David Ramirez
$989,0003 bd2.5 ba2,000 sqft$495 /sqft$5,867 /mo all-in ↓

2460 1ST AVENUE S, ST PETERSBURG, FL, 33712

Active30 days on marketListed Jul 14, 2026MLS #TB8526891

New constructionSingle Family ResidenceST PETERSBURG INVESTMENT CO SUB

About this home

2460 1ST AVENUE S

Pre-Construction. To be built. Estimated Completion December 2026. The west residence of this exclusive duplex by one of St. Petersburg's most respected local builders is now being offered. The east residence is under contract - a testament to the exceptional quality and location. Ideally located just one block from Central Avenue, the main corridor through downtown St. Petersburg, this home places you steps from local restaurants, coffee shops, boutiques, and everyday conveniences, with quick access to the downtown waterfront, and the Gulf beaches. Convenient access to I-275 allows for seamless connectivity throughout Tampa Bay. Non-flood zone location and no HOA add peace of mind. Accented by Canopy’s signature gas lantern and timeless curb appeal, the home features a spacious open floor plan with 10’ ceilings throughout complemented by hardwood flooring throughout and enhanced by refined millwork and trim throughout, including crown molding on the first floor. The kitchen is thoughtfully designed with shaker-style cabinetry featuring an upper stack to the ceiling with crown molding detail, upgraded hardware and soft-close drawers and doors, a designer tile backsplash, farmhouse sink, and an upgraded range hood. A KitchenAid stainless steel appliance package, including a gas range, completes the space with both function and style. Designer interior selections are featured throughout, including a statement powder bath with custom wallpaper. Upstairs, the primary suite offers a well-appointed retreat, with elevated finishes in the en suite bath including designer plumbing fixtures, maple cabinetry, and a frameless glass shower enclosure. Additional bedrooms offer flexibility for guests, a home office, or a dedicated fitness space. Enjoy both a covered front porch and a covered rear patio with privacy fence, extending the living space outdoors and creating ideal areas for relaxing or entertaining. A dedicated laundry room with cabinetry and a granite composite sink adds everyday convenience. Additional highlights include a two-car garage, a tankless gas water heater, impact-resistant doors and windows, and energy-efficient systems. The first floor is constructed of concrete block. With quality and longevity in mind, the home is backed by a comprehensive builder warranty. This is the opportunity to own a new Canopy residence in downtown St. Petersburg's most vibrant and rapidly growing neighborhoods.

Facts & features

The home at a glance

3

Bedrooms

2.5

Bathrooms

2,000

Sqft

0.13 ac

Lot size

2

Garage

2026

Year built

Two

Levels

$495

Per sqft

Inside

FlooringTile · Hardwood
AppliancesDishwasher · Gas Water Heater · Microwave · Range · Range Hood · Refrigerator
InteriorCrown Molding · High Ceilings · Open Floorplan · Solid Surface Counters · Solid Wood Cabinets · Walk-In Closet(s)
LaundryInside
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock
FoundationSlab
FacesNorth
ExteriorLighting · Private Entrance · Private Mailbox · Sidewalk

Community & fees

Taxes (2025)$0/yr

Utilities & systems

UtilitiesCable Available · Electricity Connected · Natural Gas Connected · Phone Available · Public · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$5,867 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$5,337
PMI (est., until 20% equity)$371
Property tax — 2025 actual bill$0
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $98,900Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $98,900
Interest rate6.00%
Loan term

Estimated payment

$6,774/mo

Principal & interest$5,337
PMI (est., until 20% equity)$371
Est. property taxes$907
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $989K
$725KedgeAI estimate $881,274 · range $755K$949K$1.0M

vs edgeAI estimate

+12.2%

$/sqft vs St Petersburg actives

$495 vs $336

Days on market

30 vs 57 typical

Where $495/sqft sits among the 400 St Petersburg actives

134
138
59 · this home
28
11
30
$134–271$271–408$408–545$545–682$682–818$818+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside St Petersburg

Map of 2460 1ST AVENUE S

Drive times from this address

Downtown Tampa27 min
Tampa Int’l Airport (TPA)27 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know St Petersburg. See the full St Petersburg guide →

ST PETERSBURG 33712 — neighborhood snapshot

Population

25,871

Median age

38.5

Median income

$57,729

Median home value

$300,600

Avg household

2.53

Households w/ children

2,441

For the school run

Pinellas County School District

HighGibbs High School★★★★★
ElementaryFairmount Park Elementary School★★★★
MiddleJohn Hopkins Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The St Petersburg market

Seller’s marketLeans seller4.2 months of inventoryBuyer’s market

$380K$402K

St Petersburg median sold, yr/yr

95.8%

Sale-to-list ratio (12 mo)

226 of 400

St Petersburg actives have cut their price

Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 215% above the ST PETERSBURG 33712 median. See the full St Petersburg market guide →

Paper trail

This home's history

Jul 14, 2026Listed at $989,000 · 30 days on market since
2026Built · ST PETERSBURG INVESTMENT CO SUB

Reality check

What actually sold near 2460 1ST AVENUE S

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

2421 BURLINGTON AVENUE NSold · Nov ’25

$725,000

2421 BURLINGTON AVENUE N · same community

4 bd · 4 ba · 2,179 sqft · $333/sqft · 53 DOM

2245 4TH AVENUE SSold · Sep ’25

$1,084,000

2245 4TH AVENUE S · same community

3 bd · 1 ba · 1,800 sqft · $602/sqft · 0 DOM

2450 BURLINGTON AVENUE NSold · Jul ’26

$1,350,000

2450 BURLINGTON AVENUE N · same community

4 bd · 4.5 ba · 2,372 sqft · $569/sqft · 16 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 2460 1ST AVENUE S — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 2460 1ST AVENUE S — before you fall in love.

See it in person

Schedule a tour

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Straight answers

2460 1ST AVENUE S FAQs

What would the monthly payment be for 2460 1ST AVENUE S?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,867/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 2460 1ST AVENUE S?+

The most recent tax bill on record (2025) was $0. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in St Petersburg?+

At $989,000, this home is listed about 130% above the St Petersburg median of $430,000. The market section on this page shows how the area is trending.

Which schools are assigned to 2460 1ST AVENUE S?+

Gibbs High School (high), Fairmount Park Elementary School (elementary), John Hopkins Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of KELLER WILLIAMS ST PETE REALTY · Stephanie Pia. MLS #TB8526891.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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