David Ramirez
$6,180,000$7,889,0005 bd5.5 ba7,092 sqft$871 /sqft$38,934 /mo all-in ↓

5810 MARINER STREET, TAMPA, FL, 33609

Active455 days on marketListed May 10, 2025MLS #TB8383270

Reduced $1.7MWaterfrontPrivate poolSingle Family ResidenceMARINER ESTATES

About this home

5810 MARINER STREET

Virtually Staged. Extraordinary Mediterranean-inspired waterfront estate, perfectly positioned on open water in South Tampa. Designed for those who seek sophistication, comfort, and sweeping water views, this grand residence blends timeless elegance and modern luxury in one of Tampa Bay’s most in-demand locations. From the moment you arrive, you’re greeted by a stately façade reminiscent of a Tuscan villa—idyllic fountain, grand staircase, and oversized wood doors. Step into the main living area and be captivated by soaring 24ft ceilings and unobstructed water views. The main living area sits on the third level for the ultimate in enhanced water views, privacy, and security. The expansive great room showcases floor-to-ceiling impact-rated windows and French doors that fill the home with natural light while offering panoramic views. Step through one of three sets of French doors onto a spacious covered balcony overlooking the outdoor oasis, highlighted by a one-year-new beach-entry pool and spa, travertine patio, and a custom pergola with a rain waterfall feature that creates a serene setting for relaxation and entertaining. The travertine patio extends to the seawall, which was completely rebuilt 3 years ago and includes a travertine cap for a seamless look. With a deep 14ft channel, this home is ideal for accommodating larger boats—there is ample space to build an extended dock or utilize the marina around the corner. Just off the great room, the formal dining room boasts an elegant ambiance for entertaining. The luxury kitchen is a chef’s dream, equipped with top-of-the-line appliances, custom cabinetry, a large island, walk-in pantry, and a sun-drenched breakfast area overlooking the water. This level also includes a richly appointed home office with custom wood built-ins and a spacious den with a full wet bar set against open-bay vistas. The fourth level hosts the primary suite—a luxurious retreat featuring a private balcony with expansive water views and stunning sunsets. The spa-inspired bath exudes elegance, featuring a deep soaking tub for ultimate relaxation, an expansive walk-in shower with upscale finishes, and a generously sized walk-in closet designed for boutique-style wardrobe organization. Across the split level are two additional ensuite bedrooms—both with private balconies and stunning views. Crowning the home is a top-level observation deck, where you can enjoy panoramic views and sunset cocktails with friends. Below the main living areas, the second level is designed for flexibility and privacy, featuring an additional entrance, full kitchen, two beds, two baths, and a large open-concept living/media room—perfect as an in-law suite or additional entertainment area large enough for a TV area, pool table and more. The home features a split garage on the ground level, each side with epoxy floors, accommodating 4 full-sized vehicles plus room for an additional compact car (or more with the addition of a lift). The climate-controlled garage—complete with soaring 10ft ceilings—is a rare offering for the discerning automotive enthusiast. A hydraulic elevator provides convenient access to all floors. This home was engineered for coastal resilience—all doors and windows are impact-rated, and a new roof was installed in 2025 for added peace of mind.

Facts & features

The home at a glance

5

Bedrooms

5.5

Bathrooms

7,092

Sqft

0.36 ac

Lot size

5

Garage

2009

Year built

Three Or More

Levels

$871

Per sqft

Private poolWaterfrontWater viewPets allowed

Inside

FlooringCarpet · Tile · Travertine · Hardwood
AppliancesBar Fridge · Dishwasher · Disposal · Dryer · Exhaust Fan · Freezer · Gas Water Heater · Ice Maker · Microwave · Range · Range Hood · Refrigerator · Tankless Water Heater
InteriorBuilt-in Features · Ceiling Fan(s) · Coffered Ceiling(s) · Crown Molding · Eating Space In Kitchen · Elevator · High Ceilings · Open Floorplan · PrimaryBedroom Upstairs · Solid Wood Cabinets · Split Bedroom · Stone Counters · Tray Ceiling(s) · Walk-In Closet(s) · Wet Bar · Window Treatments
LaundryLaundry Room
CoolingCentral Air
HeatingCentral · Electric · Heat Pump

