
399 2ND STREET UNIT 718, INDIAN ROCKS BEACH, FL, 33785
Active87 days on marketListed May 11, 2026MLS #TB8505117
About this home
399 2ND STREET UNIT 718
Experience the best of beachside living and investment potential with this beautifully appointed 3-bedroom, 2-bath condo in Harbourside at Marker 33, located in the heart of Indian Rocks Beach. Offered fully furnished and turnkey, this coastal retreat is just moments from the sand and showcases stunning views of both the Intracoastal Waterway and the Gulf of Mexico from its private balcony. Inside, the open-concept design is bright and inviting, highlighted by luxury vinyl wood flooring, tasteful coastal décor, and a sunlit breakfast nook framed by floor-to-ceiling windows. The kitchen is well-equipped for everyday living or hosting guests, featuring granite countertops, upgraded wood cabinetry, a built-in workspace, and a convenient in-unit laundry closet. The spacious primary suite comfortably accommodates guests with two queen beds, a Smart TV, and a private en-suite bath with walk-in shower. A second bedroom offers a king bed, water views, and access to a full bath with a walk-in closet, while the third bedroom features bunk beds, making it ideal for additional guests or families. This property is perfectly suited for short-term rentals, allowing 3-day minimum stays and benefiting from relatively low HOA fees—an appealing combination for investors and second-home buyers alike. Ownership includes access to the popular on-site Splash Harbour Waterpark, complete with a lazy river, slides, heated pool, and four daily passes. Additional amenities include a Tiki bar, Jimmy Guana’s waterfront restaurant, rooftop sunset deck, mini golf, arcade, and boat and jet ski rentals. Set in a highly walkable location near local dining, shops, and beach attractions, this pet-friendly (owners, up to 20 lbs) condo offers a rare blend of resort-style amenities, prime location, and strong income potential—all wrapped into one exceptional coastal property.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,540
Sqft
0.36 ac
Lot size
1
Garage
2016
Year built
One
Levels
$617
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$5,576 /mo · 30% down, 30-yr fixed at 6.9%
Why the rate is different here
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote for a condo-hotel in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$5,576/mo
Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs HARBOURSIDE AT MARKER 33 VACATION CONDO
$617 vs $630
Days on market
87 vs 68 typical
Where $617/sqft sits among the 6 homes for sale in HARBOURSIDE AT MARKER 33 VACATION CONDO
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Indian Rocks
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Indian Rocks Beach. See the full Indian Rocks Beach guide →
Indian Rocks — neighborhood snapshot
Population
3,655
Median age
59
Median income
$104,994
Median home value
$687,925
Avg household
2
Households w/ children
160
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Indian Rocks Beach market
$950K → $755K
Indian Rocks Beach median sold, yr/yr
94.2%
Sale-to-list ratio (12 mo)
5 of 6
HARBOURSIDE AT MARKER 33 VACATION CONDO have cut their price
Median sold price, Indian Rocks Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 33% above the INDIAN ROCKS BEACH 33785 median. See the full Indian Rocks Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 399 2ND STREET UNIT 718
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$630,000
399 2ND STREET UNIT 313 · same community
2 bd · 2 ba · 1,100 sqft · $573/sqft · 188 DOM
Sold · Mar ’26$440,000
13931 DOMINICA DRIVE
3 bd · 2 ba · 1,562 sqft · $282/sqft · 16 DOM
Sold · Jul ’26$375,000
13733 TRINIDAD DRIVE
4 bd · 3 ba · 1,591 sqft · $236/sqft · 33 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 399 2ND STREET UNIT 718 — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 399 2ND STREET UNIT 718 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
399 2ND STREET UNIT 718 FAQs
What would the monthly payment be for 399 2ND STREET UNIT 718?+
With 30% down on a 30-year condo-hotel loan at 6.9%, the all-in payment lands around $5,576/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 399 2ND STREET UNIT 718?+
The most recent tax bill on record (2025) was $12,433. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 399 2ND STREET UNIT 718?+
The listing reports pets: Cats OK, Dogs OK, Number Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Indian Rocks Beach?+
At $950,000, this home is listed about 27% above the Indian Rocks Beach median of $749,000. The market section on this page shows how the area is trending.
Which schools are assigned to 399 2ND STREET UNIT 718?+
Anona Elementary School (elementary), Largo High School (high), Seminole Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$950,000 runs 33% above the INDIAN ROCKS BEACH 33785 median — but at 1,540 sqft it's also 34% larger than the typical Indian Rocks Beach listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03The trade-off to know about
Condo-hotel units use specialty financing — expect a larger down payment and a rate premium, or an all-cash purchase. Our lender partners quote these weekly; the cost panel below reflects standard financing, so ask us for the real quote.
04Strong assigned schools
Anona Elementary School, Largo High School, Seminole Middle School — Anona Elementary School rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $975,000, now $950,000 — a $25K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS GULF BEACHES · Troy Walseth. MLS #TB8505117.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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