David Ramirez
$2,195,0002 bd2.5 ba2,400 sqft$915 /sqft$13,551 /mo all-in ↓

155 1ST STREET W, TIERRA VERDE, FL, 33715

Active111 days on marketListed Apr 17, 2026MLS #TB8499048

WaterfrontSingle Family ResidenceTIERRA VERDE

About this home

155 1ST STREET W

One or more photo(s) has been virtually staged. Positioned on Tierra Verde's main channel with 85 feet of deep-water frontage, 155 1st Street West is a prime redevelopment opportunity, whether as a ground-up bespoke estate or a thoroughly reimagined residence. Sailboat-depth water runs along the main channel, providing the foundation for a private dock capable of accommodating large vessels, while views across the channel reach toward Isla del Sol and the Don CeSar, a Gulf Coast landmark since 1928. The elevated home experienced no flooding during Milton, though storm damage allowed water intrusion inside. The interior has since been professionally remediated and the roof completely repaired, leaving the new owner with a structurally sound canvas on a supreme waterfront lot — and the opportunity to select finishes and complete a custom residence at a fraction of the cost of new construction. The parcel's 85-by-150-foot footprint provides the depth to accommodate a substantial home without sacrificing outdoor living space. Situated deep within the no-wake zone, the property offers the rare combination of calm, protected water at the dock and wide open-water views across the channel. Northern exposure delivers natural light across the water throughout the day. Tierra Verde sits at the mouth of Tampa Bay, where protected bay waters open to the Gulf within minutes. The channel fronting this property connects directly to Egmont Key, the Sunshine Skyway anchorage, St. Petersburg's waterfront, and open Gulf waters beyond. Fort De Soto Park, encompassing 1,136 acres across five islands and consistently ranked among the country's finest beach parks, is minutes away by water or road. Pass-A-Grille and St. Pete Beach extend northward along the Gulf, offering additional access to the coastline that has defined Florida's west coast for generations. Downtown St. Petersburg, with its restaurants, galleries, the Dalí Museum, and the Mahaffey Theater, is a short drive north via the Pinellas Bayway. Both Tampa International and St. Pete/Clearwater Airports are easily reached via I-275. At 155 1st Street West, the scene is set. What rises from it is entirely yours to determine.

Facts & features

The home at a glance

2

Bedrooms

2.5

Bathrooms

2,400

Sqft

0.29 ac

Lot size

2

Garage

1979

Year built

One

Levels

$915

Per sqft

WaterfrontFireplaceWater viewPets allowed

Inside

FlooringOther · Tile
AppliancesNone
InteriorSplit Bedroom
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationCrawlspace
ViewWater
FacesSouthwest
ExteriorRain Gutters

Community & fees

HOA fee$16/mo
Taxes (2025)$8,496/yr
PetsCats OK, Dogs OK, Yes
CommunityDeed Restrictions · Golf Carts OK · Park · Playground · Tennis Court(s)

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Connected · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$13,551 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$11,844
PMI (est., until 20% equity)$823
Property tax — 2025 actual bill$708
HOA fee — from the listing$16
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $219,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $219,500
Interest rate6.00%
Loan term

Estimated payment

$13,551/mo

Principal & interest$11,844
PMI (est., until 20% equity)$823
Property taxes (actual bill)$708
HOA / condo fee$16
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs TIERRA VERDE

$915 vs $404

Days on market

111 vs 99 typical

Where $915/sqft sits among the 6 homes for sale in TIERRA VERDE

4
0
0
1 · this home
0
1
$350–529$529–708$708–887$887–1067$1067–1246$1246+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Tierra Verde

Map of 155 1ST STREET W

Drive times from this address

Tampa Int’l Airport (TPA)35 min
Downtown Tampa36 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Tierra Verde. See the full Tierra Verde guide →

TIERRA VERDE 33715 — neighborhood snapshot

Population

7,932

Median age

62.6

Median income

$105,068

Median home value

$539,700

Avg household

1.99

Households w/ children

442

For the school run

Pinellas County School District

MiddleBay Point Middle School★★★★★
ElementaryGulfport Montessori Elementary School★★★★★
HighLakewood High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Tierra Verde market

Seller’s marketLeans buyer8.7 months of inventoryBuyer’s market

$986K$995K

Tierra Verde median sold, yr/yr

94.4%

Sale-to-list ratio (12 mo)

2 of 6

TIERRA VERDE have cut their price

Median sold price, Tierra Verde, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 746% above the TIERRA VERDE 33715 median. See the full Tierra Verde market guide →

Paper trail

This home's history

Apr 17, 2026Listed at $2,195,000 · 111 days on market since
1979Built · TIERRA VERDE

Reality check

What actually sold near 155 1ST STREET W

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

165 4TH AVENUE NSold · Oct ’25

$825,000

165 4TH AVENUE N · same community

3 bd · 2 ba · 2,343 sqft · $352/sqft · 309 DOM

337 7TH AVENUE NSold · Feb ’26

$575,000

337 7TH AVENUE N · same community

4 bd · 2.5 ba · 2,329 sqft · $247/sqft · 33 DOM

436 3RD AVENUE NSold · Jan ’26

$1,075,000

436 3RD AVENUE N · same community

4 bd · 2.5 ba · 2,323 sqft · $463/sqft · 262 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 155 1ST STREET W — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 155 1ST STREET W — before you fall in love.

See it in person

Schedule a tour

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Straight answers

155 1ST STREET W FAQs

What would the monthly payment be for 155 1ST STREET W?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $13,551/mo — principal and interest, the actual property-tax bill, the $16/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 155 1ST STREET W?+

The association fee works out to $16 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 155 1ST STREET W?+

The most recent tax bill on record (2025) was $8,496. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 155 1ST STREET W?+

The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Tierra Verde?+

At $2,195,000, this home is listed about 151% above the Tierra Verde median of $875,000. The market section on this page shows how the area is trending.

Which schools are assigned to 155 1ST STREET W?+

Bay Point Middle School (middle), Gulfport Montessori Elementary School (elementary), Lakewood High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of COMPASS FLORIDA LLC · Andrew Salamone. MLS #TB8499048.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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