5812 MARINER STREET, TAMPA, FL, 33609
Active49 days on marketListed Jun 17, 2026MLS #TB8519920
About this home
5812 MARINER STREET
Exceptional opportunity to build a custom waterfront estate on one of South Tampa's most desirable open bayfront homesites. Offered for land value only, this 80' x 130' property boasts approximately 130 feet of direct frontage on Old Tampa Bay with breathtaking, unobstructed open-water views. The existing structure is not warranted, and the true value lies in the extraordinary homesite and location. Surrounded by luxury waterfront residences, this property presents a rare chance for builders, developers, or end users to create a showcase estate with panoramic views and direct access to Tampa Bay for smaller sports watercraft or large sportsman fishing boats. Ideally situated in South Tampa, residents enjoy convenient access to Tampa International Airport, Downtown Tampa, International Plaza, major business districts, I-275, I-4, and the bay bridges leading to the Gulf beaches. Orlando and Disney attractions are also within an easy drive. Whether you're envisioning a modern waterfront masterpiece or a timeless coastal retreat, this premier open bay lot offers an unparalleled setting for luxury living.
Facts & features
The home at a glance
0.24 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$25,194 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$25,194/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Tampa
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Tampa. See the full Tampa guide →
TAMPA 33609 — neighborhood snapshot
Population
17,922
Median age
40
Median income
$105,083
Median home value
$526,000
Avg household
2.14
Households w/ children
2,090
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Tampa market
$413K → $433K
Tampa median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
Median sold price, Tampa, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 811% above the TAMPA 33609 median. See the full Tampa market guide →
Paper trail
This home's history
Reality check
What actually sold near 5812 MARINER STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$563,000
2305 S OCCIDENT STREET
2 bd · 1 ba · 1,112 sqft · $506/sqft · 41 DOM
Sold · May ’26$550,000
2107 S WEST SHORE BOULEVARD
3 bd · 2 ba · 1,422 sqft · $387/sqft · 31 DOM
Sold · Jun ’26$695,000
4906 W SAN RAFAEL STREET
4 bd · 2 ba · 1,611 sqft · $431/sqft · 49 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 5812 MARINER STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5812 MARINER STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
5812 MARINER STREET FAQs
What would the monthly payment be for 5812 MARINER STREET?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $25,194/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 5812 MARINER STREET?+
The most recent tax bill on record (2025) was $23,466. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Tampa?+
At $3,999,000, this home is listed about 789% above the Tampa median of $449,999. The market section on this page shows how the area is trending.
Which schools are assigned to 5812 MARINER STREET?+
Coleman Middle School (middle), Grady Elementary School (elementary), Plant High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$3,999,000 runs 811% above the TAMPA 33609 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Strong assigned schools
Coleman Middle School, Grady Elementary School, Plant High School, Patricia Sullivan Metropolitan Ministries Partnership School — Coleman Middle School rates 5 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of THE TONI EVERETT COMPANY · Henderson Everett. MLS #TB8519920.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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