David Ramirez
$739,000$779,0003 bd2 ba1,948 sqft$379 /sqft$4,655 /mo all-in ↓

290 1ST STREET W, TIERRA VERDE, FL, 33715

Active140 days on marketListed Mar 20, 2026MLS #TB8480541

Reduced $40KSingle Family ResidenceTIERRA VERDE

Come see it

Upcoming open house

Sun, Aug 9

1:00 PM – 3:00 PM

About this home

290 1ST STREET W

TRULY UNIQUE PROPERTY, GREAT NEW PRICE! From the iconic Sailfish mailbox – a Tierra Verde landmark – to the colorful Chihuly-like handblown glass doorknobs and cabinet pulls throughout this amazing residence, you will be enchanted by the creativity and charm found in this unique and artsy Mid-Century Modern ranch home. With a base elevation of 9-ft, this home did not take on water during the 2024 storm season. This solid block construction home has ROOM FOR A POOL and is located on one of the most desirable streets on the island … directly across from multi-million-dollar waterfront homes on Boca Ciega Bay. Lovingly and meticulously designed for island living, relaxing and entertaining … no detail has been spared! As you enter through sleekly styled turquoise double doors, you’ll be impressed with the custom built-in design features that flow throughout the property: A dining cabinet that spans the entire wall with glass display cabinets and LED lighting, an entertainment unit complemented with embossed crown molding and interior lighting; and a coastal kitchen with navy blue flecked stone counters, quality cabinets and pantry space with pull-out shelves, a stainless steel backsplash, matching stainless appliances and under cabinet lighting. Recent upgrades include a Trane HVAC (2025), a hot water heater (2020) and a brand-new epoxy floor in the garage. A 660 sq-ft addition to the back of the home (2017) with its own mini-split heat pump system provides tons of extra entertaining space and features a wall of windows that bring the outdoor oasis inside. The flooring is gorgeous beige honed and filled Travertine tile … beachy, beautiful and easy to maintain. A wet bar and second stainless refrigerator accompany light Ash cabinets with pull-out drawers and interior lighting, whimsical blown-glass cabinet pulls embedded with fish and coral, and sea-life art tiles to frame out the backsplash! Both full baths (the primary bath is ensuite) mirror the modern feel and celebrate the sea: Glass shower doors with fish, sea turtles and undersea foliage and unique eclectic lighting fixtures. The primary bedroom in the back of the home features a laminate wall system that houses a California-King platform bed, dual nightstands with pull-out shelves, interior LED lighting and storage bins. Two other bedrooms in the front of the home have built-in closet systems and porcelain tile floors. A lush, private shaded backyard features a brick lanai with gazebo, two storage sheds, an outdoor shower, and is bordered with native plantings. (Spa has been removed and does not convey.) Landscape stone in front and back = easy maintenance! A 2-car garage connects to a workshop space, providing a sanctuary for artisans and craftsmen. Fully airconditioned, the garage and workshop can be utilized year-round. TIERRA VERDE IS A SPECTACULAR ISLAND PARADISE tucked quietly away with easy access to everywhere … Head west within minutes to award-winning Gulf beaches, tiki bars and fun beachside attractions. Only a 10-minute drive to downtown St. Pete with its cultural attractions, sports venues, entertainment and fabulous restaurants. Fort DeSoto, offering an array of sugar sand beaches, fishing, camping, kayaking and miles of nature trails, is right down the Pinellas Bayway! And it’s only 30-40 minutes via I-275 to both international airports: TPA and SRQ. Schedule a showing today for an opportunity to own this unique and creative piece of paradise.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,948

Sqft

0.19 ac

Lot size

2

Garage

1962

Year built

One

Levels

$379

Per sqft

NegotiablePets allowed

Inside

FlooringCarpet · Epoxy · Porcelain Tile · Travertine
AppliancesBar Fridge · Built-In Oven · Cooktop · Dishwasher · Disposal · Dryer · Exhaust Fan · Freezer · Ice Maker · Microwave · Range · Range Hood · Refrigerator · Washer
InteriorBuilt-in Features · Ceiling Fan(s) · Crown Molding · Living Room/Dining Room Combo · Open Floorplan · Primary Bedroom Main Floor · Split Bedroom · Stone Counters · Thermostat · Wet Bar · Window Treatments
LaundryIn Garage
CoolingCentral Air · Mini-Split Unit(s)
HeatingCentral · Heat Pump · Zoned
FurnishedNegotiable

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesNorth
ExteriorGarden · Hurricane Shutters · Lighting · Outdoor Shower · Private Yard · Rain Gutters · Storage

Community & fees

HOA fee$1/mo
Taxes (2025)$2,752/yr
PetsYes
CommunityGolf Carts OK · Irrigation-Reclaimed Water · Playground · Tennis Court(s)

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Connected · Electricity Connected · Sewer Connected · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$4,655 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,988
PMI (est., until 20% equity)$277
Property tax — 2025 actual bill$229
HOA fee — from the listing$1
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $73,900Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $73,900
Interest rate6.00%
Loan term

Estimated payment

$4,655/mo

Principal & interest$3,988
PMI (est., until 20% equity)$277
Property taxes (actual bill)$229
HOA / condo fee$1
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $739K
$525KedgeAI estimate $873,645 · range $547K$850K$884K

vs edgeAI estimate

−15.4%

$/sqft vs TIERRA VERDE

$379 vs $913

Days on market

140 vs 99 typical

Where $379/sqft sits among the 6 homes for sale in TIERRA VERDE

3 · this home
0
0
2
0
1
$350–529$529–708$708–887$887–1067$1067–1246$1246+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Tierra Verde

Map of 290 1ST STREET W

Drive times from this address

Tampa Int’l Airport (TPA)35 min
Downtown Tampa36 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Tierra Verde. See the full Tierra Verde guide →

