440 22ND STREET N, ST PETERSBURG, FL, 33713
Active15 days on marketListed Aug 1, 2026MLS #TB8531800
About this home
440 22ND STREET N
Step into 1920’s storybook charm combined with high-end modern living in coveted Historic Kenwood! Dressed in a cheerful shade of powder pink, this historic main bungalow and its detached ADU have both recently undergone considerable renovations including brand-new roofing, fresh paint, and updated electrical systems offering peace of mind for the next lucky owner. Inside the main house, soft blonde flooring and elegant gold accents amplify the abundant natural light flooding every room. The rare open-concept floor plan seamlessly bridges vintage character with a modern layout, anchored by a dramatic stone fireplace. The chef’s kitchen features gas cooking, custom cabinetry, and a charming apron-front sink. The living space and front sun room are bright, airy, and designed for effortless entertaining. The detached ADU with its soaring ceilings, full bathroom, efficiency kitchenette and flexible loft space offers incredible versatility, perfect for private guest quarters or a serene home office. Enjoy historic St. Pete charm, modern convenience, incredible flexibility and an enviable location all in one iconic property. Schedule your tour today!
Facts & features
The home at a glance
3
Bedrooms
3
Bathrooms
1,322
Sqft
0.1 ac
Lot size
1925
Year built
One
Levels
$461
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,203 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,203/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+23.6%
$/sqft vs St Petersburg actives
$461 vs $336
Days on market
15 vs 57 typical
Where $461/sqft sits among the 400 St Petersburg actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside St Petersburg
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Petersburg. See the full St Petersburg guide →
ST PETERSBURG 33713 — neighborhood snapshot
Population
31,835
Median age
42.4
Median income
$69,704
Median home value
$279,000
Avg household
2.17
Households w/ children
3,135
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Petersburg market
$380K → $402K
St Petersburg median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
229 of 400
St Petersburg actives have cut their price
Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 42% above the ST PETERSBURG 33713 median. See the full St Petersburg market guide →
Paper trail
This home's history
Reality check
What actually sold near 440 22ND STREET N
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$605,000
233 24TH STREET N · same community
3 bd · 2 ba · 1,380 sqft · $438/sqft · 77 DOM
Sold · Oct ’25$620,000
2351 4TH AVENUE S · same community
3 bd · 2 ba · 1,421 sqft · $436/sqft · 13 DOM
Sold · Sep ’25$440,000
2418 2ND AVENUE S · same community
3 bd · 1 ba · 1,218 sqft · $361/sqft · 20 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 440 22ND STREET N — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 440 22ND STREET N — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
440 22ND STREET N FAQs
What would the monthly payment be for 440 22ND STREET N?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,203/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 440 22ND STREET N?+
The most recent tax bill on record (2025) was $6,342. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 440 22ND STREET N?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Petersburg?+
At $609,000, this home is listed about 40% above the St Petersburg median of $435,000. The market section on this page shows how the area is trending.
Which schools are assigned to 440 22ND STREET N?+
John M. Sexton Elementary School (elementary), Meadowlawn Middle School (middle), St. Petersburg High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS SUBURBAN TAMPA · Robby King, III. MLS #TB8531800.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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