
1921 CARDINAL ROAD, DUNEDIN, FL, 34698
Active150 days on marketListed Feb 24, 2026MLS #TB8479956
About this home
1921 CARDINAL ROAD
Set on nearly half an acre beneath a canopy of majestic oak trees, this beautifully updated 3-bedroom, 2.5-bath home offers a rare sense of space and privacy in the desirable Dunedin Ridge community. Lush landscaping and expansive green space create a peaceful setting that feels like a private park while still being close to everything Dunedin has to offer. Inside, engineered hardwood flooring flows throughout the home, leading to a bright dine-in kitchen designed for both everyday living and entertaining. The crisp white kitchen features granite countertops, stainless steel appliances, a breakfast bar, and a charming shiplap ceiling, while a sun tunnel fills the space with natural light. The inviting family room centers around a cozy wood-burning fireplace and opens through French doors to the expansive backyard. Step outside to your own private oasis, where a resort-style saltwater pool is surrounded by multiple areas for relaxing and entertaining. Whether hosting friends or enjoying a quiet evening beneath the oaks, the property offers an exceptional outdoor living experience. The spacious primary suite serves as a peaceful retreat, complete with a spa-inspired ensuite featuring dual vanities, quartz countertops, and a walk-in shower. Secondary bedrooms are generously sized with ample closet space, and the updated guest bathroom reflects the same thoughtful design. An indoor laundry room adds everyday convenience. Additional upgrades include crown molding, surround sound, impact windows, irrigation, security cameras, and landscape lighting. Ideally located near shopping, dining, parks, and the Gulf beaches, this exceptional home offers the perfect blend of privacy, comfort, and convenience in one of Dunedin’s most charming communities.
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
2,349
Sqft
0.45 ac
Lot size
2
Garage
1972
Year built
One
Levels
$340
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$5,109 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,109/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+25.9%
$/sqft vs Dunedin actives
$340 vs $297
Days on market
150 vs 51 typical
Where $340/sqft sits among the 266 Dunedin actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Dunedin
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Dunedin. See the full Dunedin guide →
DUNEDIN 34698 — neighborhood snapshot
Population
37,817
Median age
58.1
Median income
$67,323
Median home value
$335,800
Avg household
2.04
Households w/ children
2,412
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Dunedin market
$440K → $410K
Dunedin median sold, yr/yr
95.6%
Sale-to-list ratio (12 mo)
159 of 266
Dunedin actives have cut their price
Median sold price, Dunedin, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 166% above the DUNEDIN 34698 median. See the full Dunedin market guide →
Paper trail
This home's history
Reality check
What actually sold near 1921 CARDINAL ROAD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$730,000
1509 COACHLIGHT WAY
3 bd · 2 ba · 2,580 sqft · $283/sqft · 176 DOM
Sold · Sep ’25$455,000
2214 WILSHIRE DRIVE
3 bd · 2 ba · 2,116 sqft · $215/sqft · 154 DOM
Sold · Aug ’25$845,000
1001 MCLEAN STREET
4 bd · 3 ba · 2,105 sqft · $401/sqft · 2 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1921 CARDINAL ROAD — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1921 CARDINAL ROAD — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1921 CARDINAL ROAD FAQs
What would the monthly payment be for 1921 CARDINAL ROAD?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,109/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1921 CARDINAL ROAD?+
The most recent tax bill on record (2025) was $4,057. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Dunedin?+
At $799,000, this home is listed about 101% above the Dunedin median of $398,500. The market section on this page shows how the area is trending.
Which schools are assigned to 1921 CARDINAL ROAD?+
Dunedin Highland Middle School (middle), Dunedin Elementary School (elementary), Dunedin High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$799,000 runs 166% above the DUNEDIN 34698 median — but at 2,349 sqft it's also nearly twice the size of the typical Dunedin listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Time on market is leverage
150 days on market against a Dunedin median of 51 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Dunedin Highland Middle School, Dunedin Elementary School, Dunedin High School — Dunedin Highland Middle School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of COLDWELL BANKER REALTY · Martha Thorn. MLS #TB8479956.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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