812 GULF BLVD UNIT 3, INDIAN ROCKS BEACH, FL, 33785
Active20 days on marketListed Jul 14, 2026MLS #TB8524687
About this home
812 GULF BLVD UNIT 3
Welcome to your own piece of Indian Rocks Beach. Perfectly positioned on the Gulf side of Gulf Boulevard, this beautifully furnished three-bedroom, two-bath corner condominium offers the ideal blend of comfort, convenience, and coastal living just steps from the sugar-white sands of the Gulf of Mexico. Located within the intimate Ship-A-Hoey Condominium, a boutique community with only four residences, this home offers privacy while placing you in the heart of one of Pinellas County's most loved beach towns. Whether you're looking for a full-time residence, a vacation getaway, or an income-producing investment, this property offers outstanding flexibility with a minimum three-day rental policy, making it an excellent opportunity for both personal enjoyment and rental income. Inside, the open floor plan is bright and inviting, featuring luxury vinyl plank flooring, solid wood cabinetry, stone countertops, stainless steel appliances, and tasteful coastal finishes throughout. The living and dining areas open to a private west-facing balcony where you can enjoy partial Gulf views and beautiful sunsets after a day at the beach. The primary suite offers a walk-in closet and private bath, while two additional bedrooms provide comfortable accommodations for family and guests. A full-size washer and dryer, private interior laundry closet, dedicated storage closet, and two assigned under-building parking spaces add everyday convenience. Recent exterior improvements, including a new roof and freshly painted exterior, provide added peace of mind. The monthly condominium fee includes water, sewer, trash, exterior maintenance, pest control, and property insurance, creating a low-maintenance ownership experience. With the flexibility to rent every three days, this property presents an excellent opportunity to generate rental income while enjoying everything Indian Rocks Beach has to offer. Waterfront dining, local shops, parks, boating, fishing, and miles of beautiful beaches are all just moments away, making this a place you'll enjoy year-round.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
975
Sqft
0.13 ac
Lot size
1981
Year built
Three Or More
Levels
$973
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$6,894 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$6,894/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Indian Rocks Beach actives
$973 vs $617
Days on market
20 vs 66 typical
Where $973/sqft sits among the 86 Indian Rocks Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Indian Rocks
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Indian Rocks Beach. See the full Indian Rocks Beach guide →
Indian Rocks — neighborhood snapshot
Population
3,655
Median age
59
Median income
$104,994
Median home value
$687,925
Avg household
2
Households w/ children
160
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Indian Rocks Beach market
$950K → $755K
Indian Rocks Beach median sold, yr/yr
94.2%
Sale-to-list ratio (12 mo)
45 of 86
Indian Rocks Beach actives have cut their price
Median sold price, Indian Rocks Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 34% above the INDIAN ROCKS BEACH 33785 median. See the full Indian Rocks Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 812 GULF BLVD UNIT 3
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$160,000
11485 OAKHURST ROAD UNIT 200-101
2 bd · 2 ba · 980 sqft · $163/sqft · 123 DOM
Sold · Mar ’26$155,000
11485 OAKHURST ROAD UNIT -107
2 bd · 2 ba · 980 sqft · $158/sqft · 502 DOM
Sold · Jul ’26$475,000
50 GULF BOULEVARD UNIT 207
2 bd · 2 ba · 1,008 sqft · $471/sqft · 251 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 812 GULF BLVD UNIT 3 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 812 GULF BLVD UNIT 3 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
812 GULF BLVD UNIT 3 FAQs
What would the monthly payment be for 812 GULF BLVD UNIT 3?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $6,894/mo — principal and interest, the actual property-tax bill, the $525/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 812 GULF BLVD UNIT 3?+
The association fee works out to $525 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 812 GULF BLVD UNIT 3?+
The most recent tax bill on record (2024) was $8,792. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 812 GULF BLVD UNIT 3?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Indian Rocks Beach?+
At $949,000, this home is listed about 27% above the Indian Rocks Beach median of $749,000. The market section on this page shows how the area is trending.
Which schools are assigned to 812 GULF BLVD UNIT 3?+
Anona Elementary School (elementary), Largo High School (high), Seminole Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$949,000 runs 34% above the INDIAN ROCKS BEACH 33785 median.
02Water views
The water view is part of what you're buying — views hold value independently of the structure.
03Know the monthly fee
The association fee is $525/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
04Strong assigned schools
Anona Elementary School, Largo High School, Seminole Middle School — Anona Elementary School rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $1,000,000, now $949,000 — a $51K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of EXP REALTY LLC · Tanner Tillung. MLS #TB8524687.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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