Outside & construction

RoofTile
ConstructionBlock · Stucco
FoundationSlab · Stilt/On Piling
ViewWater
FacesNorth
ParkingGarage Door Opener · Ground Level · Guest · Off Street · Split Garage
ExteriorBalcony · Irrigation System · Lighting

Community & fees

Taxes (2024)$37,316/yr
PetsYes

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Connected · Fiber Optics · Propane · Public · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$38,934 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$33,347
PMI (est., until 20% equity)$2,318
Property tax — 2024 actual bill$3,110
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $618,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $618,000
Interest rate6.00%
Loan term

Estimated payment

$38,934/mo

Principal & interest$33,347
PMI (est., until 20% equity)$2,318
Property taxes (actual bill)$3,110
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Tampa actives

$871 vs $301

Days on market

455 vs 42 typical

Where $871/sqft sits among the 400 Tampa actives

190
121
30
19
11
29 · this home
$154–291$291–428$428–565$565–702$702–839$839+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Tampa

Map of 5810 MARINER STREET

Drive times from this address

Downtown Tampa11 min
Tampa Int’l Airport (TPA)11 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Tampa. See the full Tampa guide →

TAMPA 33609 — neighborhood snapshot

Population

17,922

Median age

40

Median income

$105,083

Median home value

$526,000

Avg household

2.14

Households w/ children

2,090

For the school run

Hillsborough County School District

MiddleColeman Middle School★★★★★
ElementaryGrady Elementary School★★★★★
HighPlant High School★★★★★
ElementaryPatricia Sullivan Metropolitan Ministries Partnership School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Tampa market

Seller’s marketLeans seller4.1 months of inventoryBuyer’s market

$413K$439K

Tampa median sold, yr/yr

97.0%

Sale-to-list ratio (12 mo)

202 of 400

Tampa actives have cut their price

Median sold price, Tampa, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 1308% above the TAMPA 33609 median. See the full Tampa market guide →

Paper trail

This home's history

CurrentPrice reduced to $6,180,000 $1.7M
May 10, 2025Listed at $7,889,000 · 455 days on market since
2009Built · MARINER ESTATES

Reality check

What actually sold near 5810 MARINER STREET

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

4823 W SAN JOSE STREETSold · Jun ’26

$3,900,000

4823 W SAN JOSE STREET

5 bd · 6.5 ba · 6,584 sqft · $592/sqft · 212 DOM

5011 S SHORE CREST CIRCLESold · Nov ’25

$7,265,000

5011 S SHORE CREST CIRCLE

5 bd · 6 ba · 6,423 sqft · $1,131/sqft · 79 DOM

4936 W SAN RAFAEL STREETSold · Jun ’26

$4,600,000

4936 W SAN RAFAEL STREET

5 bd · 5.5 ba · 6,386 sqft · $720/sqft · 96 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 5810 MARINER STREET — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 5810 MARINER STREET — before you fall in love.

See it in person

Schedule a tour

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Straight answers

5810 MARINER STREET FAQs

What would the monthly payment be for 5810 MARINER STREET?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $38,934/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 5810 MARINER STREET?+

The most recent tax bill on record (2024) was $37,316. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 5810 MARINER STREET?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Tampa?+

At $6,180,000, this home is listed about 1273% above the Tampa median of $450,000. The market section on this page shows how the area is trending.

Which schools are assigned to 5810 MARINER STREET?+

Coleman Middle School (middle), Grady Elementary School (elementary), Plant High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.

The brief

Five things that matter here

01Positioned at the premium end

$6,180,000 runs 1308% above the TAMPA 33609 median — but at 7,092 sqft it's also nearly 4 times the size of the typical Tampa listing.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Time on market is leverage

455 days on market against a Tampa median of 42 — sellers in this position are usually ready to negotiate.

04Strong assigned schools

Coleman Middle School, Grady Elementary School, Plant High School, Patricia Sullivan Metropolitan Ministries Partnership School — Coleman Middle School rates 5 of 5. Always verify assignments with the district.

05The price has already moved

Listed at $7,889,000, now $6,180,000 — a $1.7M cut. The full history is in the market section below.

Listing courtesy of ENGEL & VOLKERS MADEIRA BEACH · Evan Pedone. MLS #TB8383270.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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