David Ramirez
$2,800,0004 bd3.5 ba4,393 sqft$637 /sqft$19,162 /mo all-in ↓

101 HARRISON AVENUE, BELLEAIR BEACH, FL, 33786

Active28 days on marketListed Jun 27, 2026MLS #TB8523914

WaterfrontPrivate poolSingle Family ResidenceBELLEAIR BEACH YACHT CLUB ESTATES

About this home

101 HARRISON AVENUE

Imagine beginning each morning with the sunrise reflecting across the Intracoastal from your private balcony, spending the afternoon cruising directly from your backyard dock to the Gulf of Mexico, and ending the day with a sunset stroll along one of Florida's most exclusive white-sand beaches just steps away. Welcome to one of Belleair Beach's most coveted waterfront addresses, where luxury boating and coastal living unite in an extraordinary setting. Perfectly positioned on one of the island's most prestigious streets, this custom Coastal Modern masterpiece offers the rare combination of protected deep-water boating with a private dock and 7,000-lb boat lift, plus effortless Gulf beach access just moments from your front door. Encompassing 7,698 square feet under roof, this exceptional residence features 4 bedrooms, 3.5 bathrooms, a 3+ car tandem garage, resort-style pool and spa, outdoor kitchen, private putting green, and thoughtfully designed indoor and outdoor living spaces. A dramatic wrap-around balcony and grand double-door entry introduce light-filled interiors showcasing porcelain and bamboo flooring, custom woodwork, elegant built-ins, and expansive waterfront views. The open-concept design flows seamlessly into a chef's kitchen featuring granite countertops, a large center island with prep sink, three ovens, two dishwashers, stainless steel appliances, and abundant custom cabinetry—perfect for everyday living and entertaining on any scale. The luxurious primary suite offers a private waterfront balcony, spa-inspired bath with jetted soaking tub, oversized walk-in shower, dual vanities, and an impressive custom walk-in closet. An adjacent flex room provides the ideal space for a home office, den, fitness room, or optional fifth bedroom. Designed for entertaining, the lower level features a multimedia theater, game room, guest suite with private bath, and kitchenette, creating an ideal retreat for family and overnight guests. Outside, enjoy your own private waterfront resort with a heated and chilled saltwater pool and spa, covered outdoor kitchen, entertaining bar with built-in fire feature, brick-paver deck, private putting green, and waterfront dock complete with power, water, and boat lift. Recent capital improvements include a new roof (2022), upgraded Trane HVAC systems with Wi-Fi thermostats, smart security system, and additional recent infrastructure improvements, offering added peace of mind for the next owner. Luxury is more than exceptional finishes—it's the freedom to enjoy the Florida lifestyle at its finest. Boat to the Gulf from your backyard, relax on the sugar-white sands of Belleair Beach, or enjoy nearby golf, yacht clubs, waterfront dining, tennis, pickleball, and all the attractions of Clearwater Beach. This is a rare opportunity to own one of Belleair Beach's premier waterfront residences, where every day feels like a private coastal retreat.

Facts & features

The home at a glance

4

Bedrooms

3.5

Bathrooms

4,393

Sqft

0.52 ac

Lot size

3

Garage

1982

Year built

Two

Levels

$637

Per sqft

Private poolWaterfrontFireplaceWater viewNegotiablePets allowed

Inside

FlooringPorcelain Tile · Tile · Hardwood
AppliancesBar Fridge · Built-In Oven · Convection Oven · Cooktop · Dishwasher · Disposal · Dryer · Electric Water Heater · Exhaust Fan · Freezer · Ice Maker · Microwave · Range · Range Hood · Refrigerator · Washer · Water Filtration System · Water Softener · Wine Refrigerator
InteriorBuilt-in Features · Ceiling Fan(s) · Crown Molding · Eating Space In Kitchen · High Ceilings · Kitchen/Family Room Combo · Living Room/Dining Room Combo · Open Floorplan · Skylight(s) · Solid Surface Counters · Solid Wood Cabinets · Split Bedroom · Stone Counters · Thermostat · Walk-In Closet(s) · Window Treatments
LaundryInside · Laundry Room
CoolingCentral Air · Mini-Split Unit(s) · Zoned
HeatingCentral · Zoned
FurnishedNegotiable

