5811 MARINER STREET, TAMPA, FL, 33609
Active22 days on marketListed Jul 14, 2026MLS #TB8524372
About this home
5811 MARINER STREET
Welcome to 5811 Mariner Street. Set in the sought after waterfront enclave of Mariner Estates in Beach Park on the open waters of Tampa Bay, this spectacular 5006 sf builder's own custom home exemplifies the best of contemporary coastal design, timeless style and stunning location. The home features 5 bedrooms, 5.5 baths, plus an office. The first floor offers a beautiful and private in law or guest wing, formal living and dining rooms, with views of the bay, open floor plan with chefs kitchen overlooking the great room and a 170 bottle wine room. The second floor primary suite is unequaled in its spa like atmosphere. Outdoors enjoy the spectacular resort style pool and private dock and boat lift. Enjoy the luxury of true waterfront living in Mariner Estates, located minutes to famed Tampa International Airport, top rated public and private schools, world class luxury shopping and dining at International Plaza and Hyde Park Village, Westshore, Midtown and Downtown Business Districts, and the Nation'sTop Beaches. You can have it all!
Facts & features
The home at a glance
5
Bedrooms
5.5
Bathrooms
5,006
Sqft
0.24 ac
Lot size
2
Garage
2017
Year built
Two
Levels
$799
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$25,714 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$25,714/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+53.9%
$/sqft vs Tampa actives
$799 vs $302
Days on market
22 vs 41 typical
Where $799/sqft sits among the 400 Tampa actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Tampa
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Tampa. See the full Tampa guide →
TAMPA 33609 — neighborhood snapshot
Population
17,922
Median age
40
Median income
$105,083
Median home value
$526,000
Avg household
2.14
Households w/ children
2,090
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Tampa market
$413K → $433K
Tampa median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
193 of 400
Tampa actives have cut their price
Median sold price, Tampa, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 811% above the TAMPA 33609 median. See the full Tampa market guide →
Paper trail
This home's history
Reality check
What actually sold near 5811 MARINER STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$3,675,000
814 S BAYSIDE DRIVE
5 bd · 5.5 ba · 4,954 sqft · $742/sqft · 11 DOM
Sold · Jan ’26$2,575,000
4616 W ESTRELLA STREET
5 bd · 4.5 ba · 5,072 sqft · $508/sqft · 123 DOM
Sold · Mar ’26$2,578,558
4712 W CLEAR AVENUE
5 bd · 4.5 ba · 5,072 sqft · $508/sqft · 159 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 5811 MARINER STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5811 MARINER STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
5811 MARINER STREET FAQs
What would the monthly payment be for 5811 MARINER STREET?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $25,714/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 5811 MARINER STREET?+
The most recent tax bill on record (2025) was $29,641. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Tampa?+
At $4,000,000, this home is listed about 789% above the Tampa median of $449,999. The market section on this page shows how the area is trending.
Which schools are assigned to 5811 MARINER STREET?+
Coleman Middle School (middle), Grady Elementary School (elementary), Plant High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$4,000,000 runs 811% above the TAMPA 33609 median — but at 5,006 sqft it's also nearly 3 times the size of the typical Tampa listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Strong assigned schools
Coleman Middle School, Grady Elementary School, Plant High School, Patricia Sullivan Metropolitan Ministries Partnership School — Coleman Middle School rates 5 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of SMITH & ASSOCIATES REAL ESTATE · Mary Kelly. MLS #TB8524372.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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