
932 HIGHLAND AVENUE, DUNEDIN, FL, 34698
Active22 days on marketListed Jul 3, 2026MLS #TB8525806
About this home
932 HIGHLAND AVENUE
INCOME OPPORTUNITY... Downtown Dunedin...zoned for Short-Term Rentals (daily, weekly, monthly or annual), or you can live the downtown lifestyle. Introducing “The Coconut Cottage,” an exceptional Downtown Dunedin Bungalow where timeless coastal charm meets modern luxury in one of the area’s most sought-after locations. Perfectly positioned within the coveted Downtown Core (DC), this rare offering is just two blocks from Main Street, moments from the Gulf of Mexico and located in a non-flood zone with NO HOA. Thoughtfully renovated with an effortless blend of finishes and authentic bungalow character, this 3-bedroom, 2-bath residence welcomes you with soaring vaulted ceilings, abundant natural light and an open-concept design that lives far larger than expected. Every detail has been carefully curated, from the wide-plank bamboo luxury waterproof flooring and coastal farmhouse trim to the matte black hardware, designer lighting, LED recessed lighting, hurricane-impact windows, and French doors that seamlessly connect indoor and outdoor living. At the heart of the home, the beautifully appointed kitchen combines style and functionality with soft-close white shaker cabinetry, butcher block countertops, a classic white beveled subway tile backsplash, Frigidaire Gallery Series appliances, a movable center island, and a dedicated interior laundry area complete with premium LG washer and dryer. Designed with privacy in mind, the desirable two-way split floor plan features a tranquil primary suite tucked away from the guest bedrooms. The en suite bath evokes a boutique coastal retreat with its striking blue subway-tiled walk-in shower, penny tile flooring, updated vanity, and refined finishes. Two additional bedrooms are thoughtfully positioned on the opposite side of the home and share a spacious, beautifully updated guest bath. Significant improvements provide exceptional peace of mind, including a 2023 Roof, 2019 A/C, updated electrical and plumbing, hurricane-impact windows and a craftsman-style front entry door. Outside, the inviting yard offers a private coastal setting complete with crushed shell walkways, a fenced yard, a charming fire pit gathering area, additional storage and ample rear parking on the spacious corner lot. The lifestyle is simply unmatched. Walk to Main Street’s award-winning restaurants, boutique shopping, breweries, the Pinellas Bike Trail, Dunedin Marina and spectacular waterfront sunsets at Edgewater Park. Leave the car behind or hop in your golf cart and experience one of Florida’s most beloved coastal communities exactly as it was meant to be enjoyed. Whether you’re seeking a distinctive primary residence, an elegant seasonal escape, an income-producing Short-Term Rental, The Coconut Cottage delivers a rare combination of location, versatility and enduring appeal. Extraordinary opportunities like this seldom become available in the heart of Downtown Dunedin. This is more than a home—it’s an invitation to embrace the quintessential Florida coastal lifestyle while owning one of Dunedin’s most unique and desirable properties.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,040
Sqft
0.1 ac
Lot size
1948
Year built
One
Levels
$817
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$5,801 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,801/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+156.3%
$/sqft vs Dunedin actives
$817 vs $297
Days on market
22 vs 51 typical
Where $817/sqft sits among the 270 Dunedin actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Dunedin
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Dunedin. See the full Dunedin guide →
DUNEDIN 34698 — neighborhood snapshot
Population
37,817
Median age
58.1
Median income
$67,323
Median home value
$335,800
Avg household
2.04
Households w/ children
2,412
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Dunedin market
$440K → $410K
Dunedin median sold, yr/yr
95.6%
Sale-to-list ratio (12 mo)
158 of 270
Dunedin actives have cut their price
Median sold price, Dunedin, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 183% above the DUNEDIN 34698 median. See the full Dunedin market guide →
Paper trail
This home's history
Reality check
What actually sold near 932 HIGHLAND AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$369,900
1045 MARINE STREET
2 bd · 1 ba · 1,030 sqft · $359/sqft · 3 DOM
Sold · Dec ’25$179,000
2017 N BETTY LANE
3 bd · 2 ba · 1,012 sqft · $177/sqft · 37 DOM
Sold · Jun ’26$245,000
1235 IDLEWILD DRIVE
2 bd · 1 ba · 1,068 sqft · $229/sqft · 169 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 932 HIGHLAND AVENUE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 932 HIGHLAND AVENUE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
932 HIGHLAND AVENUE FAQs
What would the monthly payment be for 932 HIGHLAND AVENUE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,801/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 932 HIGHLAND AVENUE?+
The most recent tax bill on record (2025) was $8,833. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 932 HIGHLAND AVENUE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Dunedin?+
At $850,000, this home is listed about 113% above the Dunedin median of $398,500. The market section on this page shows how the area is trending.
Which schools are assigned to 932 HIGHLAND AVENUE?+
Dunedin Highland Middle School (middle), Dunedin Elementary School (elementary), Dunedin High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of COASTAL PROPERTIES GROUP INTERNATIONAL · Katie Gawel. MLS #TB8525806.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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