380 HANCOCK STREET, DUNEDIN, FL, 34698
Active348 days on marketListed Aug 19, 2025MLS #TB8416390
About this home
380 HANCOCK STREET
Prime Development Opportunity – Downtown Dunedin, FL Exceptional vacant land ideally located just steps from vibrant Downtown Dunedin and adjacent to the scenic Pinellas Trail. This rare infill parcel is zoned MF-15 (Multi-Unit Residential) and approved for development — perfectly suited for a 4-unit townhome building. Ideal for spacious floorplans, modern amenities, luxury finishes, and potential roof top decks capturing sunset skyline views. High and dry lot located in desirable "X" flood zone (no flood insurance required). Lot size 90 x 145. Only 1/4 mile from Clearwater Harbor. Walk or bike to dining, shopping, and entertainment in downtown Dunedin. Strong demand for quality townhomes in this fast-growing coastal community. Whether you’re an investor or builder, this is an opportunity in one of Pinellas County’s most desirable locations. Don't miss your chance to develop in the heart of Dunedin! Site plan and promotional rendering available.
Facts & features
The home at a glance
0.29 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$5,429 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,429/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Dunedin
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Dunedin. See the full Dunedin guide →
DUNEDIN 34698 — neighborhood snapshot
Population
37,817
Median age
58.1
Median income
$67,323
Median home value
$335,800
Avg household
2.04
Households w/ children
2,412
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Dunedin market
$440K → $410K
Dunedin median sold, yr/yr
95.6%
Sale-to-list ratio (12 mo)
Median sold price, Dunedin, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 165% above the DUNEDIN 34698 median. See the full Dunedin market guide →
Paper trail
This home's history
Reality check
What actually sold near 380 HANCOCK STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$415,000
530 LEXINGTON STREET
2 bd · 1 ba · 672 sqft · $618/sqft · 3 DOM
Sold · Apr ’26$185,000
875 SKY LOCH DRIVE S
1 bd · 1 ba · 686 sqft · $270/sqft · 121 DOM
Sold · Apr ’26$200,000
1016 IBIS COURT
2 bd · 1 ba · 768 sqft · $260/sqft · 65 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 380 HANCOCK STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 380 HANCOCK STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
380 HANCOCK STREET FAQs
What would the monthly payment be for 380 HANCOCK STREET?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,429/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 380 HANCOCK STREET?+
The most recent tax bill on record (2024) was $8,177. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Dunedin?+
At $795,000, this home is listed about 99% above the Dunedin median of $398,500. The market section on this page shows how the area is trending.
Which schools are assigned to 380 HANCOCK STREET?+
Dunedin Highland Middle School (middle), Dunedin Elementary School (elementary), Dunedin High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$795,000 runs 165% above the DUNEDIN 34698 median.
02Time on market is leverage
348 days on market against a Dunedin median of 51 — sellers in this position are usually ready to negotiate.
03Strong assigned schools
Dunedin Highland Middle School, Dunedin Elementary School, Dunedin High School — Dunedin Highland Middle School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $995,900, now $795,000 — a $201K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of CHARLES RUTENBERG REALTY INC · Rabije Bostinto. MLS #TB8416390.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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