399 2ND STREET UNIT 716, INDIAN ROCKS BEACH, FL, 33785
Active305 days on marketListed Oct 5, 2025MLS #TB8434648
About this home
399 2ND STREET UNIT 716
New Price! Ready to Sell! Don't miss this rare opportunity to own a stunning condominium in a prime location with spectacular water views. Near the white sand beaches of Indian Rocks Beach, this property offers luxury and proven rental income, making it an exceptional choice for investors. From your private balcony, you can enjoy unobstructed views of the Gulf of Mexico and Intracoastal Waterway, ideal for relaxing and watching breathtaking sunsets. This condominium is ideally just two blocks from the beach, top local restaurants, shops and a variety of water activities. Residents and guests can take advantage of dolphin and sunset cruises, fishing charters and other water-based adventures. The resort-style amenities are equally impressive, with included daily passes to Splash Harbour Water Park, which features a 600-foot lazy river, two 42-foot slides, a splash pad, pirate ship, dumping bucket, and a full-service bar and café. The property’s versatile living space includes a desirable split-floor plan with a second bedroom that can be rented out separately as a one-bedroom unit, both offering stunning waterpark views. This condominium is turnkey and rental-ready, boasting a strong rental history and the flexibility of a no minimum day rental policy. With at least two daily passes to the waterpark included, it’s ideal for investors seeking consistent income or owners who desire a relaxing retreat with excellent amenities. Additional features include a washer and dryer, exterior locker storage closet right out the front door for shoring beach equipment, open parking, Wi-Fi access and pet-friendliness for pets up to 20 pounds for owner only, and guest or tenant cannot have pets. The oversized community patio is an ideal spot for enjoying the spectacular sunsets over the Gulf of Mexico, providing an inviting space for relaxation and socializing. Whether you are looking for a lucrative investment property or a personal vacation getaway, this condominium offers everything you need in a desirable location. Schedule your viewing today and explore the endless possibilities this exceptional property has to offer.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,110
Sqft
0.36 ac
Lot size
2016
Year built
One
Levels
$630
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,973 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,973/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+42.2%
$/sqft vs HARBOURSIDE AT MARKER 33 VACATION CONDO
$630 vs $617
Days on market
305 vs 68 typical
Where $630/sqft sits among the 6 homes for sale in HARBOURSIDE AT MARKER 33 VACATION CONDO
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Indian Rocks
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Indian Rocks Beach. See the full Indian Rocks Beach guide →
Indian Rocks — neighborhood snapshot
Population
3,655
Median age
59
Median income
$104,994
Median home value
$687,925
Avg household
2
Households w/ children
160
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Indian Rocks Beach market
$950K → $755K
Indian Rocks Beach median sold, yr/yr
94.2%
Sale-to-list ratio (12 mo)
5 of 6
HARBOURSIDE AT MARKER 33 VACATION CONDO have cut their price
Median sold price, Indian Rocks Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 1% below the INDIAN ROCKS BEACH 33785 median. See the full Indian Rocks Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 399 2ND STREET UNIT 716
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$630,000
399 2ND STREET UNIT 313 · same community
2 bd · 2 ba · 1,100 sqft · $573/sqft · 188 DOM
Sold · Jul ’26$217,000
10215 REGAL DRIVE UNIT 14
2 bd · 2 ba · 1,105 sqft · $196/sqft · 283 DOM
Sold · Apr ’26$505,000
19925 GULF BOULEVARD UNIT 105
2 bd · 2 ba · 1,125 sqft · $449/sqft · 274 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 399 2ND STREET UNIT 716 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 399 2ND STREET UNIT 716 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
399 2ND STREET UNIT 716 FAQs
What would the monthly payment be for 399 2ND STREET UNIT 716?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,973/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 399 2ND STREET UNIT 716?+
The most recent tax bill on record (2024) was $9,351. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 399 2ND STREET UNIT 716?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Indian Rocks Beach?+
At $699,000, this home is listed about 7% below the Indian Rocks Beach median of $749,000. The market section on this page shows how the area is trending.
Which schools are assigned to 399 2ND STREET UNIT 716?+
Anona Elementary School (elementary), Largo High School (high), Seminole Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
02Time on market is leverage
305 days on market against a Indian Rocks Beach median of 68 — sellers in this position are usually ready to negotiate.
03Strong assigned schools
Anona Elementary School, Largo High School, Seminole Middle School — Anona Elementary School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $769,000, now $699,000 — a $70K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of PREMIER SOTHEBY'S INTL REALTY · Michael Perez Pa. MLS #TB8434648.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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