751 sqft it's also 30% larger than the typical Apollo Beach listing.
02Strong assigned schools
Apollo Beach K-8 School, Lennard High School, Patricia Sullivan Metropolitan Ministries Partnership School — Apollo Beach K-8 School rates 4 of 5. Always verify assignments with the district.
03The price has already moved
Listed at $540,000, now $520,000 — a $20K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of LPT REALTY, LLC · Michael DiMeglio. MLS #P4938345.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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