David Ramirez
$950,000$975,0003 bd2 ba1,540 sqft$617 /sqft$5,576 /mo all-in ↓

399 2ND STREET UNIT 718, INDIAN ROCKS BEACH, FL, 33785

Active87 days on marketListed May 11, 2026MLS #TB8505117

Reduced $25KWaterfrontCondo - HotelHARBOURSIDE AT MARKER 33 VACATION CONDO

About this home

399 2ND STREET UNIT 718

Experience the best of beachside living and investment potential with this beautifully appointed 3-bedroom, 2-bath condo in Harbourside at Marker 33, located in the heart of Indian Rocks Beach. Offered fully furnished and turnkey, this coastal retreat is just moments from the sand and showcases stunning views of both the Intracoastal Waterway and the Gulf of Mexico from its private balcony. Inside, the open-concept design is bright and inviting, highlighted by luxury vinyl wood flooring, tasteful coastal décor, and a sunlit breakfast nook framed by floor-to-ceiling windows. The kitchen is well-equipped for everyday living or hosting guests, featuring granite countertops, upgraded wood cabinetry, a built-in workspace, and a convenient in-unit laundry closet. The spacious primary suite comfortably accommodates guests with two queen beds, a Smart TV, and a private en-suite bath with walk-in shower. A second bedroom offers a king bed, water views, and access to a full bath with a walk-in closet, while the third bedroom features bunk beds, making it ideal for additional guests or families. This property is perfectly suited for short-term rentals, allowing 3-day minimum stays and benefiting from relatively low HOA fees—an appealing combination for investors and second-home buyers alike. Ownership includes access to the popular on-site Splash Harbour Waterpark, complete with a lazy river, slides, heated pool, and four daily passes. Additional amenities include a Tiki bar, Jimmy Guana’s waterfront restaurant, rooftop sunset deck, mini golf, arcade, and boat and jet ski rentals. Set in a highly walkable location near local dining, shops, and beach attractions, this pet-friendly (owners, up to 20 lbs) condo offers a rare blend of resort-style amenities, prime location, and strong income potential—all wrapped into one exceptional coastal property.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,540

Sqft

0.36 ac

Lot size

1

Garage

2016

Year built

One

Levels

$617

Per sqft

WaterfrontTurnkey

Inside

FlooringCeramic Tile · Luxury Vinyl
AppliancesDishwasher · Electric Water Heater · Microwave · Range · Refrigerator
InteriorBuilt-in Features · Ceiling Fan(s) · Living Room/Dining Room Combo · Open Floorplan · Solid Wood Cabinets · Stone Counters · Thermostat · Walk-In Closet(s)
LaundryInside
CoolingCentral Air
HeatingCentral · Electric
FurnishedTurnkey

Outside & construction

RoofMetal
ConstructionConcrete · Stucco
FoundationSlab
FacesWest
ParkingGround Level · Guest · Under Building
ExteriorBalcony · Hurricane Shutters · Irrigation System · Lighting · Outdoor Kitchen · Outdoor Shower · Sidewalk · Storage

Community & fees

Taxes (2025)$12,433/yr
PetsCats OK, Dogs OK, Number Limit
CommunityBay/Harbor Front · Boat Slip · Dock · Fishing · Gulf/Ocean Front · Intracoastal Waterway · Water Access · Waterfront · Buyer Approval Required · Park · Playground · Pool · Restaurant · Sidewalks

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Connected · Electricity Connected · Sewer Connected · Street Lights · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$5,576 /mo · 30% down, 30-yr fixed at 6.9%

Principal & interest$4,380
Property tax — 2025 actual bill$1,036
Insurance (FL estimate)$160

Why the rate is different here

Loan typeCondo-hotel / non-warrantableTypical down payment30%+Rate premium+0.5–1.0%

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote for a condo-hotel in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Down payment30% · $285,000
Interest rate6.90%
Loan term

Estimated payment

$5,576/mo

Principal & interest$4,380
Property taxes (actual bill)$1,036
Est. insurance$160

Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs HARBOURSIDE AT MARKER 33 VACATION CONDO

$617 vs $630

Days on market

87 vs 68 typical

Where $617/sqft sits among the 6 homes for sale in HARBOURSIDE AT MARKER 33 VACATION CONDO

3
0
1 · this home
0
1
1
$567–589$589–612$612–634$634–657$657–679$679+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Indian Rocks

Map of 399 2ND STREET UNIT 718 inside its neighborhood boundary

Drive times from this address

Downtown Tampa38 min
Tampa Int’l Airport (TPA)38 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Indian Rocks Beach. See the full Indian Rocks Beach guide →

Indian Rocks — neighborhood snapshot

Population

3,655

Median age

59

Median income

$104,994

Median home value

$687,925

Avg household

2

Households w/ children

160

For the school run

Pinellas County School District

ElementaryAnona Elementary School★★★★
HighLargo High School★★★★★
MiddleSeminole Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Indian Rocks Beach market

Seller’s marketBalanced7.0 months of inventoryBuyer’s market

$950K$755K

Indian Rocks Beach median sold, yr/yr

94.2%

Sale-to-list ratio (12 mo)

5 of 6

HARBOURSIDE AT MARKER 33 VACATION CONDO have cut their price

Median sold price, Indian Rocks Beach, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 33% above the INDIAN ROCKS BEACH 33785 median. See the full Indian Rocks Beach market guide →

Paper trail

This home's history

CurrentPrice reduced to $950,000 $25K
May 11, 2026Listed at $975,000 · 87 days on market since
2016Built · HARBOURSIDE AT MARKER 33 VACATION CONDO

