201 GEORGIA AVENUE, CRYSTAL BEACH, FL, 34681
Active207 days on marketListed Jan 8, 2026MLS #TB8462277
About this home
201 GEORGIA AVENUE
Live in a home that will feel like every day is a vacation! Come discover this decidedly different, custom-built home perched on a gentle rise, an inviting retreat that captures the essence of Crystal Beach living. No HOA! This home is "high and dry". No flood worries here! Coastal charm, breezy comfort, and a relaxed Florida vibe flow through every inch of this thoughtfully designed property. Spend care-free, sun splashed days lounging in the free form custom pool, complete with a tranquil waterfall. Host memorable alfresco dinners on the spacious deck. Inside, volume ceilings, abundant natural light, and lovely views from every window create an airy, uplifting atmosphere. Plenty of room to roam with three generous-sized bedrooms, two full baths and a huge family room/flex space. The oversized lot is adorned with Florida native landscaping allowing the enjoyment of beauty without the burden. Store bikes and toys in the 8 x 10 Smithbilt shed. No grass to mow means more time for fun. And fun is never far away. Cruise the neighborhood by golf cart. Catch breathtaking sunsets over the gulf at Live Oak Park. Cast a line from the community pier. Bike the scenic 46-mile Pinellas Trail. Explore the Greek heritage of Tarpon Springs, savor fresh seafood in downtown Palm Harbor, or sip your way through the Dunedin vibrant craft brewery scene. Current owner used as a holiday home several times a year and then rented to vacationers the balance of the time.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,948
Sqft
0.28 ac
Lot size
1998
Year built
Two
Levels
$357
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$5,116 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,116/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+9.9%
$/sqft vs Crystal Beach actives
$357 vs $392
Days on market
207 vs 31 typical
Where $357/sqft sits among the 23 Crystal Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Crystal Beach
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Crystal Beach. See the full Crystal Beach guide →
CRYSTAL BEACH 34681 — neighborhood snapshot
Population
1,331
Median age
42.9
Median home value
$680,500
Avg household
2.63
Households w/ children
253
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Crystal Beach market
$1.2M → $850K
Crystal Beach median sold, yr/yr
94.1%
Sale-to-list ratio (12 mo)
19 of 23
Crystal Beach actives have cut their price
Median sold price, Crystal Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 7% below the CRYSTAL BEACH 34681 median. See the full Crystal Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 201 GEORGIA AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$535,000
220 NORMANDY CIRCLE W
3 bd · 2 ba · 1,950 sqft · $274/sqft · 30 DOM
Sold · May ’26$590,000
221 ARBOR DRIVE W
3 bd · 2 ba · 1,903 sqft · $310/sqft · 8 DOM
Sold · Mar ’26$749,000
12 BAYOU LANE
3 bd · 3 ba · 2,013 sqft · $372/sqft · 256 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 201 GEORGIA AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 201 GEORGIA AVENUE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
201 GEORGIA AVENUE FAQs
What would the monthly payment be for 201 GEORGIA AVENUE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,116/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 201 GEORGIA AVENUE?+
The most recent tax bill on record (2025) was $11,341. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Crystal Beach?+
At $695,000, this home is listed about 9% below the Crystal Beach median of $760,000. The market section on this page shows how the area is trending.
Which schools are assigned to 201 GEORGIA AVENUE?+
Palm Harbor University High (high), Ozona Elementary School (elementary), Palm Harbor Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Under the CRYSTAL BEACH 34681 market on paper
$695,000 is 7% below the CRYSTAL BEACH 34681 median of $747,450, and at $357/sqft it sits under the Crystal Beach average of $412.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Time on market is leverage
207 days on market against a Crystal Beach median of 31 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Palm Harbor University High, Ozona Elementary School, Palm Harbor Middle School — Palm Harbor University High rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $699,000, now $695,000 — a $4K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of BLAKE REAL ESTATE INC · Annette Lawrence. MLS #TB8462277.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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