TIERRA VERDE 33715 — neighborhood snapshot

Population

7,932

Median age

62.6

Median income

$105,068

Median home value

$539,700

Avg household

1.99

Households w/ children

442

For the school run

Pinellas County School District

MiddleBay Point Middle School★★★★★
ElementaryGulfport Montessori Elementary School★★★★★
HighLakewood High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Tierra Verde market

Seller’s marketLeans buyer8.7 months of inventoryBuyer’s market

$986K$995K

Tierra Verde median sold, yr/yr

94.4%

Sale-to-list ratio (12 mo)

1 of 6

TIERRA VERDE have cut their price

Median sold price, Tierra Verde, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 179% above the TIERRA VERDE 33715 median. See the full Tierra Verde market guide →

Paper trail

This home's history

CurrentPrice reduced to $739,000 $40K
Mar 20, 2026Listed at $779,000 · 140 days on market since
1962Built · TIERRA VERDE

Reality check

What actually sold near 290 1ST STREET W

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

422 3RD AVENUE NSold · Mar ’26

$1,125,000

422 3RD AVENUE N · same community

3 bd · 3.5 ba · 2,093 sqft · $538/sqft · 112 DOM

842 2ND AVENUE SSold · Apr ’26

$1,160,000

842 2ND AVENUE S · same community

4 bd · 3.5 ba · 2,103 sqft · $552/sqft · 73 DOM

1110 2ND AVENUE SSold · Sep ’25

$949,000

1110 2ND AVENUE S · same community

3 bd · 2 ba · 2,126 sqft · $446/sqft · 27 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 290 1ST STREET W — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 290 1ST STREET W — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

By checking this box, I agree that CENTURY 21 Edge and my agent may call and text me — including by automated means and prerecorded or artificial voice — at any phone number I provide, about my inquiry and the services provided to me, and that calls with CENTURY 21 Edge are recorded. Consent is not a condition of buying or selling a home. Message and data rates may apply. Message frequency may vary. Reply STOP to opt out or HELP for help. See our Privacy Policy, Terms of Use and SMS Terms.

Goes straight to David’s phone and CRM.

Straight answers

290 1ST STREET W FAQs

What would the monthly payment be for 290 1ST STREET W?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,655/mo — principal and interest, the actual property-tax bill, the $1/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 290 1ST STREET W?+

The association fee works out to $1 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 290 1ST STREET W?+

The most recent tax bill on record (2025) was $2,752. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 290 1ST STREET W?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Tierra Verde?+

At $739,000, this home is listed about 16% below the Tierra Verde median of $875,000. The market section on this page shows how the area is trending.

Which schools are assigned to 290 1ST STREET W?+

Bay Point Middle School (middle), Gulfport Montessori Elementary School (elementary), Lakewood High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of CENTURY 21 COASTAL ALLIANCE · Laura Dague. MLS #TB8480541.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

Never miss a listing

New Tierra Verde homes, in your inbox

Like 290 1ST STREET W but not quite? A daily digest of every new listing in Tierra Verde — straight from the MLS, hours after it goes live. Unsubscribe anytime.

Just watching this one home? Ask David to ping you on any price or status change →

CENTURY 21 Edge
© 2026 CENTURY 21® and the CENTURY 21 Logo are registered service marks owned by Century 21 Real Estate LLC. Sunseria Real Estate Group LLC d/b/a CENTURY 21 Edge fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. Each office is independently owned and operated. Any services or products provided by independently owned and operated franchisees are not provided by, affiliated with, or related to Century 21 Real Estate LLC nor any of its affiliated companies.

MLS® Disclaimers

Stellar MLS / MFRMLSCopyright © MFRMLS.com. All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated August 7, 2026 at 4:21 AM UTC. The listing information on this page last changed on August 7, 2026 at 4:21 AM UTC. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of MFR MLS. Updated on August 7, 2026 at 4:21 AM UTC.

StellarMLS DMCA Notice: The Digital Millennium Copyright Act of 1998, 17 U.S.C. §512, the DMCA, provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe in good faith that any content or material made available in connection with our website or services infringes your copyright, you (or your agent) may send us a notice requesting that the content or material be removed, or access to it blocked. Notices must be sent in writing by email to DMCAnotice@MLSGrid.com. The DMCA requires that your notice of alleged copyright infringement include the following information: (1) description of the copyrighted work that is the subject of claimed infringement; (2) description of the alleged infringing content and information sufficient to permit us to locate the content; (3) contact information for you, including your address, telephone number and email address; (4) a statement by you that you have a good faith belief that the content in the manner complained of is not authorized by the copyright owner, or its agent, or by the operation of any law; (5) a statement by you, signed under penalty of perjury, that the information in the notification is accurate and that you have the authority to enforce the copyrights that are claimed to be infringed; and (6) a physical or electronic signature of the copyright owner or a person authorized to act on the copyright owners behalf. Failure to include all of the above information may result in the delay of the processing of your complaint.

Southeast Florida MLSCopyright Southeast Florida Multiple Listing Service © 2026. Accuracy of listing information is not guaranteed. Listing information is provided for personal consumer, non-commercial use, solely to identify potential properties for potential purchase. All other use is strictly prohibited, is a violation of the terms of use, and may violate federal and state law. Data Last Updated: August 7, 2026 at 4:21 AM UTC.

Space Coast AORThese listings are provided by the IDX Program of Brevard County, Florida. Real Estate listings held by brokerage firms other than CENTURY 21 Edge Central Florida are marked with the IDX Logo and detailed information about them includes the name of the listing brokers. IDX information is provided exclusively for consumers'' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed.

Beaches MLSAll information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer''s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.