Reality check

What actually sold near 399 2ND STREET UNIT 718

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

399 2ND STREET UNIT 313Sold · Nov ’25

$630,000

399 2ND STREET UNIT 313 · same community

2 bd · 2 ba · 1,100 sqft · $573/sqft · 188 DOM

13931 DOMINICA DRIVESold · Mar ’26

$440,000

13931 DOMINICA DRIVE

3 bd · 2 ba · 1,562 sqft · $282/sqft · 16 DOM

13733 TRINIDAD DRIVESold · Jul ’26

$375,000

13733 TRINIDAD DRIVE

4 bd · 3 ba · 1,591 sqft · $236/sqft · 33 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 399 2ND STREET UNIT 718 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 399 2ND STREET UNIT 718 — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

By checking this box, I agree that CENTURY 21 Edge and my agent may call and text me — including by automated means and prerecorded or artificial voice — at any phone number I provide, about my inquiry and the services provided to me, and that calls with CENTURY 21 Edge are recorded. Consent is not a condition of buying or selling a home. Message and data rates may apply. Message frequency may vary. Reply STOP to opt out or HELP for help. See our Privacy Policy, Terms of Use and SMS Terms.

Goes straight to David’s phone and CRM.

Straight answers

399 2ND STREET UNIT 718 FAQs

What would the monthly payment be for 399 2ND STREET UNIT 718?+

With 30% down on a 30-year condo-hotel loan at 6.9%, the all-in payment lands around $5,576/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 399 2ND STREET UNIT 718?+

The most recent tax bill on record (2025) was $12,433. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 399 2ND STREET UNIT 718?+

The listing reports pets: Cats OK, Dogs OK, Number Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Indian Rocks Beach?+

At $950,000, this home is listed about 27% above the Indian Rocks Beach median of $749,000. The market section on this page shows how the area is trending.

Which schools are assigned to 399 2ND STREET UNIT 718?+

Anona Elementary School (elementary), Largo High School (high), Seminole Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Five things that matter here

01Positioned at the premium end

$950,000 runs 33% above the INDIAN ROCKS BEACH 33785 median — but at 1,540 sqft it's also 34% larger than the typical Indian Rocks Beach listing.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03The trade-off to know about

Condo-hotel units use specialty financing — expect a larger down payment and a rate premium, or an all-cash purchase. Our lender partners quote these weekly; the cost panel below reflects standard financing, so ask us for the real quote.

04Strong assigned schools

Anona Elementary School, Largo High School, Seminole Middle School — Anona Elementary School rates 4 of 5. Always verify assignments with the district.

05The price has already moved

Listed at $975,000, now $950,000 — a $25K cut. The full history is in the market section below.

Listing courtesy of KELLER WILLIAMS GULF BEACHES · Troy Walseth. MLS #TB8505117.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

Never miss a listing

New Indian Rocks Beach homes, in your inbox

Like 399 2ND STREET UNIT 718 but not quite? A daily digest of every new listing in Indian Rocks Beach — straight from the MLS, hours after it goes live. Unsubscribe anytime.

Just watching this one home? Ask David to ping you on any price or status change →

CENTURY 21 Edge
© 2026 CENTURY 21® and the CENTURY 21 Logo are registered service marks owned by Century 21 Real Estate LLC. Sunseria Real Estate Group LLC d/b/a CENTURY 21 Edge fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. Each office is independently owned and operated. Any services or products provided by independently owned and operated franchisees are not provided by, affiliated with, or related to Century 21 Real Estate LLC nor any of its affiliated companies.

MLS® Disclaimers

Stellar MLS / MFRMLSCopyright © MFRMLS.com. All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated August 6, 2026 at 11:09 PM UTC. The listing information on this page last changed on August 6, 2026 at 11:09 PM UTC. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of MFR MLS. Updated on August 6, 2026 at 11:09 PM UTC.

StellarMLS DMCA Notice: The Digital Millennium Copyright Act of 1998, 17 U.S.C. §512, the DMCA, provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe in good faith that any content or material made available in connection with our website or services infringes your copyright, you (or your agent) may send us a notice requesting that the content or material be removed, or access to it blocked. Notices must be sent in writing by email to DMCAnotice@MLSGrid.com. The DMCA requires that your notice of alleged copyright infringement include the following information: (1) description of the copyrighted work that is the subject of claimed infringement; (2) description of the alleged infringing content and information sufficient to permit us to locate the content; (3) contact information for you, including your address, telephone number and email address; (4) a statement by you that you have a good faith belief that the content in the manner complained of is not authorized by the copyright owner, or its agent, or by the operation of any law; (5) a statement by you, signed under penalty of perjury, that the information in the notification is accurate and that you have the authority to enforce the copyrights that are claimed to be infringed; and (6) a physical or electronic signature of the copyright owner or a person authorized to act on the copyright owners behalf. Failure to include all of the above information may result in the delay of the processing of your complaint.

Southeast Florida MLSCopyright Southeast Florida Multiple Listing Service © 2026. Accuracy of listing information is not guaranteed. Listing information is provided for personal consumer, non-commercial use, solely to identify potential properties for potential purchase. All other use is strictly prohibited, is a violation of the terms of use, and may violate federal and state law. Data Last Updated: August 6, 2026 at 11:09 PM UTC.

Space Coast AORThese listings are provided by the IDX Program of Brevard County, Florida. Real Estate listings held by brokerage firms other than CENTURY 21 Edge Central Florida are marked with the IDX Logo and detailed information about them includes the name of the listing brokers. IDX information is provided exclusively for consumers'' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed.

Beaches MLSAll information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer''s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.