David Ramirez
$1,049,000$1,145,0004 bd3 ba3,699 sqft$284 /sqft$8,184 /mo all-in ↓

5318 LOON NEST COURT, APOLLO BEACH, FL, 33572

Active75 days on marketListed May 26, 2026MLS #TB8508996

Reduced $96KWaterfrontPrivate poolSingle Family ResidenceMIRABAY PH 3C-1

About this home

5318 LOON NEST COURT

One or more photo(s) has been virtually staged. PRICE REDUCED - Come see this traditional Key West style waterfront pool home in the amenity-rich MiraBay community. Beautiful views of the pool, lawn and canal frame this bright, sunny, open floorplan home. Your outdoor, poolside lifestyle is made easy with the pebble tech pool surface, freshly sealed paver decking, dock and outdoor kitchen. All flooring is hard surface with hardwood in each of the bedrooms, the upstairs bonus room, as well as the formal dining room and library/study. No carpet. The airy kitchen and living area have marble floors - easy maintenance and stay cool! The granite countertop's sandy color gives the home a casual beachy feel. There is a breakfast bar with pendant lighting and the kitchen nook boasting that beautiful view of the pool and grassy lawn leading to the canal. Built-ins abound in this home including the closets of each room. The butler's pantry and adjoining walk-in pantry are generously-sized. Three single-light French doors all lead to the fully screened lanai from the master, the kitchen nook, and the secondary bedroom/bath hallway. The master suite encompasses the entire west side of the home, giving privacy. The bath has a large tub and separate shower, enclosed water closet, dual closets, double sinks, pocket doors, and ample storage. The bright and open family room has a gas log fireplace and wood mantle flanked by custom cabinets and shelving with beadboard accents. Bedroom 2 downstairs offers lovely water views of the canal, with a full bath adjacent in the hallway, which also includes a french door to the lanai serving as a convenient poolside bathroom. Beautiful highly polished wood stairs lead to the roomy bonus room, two bedrooms, and a full bath with pocket door closures. A separate alcove and closet upstairs are handy for extra storage. The bonus room balcony faces breathtaking sunset views. Additional upgrades include complete home hurricane door and window system, plantation shutters, woven wood blinds, full rain gutters, new roof April 2025, neutral paint colors, central vacuum system, concrete curb landscape borders, built in shelving in the garage, a pool child safety screen fence, and recirculating water heater. The dock has a separate breaker box and electric sleeve ready for a custom boat lift. A recently completed 4 Point Inspection is available for review. As a resident of MiraBay, amenities such as tennis, pickleball, basketball, a fitness center and a gorgeous resort-style heated pool are yours to enjoy. Make your plans to tour this turn-key waterfront home today! **Flood Insurance Policy is transferable to new owner**

Facts & features

The home at a glance

4

Bedrooms

3

Bathrooms

3,699

Sqft

0.22 ac

Lot size

3

Garage

2006

Year built

Two

Levels

$284

Per sqft

Private poolWaterfrontFireplacePool & Water view

Inside

FlooringCeramic Tile · Marble · Hardwood
AppliancesBuilt-In Oven · Convection Oven · Cooktop · Dishwasher · Disposal · Gas Water Heater · Microwave · Range Hood
InteriorCeiling Fan(s) · Central Vacuum · Crown Molding · Eating Space In Kitchen · High Ceilings · Kitchen/Family Room Combo · Open Floorplan · Primary Bedroom Main Floor · Solid Surface Counters · Solid Wood Cabinets · Thermostat · Walk-In Closet(s) · Window Treatments
LaundryElectric Dryer Hookup · Inside · Laundry Room
CoolingCentral Air
HeatingNatural Gas

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
ViewPool · Water
FacesNortheast
ParkingDriveway · Garage Door Opener · Tandem
ExteriorBalcony · French Doors · Hurricane Shutters · Lighting · Outdoor Grill · Outdoor Kitchen · Private Mailbox · Sidewalk

Community & fees

HOA fee$16/mo
Taxes (2025)$23,451/yr
PetsCats OK, Dogs OK
CommunityBoat Slip · Canal Front · Dock · Water Access · Waterfront · Clubhouse · Fitness Center · Gated Community - No Guard · Golf Carts OK · Park · Playground · Pool · Sidewalks · Tennis Court(s)

