127 23RD STREET N, ST PETERSBURG, FL, 33713
Active83 days on marketListed May 21, 2026MLS #A4694436
About this home
127 23RD STREET N
This Historic Kenwood Urban Resort, one of Historic Kenwood's most remarkable lifestyle properties, is ready for it's next chapter. Just one block from vibrant Central Avenue and minutes from downtown St. Petersburg, this fully remodeled and turnkey furnished 1923 bungalow offers a rare combination of historic character, resort-style outdoor living, modern upgrades, and income-producing flexibility. Featured twice on Historic Kenwood's celebrated BungalowFest, this exceptional property blends the architectural charm of Old Florida with the conveniences today's buyers demand. The main residence has been thoughtfully updated with a designer kitchen, luxury flooring, custom window treatments, upgraded appliances, two new commercial-grade gas water heaters, and approximately $40,000 in impact glass windows, providing a significant benefit for coastal Florida living. Structural piers have also been reinforced with a hydraulic stabilization system for added confidence and long-term peace of mind. Beyond the front porch, the property unfolds into a private tropical retreat unlike nearly anything else in Historic Kenwood. The heated saltwater pool with bronze frog fountain serves as the centerpiece of an extraordinary outdoor environment surrounded by lush landscaping, artificial turf, expansive entertaining areas, gazebo seating, outdoor shower, irrigation well, and all-new fencing. Whether hosting friends beneath the pergola, relaxing poolside under the palms, or enjoying a quiet evening on the wraparound porch, every space has been designed to elevate daily living. Adding even more versatility is the licensed detached apartment above the garage. Ideal for rental income, guests, extended stays, a private office, creative studio, or multigenerational living, this valuable addition expands the possibilities far beyond those of a typical bungalow. The location is equally compelling. Enjoy exceptional walkability to Central Avenue's restaurants, cafés, galleries, boutiques, entertainment venues, parks, and public transit while being only minutes from downtown St. Petersburg, waterfront parks, museums, and award-winning cultural attractions. Offered turnkey furnished, this is a rare opportunity to acquire a fully curated property ready for immediate enjoyment as a primary residence, second home, seasonal retreat, or investment property. Seller will provide a one-year home warranty to the buyer for added peace of mind. Properties that combine historic charm, resort-style outdoor living, income potential, extensive upgrades, and a premier Historic Kenwood location rarely become available. More than a home, this is a private urban resort designed for those seeking something truly out of the ordinary.
Facts & features
The home at a glance
3
Bedrooms
1
Bathrooms
1,270
Sqft
0.15 ac
Lot size
2
Garage
1923
Year built
One
Levels
$827
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$7,150 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$7,150/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+109.6%
$/sqft vs St Petersburg actives
$827 vs $329
Days on market
83 vs 57 typical
Where $827/sqft sits among the 400 St Petersburg actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside St Petersburg
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Petersburg. See the full St Petersburg guide →
ST PETERSBURG 33713 — neighborhood snapshot
Population
31,835
Median age
42.4
Median income
$69,704
Median home value
$279,000
Avg household
2.17
Households w/ children
3,135
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Petersburg market
$380K → $402K
St Petersburg median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
224 of 400
St Petersburg actives have cut their price
Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 141% above the ST PETERSBURG 33713 median. See the full St Petersburg market guide →
Paper trail
This home's history
Reality check
What actually sold near 127 23RD STREET N
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$440,000
2418 2ND AVENUE S · same community
3 bd · 1 ba · 1,218 sqft · $361/sqft · 20 DOM
Sold · Jul ’26$540,000
2418 2ND AVENUE S · same community
3 bd · 1 ba · 1,218 sqft · $443/sqft · 2 DOM
Sold · Aug ’26$435,000
2244 4TH AVENUE N · same community
3 bd · 2 ba · 1,202 sqft · $362/sqft · 1 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 127 23RD STREET N — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 127 23RD STREET N — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
127 23RD STREET N FAQs
What would the monthly payment be for 127 23RD STREET N?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $7,150/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 127 23RD STREET N?+
The most recent tax bill on record (2025) was $11,171. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 127 23RD STREET N?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Petersburg?+
At $1,050,000, this home is listed about 141% above the St Petersburg median of $435,000. The market section on this page shows how the area is trending.
Which schools are assigned to 127 23RD STREET N?+
John M. Sexton Elementary School (elementary), Meadowlawn Middle School (middle), St. Petersburg High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$1,050,000 runs 141% above the ST PETERSBURG 33713 median.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03The price has already moved
Listed at $1,100,000, now $1,050,000 — a $50K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of JOHN R WOOD PROPERTIES · Greg Gorman. MLS #A4694436.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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