David Ramirez
$925,0003 bd3 ba2,648 sqft$349 /sqft$6,521 /mo all-in ↓

266 FLORIDA BOULEVARD, CRYSTAL BEACH, FL, 34681

Active21 days on marketListed Jul 2, 2026MLS #TB8525258

Private poolSingle Family ResidenceSEASIDE WOOD

About this home

266 FLORIDA BOULEVARD

Experience the best of Florida coastal living in this exceptional custom Key West-style pool home, ideally situated on a quiet cul-de-sac atop one of the highest elevations in Crystal Beach and just steps from the water in a NON-FLOOD ZONE! Offering nearly 3,000 square feet of thoughtfully designed living space, this freshly painted interior residence features three spacious en-suite bedrooms, three full bathrooms, and a versatile loft, all within a desirable three-way split floor plan that perfectly balances openness with privacy. A welcoming glass French-door entry opens to soaring cathedral ceilings, oversized windows that fill the home with natural light, and a stunning floor-to-ceiling double-sided wood-burning fireplace that serves as the centerpiece of both the formal living room and family room. A striking spiral staircase leads to the expansive loft, offering endless flexibility as a home office, media room, library, studio, or bonus retreat. Designed to embrace Florida's indoor-outdoor lifestyle, French doors from the main living spaces open to an expansive wraparound paver porch and oversized pool deck, creating the perfect setting for effortless entertaining and everyday relaxation. At the heart of the home, the chef's kitchen showcases solid wood shaker cabinetry, granite countertops, a large center island with a prep sink and seating for up to eight, a new 2024 oven and microwave combination, a flat-top range, and an oversized walk-in pantry, all flowing seamlessly into the generous dining area. The private primary suite overlooks the sparkling pool and lush new tropical landscaping and features direct pool access, a spacious walk-in closet, quartz dual vanities, an oversized garden tub, and an updated glass-enclosed walk-in shower. Two additional oversized en-suite bedrooms, each with a walk-in closet, provide exceptional comfort and privacy for family and guests. Set on nearly half an acre, the backyard is a private tropical retreat enhanced by new landscaping, landscape lighting, a resurfaced lap pool completed in 2022, and a brand-new pool pump installed in 2025. Significant improvements—including a NEW 2025 ROOF, NEW 2023 water heater, and a recently passed transferable four-point inspection—offer exceptional peace of mind. The oversized rear-entry two-car garage, accessed from Seaford Avenue, provides ample storage, while the absence of deed restrictions allows you to keep your boat, RV, or other recreational vehicles at home. With the public Sutherland Bayou boat ramp just minutes away, adventures on the Gulf are always within easy reach. Located in the charming, golf cart-friendly community of Crystal Beach, residents enjoy direct access to the Pinellas Trail, spectacular sunsets at Live Oak Park, top-rated Palm Harbor University High School, and a relaxed coastal lifestyle that is second to none. Combining timeless Key West architecture, quality updates, exceptional privacy, and an unbeatable location, this remarkable home presents a rare opportunity to own one of Crystal Beach's premier coastal retreats. Don't wait - CALL TODAY FOR YOUR PRIVATE SHOWING!

Facts & features

The home at a glance

3

Bedrooms

3

Bathrooms

2,648

Sqft

0.34 ac

Lot size

2

Garage

1999

Year built

One

Levels

$349

Per sqft

Private poolFireplacePool viewPets allowed

Inside

FlooringCarpet · Tile
AppliancesBuilt-In Oven · Cooktop · Dishwasher · Disposal · Dryer · Microwave · Refrigerator · Washer · Water Softener
InteriorCathedral Ceiling(s) · Ceiling Fan(s) · Eating Space In Kitchen · High Ceilings · Kitchen/Family Room Combo · Open Floorplan · Primary Bedroom Main Floor · Solid Wood Cabinets · Split Bedroom · Stone Counters · Thermostat · Walk-In Closet(s) · Window Treatments
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock · Wood Frame
FoundationSlab
ViewPool
FacesSouthwest
ParkingDriveway · Garage Door Opener · Garage Faces Rear
ExteriorFrench Doors · Irrigation System · Lighting · Private Mailbox · Rain Gutters

