David Ramirez
$1,750,0004 bd2.5 ba3,688 sqft$475 /sqft$11,215 /mo all-in ↓

1136 3RD AVENUE S, TIERRA VERDE, FL, 33715

Active34 days on marketListed Jun 29, 2026MLS #TB8523832

WaterfrontPrivate poolSingle Family ResidenceTIERRA VERDE

About this home

1136 3RD AVENUE S

VALUE-VALUE-VALUE- Best single family home value in Terra Verde, (Sand Pines Community). This 3,688 sq ft. 4 bebroom / 3 bath / 3 car garage, (large shop area) home including an office with built in desk and cabinets. Vaulted ceilings, large rooms, tons of closets and storage space. Kitchen was remodeled in 2001, nice wood cabinetry and hard surface countertops. Roof replaced in 2025, A/C replaced in 2024, and pool pump replaced in 2024... Minimal garage drywall flood / storm damage. Large inground pool and pool deck and dockage for a 60 ft boat. Storm window accordion roll downs and panels for all windows and doors. Please note: carpets have been removed and interior is original needing some minor TLC, such as interior paint and kitchen appliance updates. Front staircase raiings also need repair. This is an incredible buy at this price point and location! Don't let this waterfront gem get away !!

Facts & features

The home at a glance

4

Bedrooms

2.5

Bathrooms

3,688

Sqft

0.22 ac

Lot size

3

Garage

1986

Year built

Three Or More

Levels

$475

Per sqft

Private poolWaterfrontFireplace

Inside

FlooringEngineered Hardwood
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Exhaust Fan · Freezer · Range · Range Hood · Washer
InteriorCathedral Ceiling(s) · Ceiling Fan(s) · PrimaryBedroom Upstairs · Skylight(s) · Stone Counters · Thermostat · Vaulted Ceiling(s) · Walk-In Closet(s) · Window Treatments
LaundryCommon Area
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionWood Frame · Wood Frame (FSC Certified)
FoundationBlock · Slab · Stilt/On Piling
FacesEast
ExteriorFrench Doors · Hurricane Shutters · Private Yard · Storage

Community & fees

HOA fee$22/mo
Taxes (2025)$11,209/yr
PetsNo

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Public · Underground Utilities
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$11,215 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$9,443
PMI (est., until 20% equity)$656
Property tax — 2025 actual bill$934
HOA fee — from the listing$22
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $175,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $175,000
Interest rate6.00%
Loan term

Estimated payment

$11,215/mo

Principal & interest$9,443
PMI (est., until 20% equity)$656
Property taxes (actual bill)$934
HOA / condo fee$22
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $1.8M
$1.4MedgeAI estimate $1,552,787 · range $1.5M$1.6M$1.8M

vs edgeAI estimate

+12.7%

$/sqft vs TIERRA VERDE

$475 vs $672

Days on market

34 vs 66 typical

Where $475/sqft sits among the 8 homes for sale in TIERRA VERDE

4 · this home
1
0
2
0
1
$350–529$529–708$708–887$887–1067$1067–1246$1246+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Tierra Verde

Map of 1136 3RD AVENUE S

Drive times from this address

Tampa Int’l Airport (TPA)39 min
Downtown Tampa40 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Tierra Verde. See the full Tierra Verde guide →

TIERRA VERDE 33715 — neighborhood snapshot

Population

7,932

Median age

62.6

Median income

$105,068

Median home value

$539,700

Avg household

1.99

Households w/ children

442

For the school run

Pinellas County School District

MiddleBay Point Middle School★★★★★
ElementaryGulfport Montessori Elementary School★★★★★
HighLakewood High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Tierra Verde market

Seller’s marketLeans buyer13.0 months of inventoryBuyer’s market

$628K$1.1M

Tierra Verde median sold, yr/yr

94.3%

Sale-to-list ratio (12 mo)

3 of 8

TIERRA VERDE have cut their price

Median sold price, Tierra Verde, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 554% above the TIERRA VERDE 33715 median. See the full Tierra Verde market guide →

Paper trail

This home's history

Jun 29, 2026Listed at $1,750,000 · 34 days on market since
1986Built · TIERRA VERDE

Reality check

What actually sold near 1136 3RD AVENUE S

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

803 3RD AVENUE SSold · Dec ’25

$1,490,000

803 3RD AVENUE S · same community

4 bd · 3 ba · 3,700 sqft · $403/sqft · 127 DOM

1761 OCEANVIEW DRIVESold · May ’26

$4,000,000

1761 OCEANVIEW DRIVE · same community

3 bd · 3 ba · 3,935 sqft · $1,017/sqft · 44 DOM

297 1ST STREET WSold · Jan ’26

$2,850,000

297 1ST STREET W · same community

4 bd · 2 ba · 3,323 sqft · $858/sqft · 31 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 1136 3RD AVENUE S — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1136 3RD AVENUE S — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

1136 3RD AVENUE S FAQs

What would the monthly payment be for 1136 3RD AVENUE S?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $11,215/mo — principal and interest, the actual property-tax bill, the $22/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 1136 3RD AVENUE S?+

The association fee works out to $22 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 1136 3RD AVENUE S?+

The most recent tax bill on record (2025) was $11,209. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 1136 3RD AVENUE S?+

The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Tierra Verde?+

At $1,750,000, this home is listed about 111% above the Tierra Verde median of $830,000. The market section on this page shows how the area is trending.

Which schools are assigned to 1136 3RD AVENUE S?+

Bay Point Middle School (middle), Gulfport Montessori Elementary School (elementary), Lakewood High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of COASTAL PROPERTIES GROUP INTERNATIONAL · Tom Norman. MLS #TB8523832.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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