404 4TH AVENUE N, TIERRA VERDE, FL, 33715
Active170 days on marketListed Feb 14, 2026MLS #TB8472903
About this home
404 4TH AVENUE N
Price Improved by Over $80,000! Now Offered at $1,394,700 — One of Tierra Verde's Best Deep-Water Values. Experience the best of Florida waterfront living in this beautifully appointed 4-bedroom, 3-bath residence, ideally situated on one of Tierra Verde's premier deep-water canals. Offering 2,076 square feet of thoughtfully designed living space and 80 feet of wide, deep-water frontage, this home provides direct Gulf access and an exceptional lifestyle for boating enthusiasts. Featuring some of the finest boating water on Florida's West Coast, the crystal-clear, emerald-green canal is perfect for boating, fishing, paddleboarding, or simply enjoying the peaceful waterfront setting. A heavy-duty boat lift makes this property ideal for larger vessels and avid boaters seeking quick, convenient access to the Gulf of Mexico. NEW PRICE – $1,394,700 Seller is highly motivated! This home is now positioned as one of the best waterfront values in Tierra Verde, priced well below many recent waterfront sales and offering an outstanding opportunity to own in one of Tampa Bay's most prestigious boating communities. Additional Peace of Mind High and dry—the home did not flood during the 2024 hurricanes. Durable Spanish barrel tile roof. Low-maintenance, professionally landscaped zero-scaped yard. Inside, timeless elegance meets everyday comfort with: Imported travertine flooring throughout Solid surface countertops Stainless steel appliance package Spacious open-concept kitchen designed for entertaining Expansive walls of glass showcasing breathtaking canal views while filling the home with abundant natural light Step outside to your own private tropical retreat featuring a screened lanai, sparkling in-ground concrete pool, and multiple spaces to relax, entertain, and enjoy the waterfront lifestyle. Located in the exclusive waterfront community of Tierra Verde, you'll be just minutes from Fort De Soto Park, award-winning Gulf beaches, marinas, waterfront dining, and the vibrant arts, dining, and entertainment of downtown St. Petersburg. Whether you're searching for a full-time residence, seasonal retreat, or luxury waterfront investment, this home offers an exceptional combination of location, boating access, quality construction, and value.
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2,076
Sqft
0.23 ac
Lot size
2
Garage
1963
Year built
One
Levels
$672
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$9,548 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$9,548/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+24.5%
$/sqft vs TIERRA VERDE
$672 vs $475
Days on market
170 vs 66 typical
Where $672/sqft sits among the 8 homes for sale in TIERRA VERDE
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Tierra Verde
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Tierra Verde. See the full Tierra Verde guide →
TIERRA VERDE 33715 — neighborhood snapshot
Population
7,932
Median age
62.6
Median income
$105,068
Median home value
$539,700
Avg household
1.99
Households w/ children
442
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Tierra Verde market
$628K → $1.1M
Tierra Verde median sold, yr/yr
94.3%
Sale-to-list ratio (12 mo)
2 of 8
TIERRA VERDE have cut their price
Median sold price, Tierra Verde, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 421% above the TIERRA VERDE 33715 median. See the full Tierra Verde market guide →
Paper trail
This home's history
Reality check
What actually sold near 404 4TH AVENUE N
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$1,125,000
422 3RD AVENUE N · same community
3 bd · 3.5 ba · 2,093 sqft · $538/sqft · 112 DOM
Sold · Apr ’26$1,160,000
842 2ND AVENUE S · same community
4 bd · 3.5 ba · 2,103 sqft · $552/sqft · 73 DOM
Sold · Sep ’25$949,000
1110 2ND AVENUE S · same community
3 bd · 2 ba · 2,126 sqft · $446/sqft · 27 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 404 4TH AVENUE N — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 404 4TH AVENUE N — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
404 4TH AVENUE N FAQs
What would the monthly payment be for 404 4TH AVENUE N?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $9,548/mo — principal and interest, the actual property-tax bill, the $10/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 404 4TH AVENUE N?+
The association fee works out to $10 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 404 4TH AVENUE N?+
The most recent tax bill on record (2025) was $15,954. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 404 4TH AVENUE N?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Tierra Verde?+
At $1,394,700, this home is listed about 68% above the Tierra Verde median of $830,000. The market section on this page shows how the area is trending.
Which schools are assigned to 404 4TH AVENUE N?+
Bay Point Middle School (middle), Gulfport Montessori Elementary School (elementary), Lakewood High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$1,394,700 runs 421% above the TIERRA VERDE 33715 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
170 days on market against a Tierra Verde median of 66 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $1,400,000, now $1,394,700 — a $5K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of LANTES REAL ESTATE LLC · Tony Gonzalez. MLS #TB8472903.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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