
3203 HIBISCUS DRIVE W, BELLEAIR BEACH, FL, 33786
Active89 days on marketListed May 8, 2026MLS #TB8504699
About this home
3203 HIBISCUS DRIVE W
Welcome to the heart of Belleair Beach, a coastal community where life moves at a slower, more intentional pace. Perfectly positioned just moments from the sugar-white sands and Gulf-front sunsets that define Belleair Beach, this beautifully renovated pool home delivers the kind of lifestyle people move here for. As you arrive, the curb appeal immediately stands out, with fresh landscaping framing the exterior and setting the tone for what’s inside. Offering 4 bedrooms, 3 full bathrooms, and over 2,100 square feet of interior living space, this home sits on an oversized lot just under one-third of an acre, giving you the space that’s often hard to find this close to the beach. Step through the glass double front doors and you’re welcomed by wood-look tile flooring that flows throughout a light-filled interior. The layout is both functional and inviting, with the front living room seamlessly connected to the dining area just off the kitchen, creating an easy flow for everyday living and entertaining. Oversized sliding glass doors frame a beautiful view of the pool, bringing the outdoors in. The owner’s suite is a true retreat, featuring its own set of sliding glass doors leading directly to the pool area, creating the perfect way to start your mornings. The owners ensuite bathroom features designer tile flooring, dual vanities, and a seamless glass-enclosed shower with floor-to-ceiling tilework. The kitchen has been completely renovated with a modern design that feels both elevated and functional, showcasing rich espresso cabinetry, quartz countertops, a designer backsplash, and Bosch stainless steel appliances, including a sleek vent hood. Just off the kitchen, the family room offers additional living space with direct access to the lanai and leads into the private bedroom wing. This split floorplan provides flexibility and privacy, with two bedrooms connected by a Jack and Jill bathroom, while the third bedroom features its own sliding glass doors to the lanai. The third full bathroom has its own pool access, and is beautifully updated with a black-framed glass shower and stunning tilework. Step outside to a screened-in lanai designed for true Florida living, complete with a large inground pool surrounded by travertine tile and a covered patio accented by a warm wood ceiling detail. The backyard is expansive and fully fenced, with lush landscaping, generous green space, and a pathway leading to a dedicated firepit area, creating multiple spaces to relax or entertain. Beyond the home, the location continues to deliver with a short stroll to the beach and the Belleair Beach Marina right down the road. Boating, fishing, paddleboarding, or kayaking along the Intracoastal is right at your fingertips. Golf lovers will enjoy a short drive to both the Belleair Country Club and Pelican Golf Club, known for their beautifully maintained courses and upscale coastal atmosphere. Just minutes away, you’ll find the waterfront dining and coastal charm of Belleair Bluffs, along with local boutiques and everyday conveniences. With easy access to Clearwater and St. Petersburg, you’re never far from top-rated dining, shopping, and entertainment. Whether it’s a sunset walk on the beach, a day out on the water, or a casual dinner overlooking the coast, this location offers the perfect balance of everyday convenience and peaceful coastal living. This is where Florida lifestyle meets space, style, and a setting that truly feels like a hidden gem.
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2,104
Sqft
0.31 ac
Lot size
2
Garage
1971
Year built
One
Levels
$556
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$7,462 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$7,462/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+51%
$/sqft vs Belleair Beach actives
$556 vs $660
Days on market
89 vs 67 typical
Where $556/sqft sits among the 32 Belleair Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Belleair Beach
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Belleair Beach. See the full Belleair Beach guide →
BELLEAIR BEACH 33786 — neighborhood snapshot
Population
1,564
Median age
57.8
Median income
$140,417
Median home value
$1,022,700
Avg household
2.26
Households w/ children
114
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Belleair Beach market
$705K → $850K
Belleair Beach median sold, yr/yr
92.9%
Sale-to-list ratio (12 mo)
19 of 32
Belleair Beach actives have cut their price
Median sold price, Belleair Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 50% above the BELLEAIR BEACH 33786 median. See the full Belleair Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 3203 HIBISCUS DRIVE W
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$393,000
123 9TH STREET · same community
2 bd · 2 ba · 1,409 sqft · $279/sqft · 24 DOM
Sold · Sep ’25$390,000
103 9TH STREET · same community
2 bd · 2 ba · 1,336 sqft · $292/sqft · 53 DOM
Sold · Mar ’26$1,725,000
3141 HIBISCUS DRIVE W · same community
4 bd · 3.5 ba · 3,341 sqft · $516/sqft · 193 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3203 HIBISCUS DRIVE W — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3203 HIBISCUS DRIVE W — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
3203 HIBISCUS DRIVE W FAQs
What would the monthly payment be for 3203 HIBISCUS DRIVE W?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $7,462/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 3203 HIBISCUS DRIVE W?+
The most recent tax bill on record (2025) was $6,602. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Belleair Beach?+
At $1,169,999, this home is listed about 10% below the Belleair Beach median of $1,300,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3203 HIBISCUS DRIVE W?+
Mildred Helms Elementary School (elementary), Largo High School (high), Largo Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$1,169,999 runs 50% above the BELLEAIR BEACH 33786 median.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Strong assigned schools
Mildred Helms Elementary School, Largo High School, Largo Middle School — Mildred Helms Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of MAVREALTY · Nina Becker. MLS #TB8504699.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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