Utilities & systems

UtilitiesCable Available · Electricity Available · Natural Gas Available · Phone Available · Sewer Connected · Street Lights · Underground Utilities · Water Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$8,184 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$5,660
PMI (est., until 20% equity)$393
Property tax — 2025 actual bill$1,954
HOA fee — from the listing$16
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $104,900Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $104,900
Interest rate6.00%
Loan term

Estimated payment

$8,184/mo

Principal & interest$5,660
PMI (est., until 20% equity)$393
Property taxes (actual bill)$1,954
HOA / condo fee$16
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $1.0M
$918KedgeAI estimate $1,077,249 · range $956K$1.2M$1.3M

vs edgeAI estimate

−2.6%

$/sqft vs Apollo Beach actives

$284 vs $223

Days on market

75 vs 50 typical

Where $284/sqft sits among the 384 Apollo Beach actives

143
121
37 · this home
25
22
36
$153–209$209–264$264–320$320–375$375–431$431+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Mirabay

Map of 5318 LOON NEST COURT inside its neighborhood boundary

Drive times from this address

Downtown Tampa31 min
Tampa Int’l Airport (TPA)44 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Apollo Beach. See the full Apollo Beach guide →

Mirabay — neighborhood snapshot

Population

2,133

Median age

56

Median income

$98,381

Median home value

$406,778

Avg household

2

Households w/ children

218

For the school run

Hillsborough County School District

ElementaryApollo Beach K-8 School★★★★
HighLennard High School★★★★★
ElementaryPatricia Sullivan Metropolitan Ministries Partnership School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Apollo Beach market

Seller’s marketBalanced5.1 months of inventoryBuyer’s market

$460K$458K

Apollo Beach median sold, yr/yr

97.3%

Sale-to-list ratio (12 mo)

221 of 384

Apollo Beach actives have cut their price

Median sold price, Apollo Beach, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 133% above the APOLLO BEACH 33572 median. See the full Apollo Beach market guide →

Paper trail

This home's history

CurrentPrice reduced to $1,049,000 $96K
May 26, 2026Listed at $1,145,000 · 75 days on market since
2006Built · MIRABAY PH 3C-1

Reality check

What actually sold near 5318 LOON NEST COURT

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

609 MANNS HARBOR DRIVESold · May ’26

$999,999

609 MANNS HARBOR DRIVE · same community

5 bd · 4.5 ba · 4,173 sqft · $240/sqft · 134 DOM

5328 LOON NEST COURTSold · Jun ’26

$1,075,000

5328 LOON NEST COURT · same community

4 bd · 3 ba · 2,840 sqft · $379/sqft · 83 DOM

638 MANNS HARBOR DRIVESold · Jul ’26

$730,000

638 MANNS HARBOR DRIVE · same community

3 bd · 3 ba · 2,571 sqft · $284/sqft · 2 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 5318 LOON NEST COURT — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 5318 LOON NEST COURT — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

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Goes straight to David’s phone and CRM.

Straight answers

5318 LOON NEST COURT FAQs

What would the monthly payment be for 5318 LOON NEST COURT?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $8,184/mo — principal and interest, the actual property-tax bill, the $16/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 5318 LOON NEST COURT?+

The association fee works out to $16 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 5318 LOON NEST COURT?+

The most recent tax bill on record (2025) was $23,451. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 5318 LOON NEST COURT?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Apollo Beach?+

At $1,049,000, this home is listed about 115% above the Apollo Beach median of $489,000. The market section on this page shows how the area is trending.

Which schools are assigned to 5318 LOON NEST COURT?+

Apollo Beach K-8 School (elementary), Lennard High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$1,049,000 runs 133% above the APOLLO BEACH 33572 median — but at 3,699 sqft it's also 72% larger than the typical Apollo Beach listing.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Strong assigned schools

Apollo Beach K-8 School, Lennard High School, Patricia Sullivan Metropolitan Ministries Partnership School — Apollo Beach K-8 School rates 4 of 5. Always verify assignments with the district.

04The price has already moved

Listed at $1,145,000, now $1,049,000 — a $96K cut. The full history is in the market section below.

Listing courtesy of STAR BAY REALTY CORP. · Tamera E Selindh. MLS #TB8508996.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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