3221 GULF BOULEVARD, BELLEAIR BEACH, FL, 33786
Active58 days on marketListed May 28, 2026MLS #TB8512574
About this home
3221 GULF BOULEVARD
A RARE OPPORTUNITY TO OWN A BRAND NEW LUXURY COASTAL RESIDENCE JUST STEPS FROM THE SANDS OF BELLEAIR BEACH. Welcome to 3221 Gulf Blvd, a newly constructed masterpiece thoughtfully designed for elevated waterfront living, effortless entertaining, and everyday peace of mind. Never lived in and built to impress, this exceptional 4 bedroom, 4.5 bathroom residence offers just under 4,000 square feet of light filled living space with a private elevator, expansive open concept design, and garage space for 5+ vehicles. From the moment you enter, the home showcases a clean coastal aesthetic with soaring ceilings, abundant natural light, and carefully curated finishes that blend sophistication with comfort. The grand chef’s kitchen serves as the centerpiece of the home featuring high end appliances, custom cabinetry, oversized entertaining island, and an open flow into the spacious living and dining areas perfect for hosting guests or enjoying quiet evenings at home. Designed with both luxury and longevity in mind, the main living level is constructed at approximately 19 feet above elevation offering enhanced security and confidence for primary homeowners and seasonal residents alike. Hurricane impact rated windows, doors, and openings provide additional durability and protection without compromising style. Each bedroom offers privacy and comfort with ensuite style accommodations while the primary suite delivers a true retreat with generous proportions and refined finishes. Multiple outdoor living spaces create the perfect setting to enjoy coastal breezes while enjoying partial views of the Gulf of Mexico and Intracoastal waters. Located within walking distance to the Gulf of Mexico shoreline, this residence places you moments from sugar sand beaches while still offering convenient access to dining, shopping, marinas, golf courses, and nearby Clearwater Beach. Whether searching for a luxury primary residence, second home, or secure coastal getaway, 3221 Gulf Blvd delivers modern construction, premium elevation, water views, and timeless appeal in one of Tampa Bay’s most desirable beach communities. This is Florida luxury living done right.
Facts & features
The home at a glance
4
Bedrooms
4.5
Bathrooms
3,994
Sqft
0.2 ac
Lot size
5
Garage
2024
Year built
Two
Levels
$612
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$17,491 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$17,491/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Belleair Beach actives
$612 vs $717
Days on market
58 vs 77 typical
Where $612/sqft sits among the 32 Belleair Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Belleair Beach
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Belleair Beach. See the full Belleair Beach guide →
BELLEAIR BEACH 33786 — neighborhood snapshot
Population
1,564
Median age
57.8
Median income
$140,417
Median home value
$1,022,700
Avg household
2.26
Households w/ children
114
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Belleair Beach market
$1.1M → $925K
Belleair Beach median sold, yr/yr
92.9%
Sale-to-list ratio (12 mo)
21 of 32
Belleair Beach actives have cut their price
Median sold price, Belleair Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 222% above the BELLEAIR BEACH 33786 median. See the full Belleair Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 3221 GULF BOULEVARD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$2,905,000
3341 GULF BOULEVARD · same community
5 bd · 5.5 ba · 4,450 sqft · $653/sqft · 95 DOM
Sold · Mar ’26$1,725,000
3141 HIBISCUS DRIVE W · same community
4 bd · 3.5 ba · 3,341 sqft · $516/sqft · 193 DOM
Sold · Sep ’25$393,000
123 9TH STREET · same community
2 bd · 2 ba · 1,409 sqft · $279/sqft · 24 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3221 GULF BOULEVARD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3221 GULF BOULEVARD — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
3221 GULF BOULEVARD FAQs
What would the monthly payment be for 3221 GULF BOULEVARD?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $17,491/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 3221 GULF BOULEVARD?+
The most recent tax bill on record (2025) was $38,649. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3221 GULF BOULEVARD?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Belleair Beach?+
At $2,445,000, this home is listed about 88% above the Belleair Beach median of $1,300,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3221 GULF BOULEVARD?+
Mildred Helms Elementary School (elementary), Largo High School (high), Largo Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$2,445,000 runs 222% above the BELLEAIR BEACH 33786 median — but at 3,994 sqft it's also nearly twice the size of the typical Belleair Beach listing.
02Water views
The water view is part of what you're buying — views hold value independently of the structure.
03Strong assigned schools
Mildred Helms Elementary School, Largo High School, Largo Middle School — Mildred Helms Elementary School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $2,495,000, now $2,445,000 — a $50K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS ST PETE REALTY · Michael Thompson. MLS #TB8512574.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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