Outside & construction

RoofConcrete
ConstructionBlock · Stucco
FoundationSlab · Stilt/On Piling
ViewWater
FacesSouthwest
ParkingCovered · Driveway · Garage Door Opener · Golf Cart Parking · Ground Level · Oversized · Tandem · Under Building · Workshop in Garage
ExteriorBalcony · Irrigation System · Lighting · Outdoor Grill · Outdoor Kitchen · Outdoor Shower · Rain Gutters · Sliding Doors · Storage

Community & fees

Taxes (2025)$34,114/yr
PetsYes
CommunityWater Access · Irrigation-Reclaimed Water

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Cable Connected · Electricity Available · Electricity Connected · Natural Gas Available · Phone Available · Public · Sewer Available · Sewer Connected · Sprinkler Recycled · Underground Utilities · Water Available · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$19,162 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$15,109
PMI (est., until 20% equity)$1,050
Property tax — 2025 actual bill$2,843
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $280,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $280,000
Interest rate6.00%
Loan term

Estimated payment

$19,162/mo

Principal & interest$15,109
PMI (est., until 20% equity)$1,050
Property taxes (actual bill)$2,843
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Belleair Beach actives

$637 vs $717

Days on market

28 vs 77 typical

Where $637/sqft sits among the 32 Belleair Beach actives

10
8 · this home
8
2
1
3
$333–542$542–750$750–958$958–1167$1167–1375$1375+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Belleair Beach

Map of 101 HARRISON AVENUE

Drive times from this address

Downtown Tampa42 min
Tampa Int’l Airport (TPA)42 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Belleair Beach. See the full Belleair Beach guide →

BELLEAIR BEACH 33786 — neighborhood snapshot

Population

1,564

Median age

57.8

Median income

$140,417

Median home value

$1,022,700

Avg household

2.26

Households w/ children

114

For the school run

Pinellas County School District

ElementaryMildred Helms Elementary School★★★★
HighLargo High School★★★★★
MiddleLargo Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Belleair Beach market

Seller’s marketLeans buyer10.6 months of inventoryBuyer’s market

$1.1M$925K

Belleair Beach median sold, yr/yr

92.9%

Sale-to-list ratio (12 mo)

22 of 32

Belleair Beach actives have cut their price

Median sold price, Belleair Beach, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 268% above the BELLEAIR BEACH 33786 median. See the full Belleair Beach market guide →

Paper trail

This home's history

Jun 27, 2026Listed at $2,800,000 · 28 days on market since
1982Built · BELLEAIR BEACH YACHT CLUB ESTATES

Reality check

What actually sold near 101 HARRISON AVENUE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

3341 GULF BOULEVARDSold · Jun ’26

$2,905,000

3341 GULF BOULEVARD · same community

5 bd · 5.5 ba · 4,450 sqft · $653/sqft · 95 DOM

3141 HIBISCUS DRIVE WSold · Mar ’26

$1,725,000

3141 HIBISCUS DRIVE W · same community

4 bd · 3.5 ba · 3,341 sqft · $516/sqft · 193 DOM

123 9TH STREETSold · Sep ’25

$393,000

123 9TH STREET · same community

2 bd · 2 ba · 1,409 sqft · $279/sqft · 24 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 101 HARRISON AVENUE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 101 HARRISON AVENUE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

101 HARRISON AVENUE FAQs

What would the monthly payment be for 101 HARRISON AVENUE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $19,162/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 101 HARRISON AVENUE?+

The most recent tax bill on record (2025) was $34,114. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 101 HARRISON AVENUE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Belleair Beach?+

At $2,800,000, this home is listed about 115% above the Belleair Beach median of $1,300,000. The market section on this page shows how the area is trending.

Which schools are assigned to 101 HARRISON AVENUE?+

Mildred Helms Elementary School (elementary), Largo High School (high), Largo Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$2,800,000 runs 268% above the BELLEAIR BEACH 33786 median — but at 4,393 sqft it's also nearly twice the size of the typical Belleair Beach listing.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Strong assigned schools

Mildred Helms Elementary School, Largo High School, Largo Middle School — Mildred Helms Elementary School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of PREFERRED PROPERTY ASSOC INC · Marisa Brewer. MLS #TB8523914.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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