Community & fees

HOA fee$21/mo
Taxes (2025)$12,017/yr
PetsYes
CommunityDock · Fishing · Gulf/Ocean Front · Waterfront · Golf Carts OK · Irrigation-Reclaimed Water

Utilities & systems

UtilitiesCable Available · Electricity Connected · Public · Sewer Connected · Sprinkler Recycled · Street Lights · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$6,521 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$4,991
PMI (est., until 20% equity)$347
Property tax — 2025 actual bill$1,001
HOA fee — from the listing$21
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $92,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $92,500
Interest rate6.00%
Loan term

Estimated payment

$6,521/mo

Principal & interest$4,991
PMI (est., until 20% equity)$347
Property taxes (actual bill)$1,001
HOA / condo fee$21
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $925K
$827KedgeAI estimate $1,121,291 · range $861K$1.7M$1.8M

vs edgeAI estimate

−17.5%

$/sqft vs Crystal Beach actives

$349 vs $397

Days on market

21 vs 31 typical

Where $349/sqft sits among the 24 Crystal Beach actives

8 · this home
9
3
0
1
3
$330–373$373–416$416–459$459–502$502–545$545+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Crystal Beach

Map of 266 FLORIDA BOULEVARD

Drive times from this address

Tampa Int’l Airport (TPA)41 min
Downtown Tampa44 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Crystal Beach. See the full Crystal Beach guide →

CRYSTAL BEACH 34681 — neighborhood snapshot

Population

1,331

Median age

42.9

Median home value

$680,500

Avg household

2.63

Households w/ children

253

For the school run

Pinellas County School District

HighPalm Harbor University High★★★★
ElementaryOzona Elementary School★★★★★
MiddlePalm Harbor Middle School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Crystal Beach market

Seller’s marketLeans buyer10.7 months of inventoryBuyer’s market

$1.2M$605K

Crystal Beach median sold, yr/yr

95.5%

Sale-to-list ratio (12 mo)

18 of 24

Crystal Beach actives have cut their price

Median sold price, Crystal Beach, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 24% above the CRYSTAL BEACH 34681 median. See the full Crystal Beach market guide →

Paper trail

This home's history

Jul 2, 2026Listed at $925,000 · 21 days on market since
1999Built · SEASIDE WOOD

Reality check

What actually sold near 266 FLORIDA BOULEVARD

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

614 BETMOR LANESold · Oct ’25

$1,175,000

614 BETMOR LANE

4 bd · 3 ba · 2,755 sqft · $426/sqft · 55 DOM

593 OZONA VILLAGE DRIVESold · May ’26

$750,000

593 OZONA VILLAGE DRIVE

4 bd · 3.5 ba · 2,493 sqft · $301/sqft · 34 DOM

272 SHORE DRIVESold · Mar ’26

$1,595,000

272 SHORE DRIVE

4 bd · 3 ba · 2,938 sqft · $543/sqft · 2 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 266 FLORIDA BOULEVARD — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 266 FLORIDA BOULEVARD — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

266 FLORIDA BOULEVARD FAQs

What would the monthly payment be for 266 FLORIDA BOULEVARD?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $6,521/mo — principal and interest, the actual property-tax bill, the $21/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 266 FLORIDA BOULEVARD?+

The association fee works out to $21 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 266 FLORIDA BOULEVARD?+

The most recent tax bill on record (2025) was $12,017. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 266 FLORIDA BOULEVARD?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Crystal Beach?+

At $925,000, this home is listed about 22% above the Crystal Beach median of $760,000. The market section on this page shows how the area is trending.

Which schools are assigned to 266 FLORIDA BOULEVARD?+

Palm Harbor University High (high), Ozona Elementary School (elementary), Palm Harbor Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$925,000 runs 24% above the CRYSTAL BEACH 34681 median — but at 2,648 sqft it's also 48% larger than the typical Crystal Beach listing.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Strong assigned schools

Palm Harbor University High, Ozona Elementary School, Palm Harbor Middle School — Palm Harbor University High rates 4 of 5. Always verify assignments with the district.

Listing courtesy of COLDWELL BANKER REALTY · Amanda Justus. MLS #TB8525258.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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