David Ramirez
$479,000$550,000$3,646 /mo all-in ↓

255 MONTE CRISTO BOULEVARD, ST PETERSBURG, FL, 33715

Active387 days on marketListed Jul 18, 2025MLS #TB8408655

Reduced $71KTIERRA VERDE

About this home

255 MONTE CRISTO BOULEVARD

Rare Opportunity! Prime Tierra Verde building lot. Come to this beautiful island and build your custom dream home. Great location on a wide boulevard gives the lot an open feel. Located at the North end of Monte Cristo the lot is an easy walk to restaurants, hotel and two High and Dry marinas. Just a bike ride away from St Pete Beach and Ft DeSoto State park. Easy access to I 275 for traveling to downtown St Petersburg, Tampa & BradentonSarasota. This lot is located in an AE 8' Flood Zone.

Facts & features

The home at a glance

0.22 ac

Lot size

Pets allowed

Inside

Outside & construction

Community & fees

HOA fee$8/mo
Taxes (2024)$5,360/yr
PetsYes

Utilities & systems

UtilitiesCable Available · Electricity Available · Underground Utilities · Water Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,646 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,820
FHA mortgage insurance (est.)$212
Property tax — 2024 actual bill$447
HOA fee — from the listing$8
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $16,765Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $16,765
Interest rate6.00%
Loan term

Estimated payment

$3,646/mo

Principal & interest$2,820
FHA mortgage insurance (est.)$212
Property taxes (actual bill)$447
HOA / condo fee$8
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside St Petersburg

Map of 255 MONTE CRISTO BOULEVARD

Drive times from this address

Downtown Tampa38 min
Tampa Int’l Airport (TPA)38 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know St Petersburg. See the full St Petersburg guide →

ST PETERSBURG 33715 — neighborhood snapshot

Population

7,932

Median age

62.6

Median income

$105,068

Median home value

$539,700

Avg household

1.99

Households w/ children

442

For the school run

Pinellas County School District

MiddleBay Point Middle School★★★★★
ElementaryGulfport Montessori Elementary School★★★★★
HighLakewood High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The St Petersburg market

Seller’s marketLeans seller4.3 months of inventoryBuyer’s market

$380K$402K

St Petersburg median sold, yr/yr

95.8%

Sale-to-list ratio (12 mo)

Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 85% above the ST PETERSBURG 33715 median. See the full St Petersburg market guide →

Paper trail

This home's history

CurrentPrice reduced to $479,000 $71K
Jul 18, 2025Listed at $550,000 · 387 days on market since

Reality check

What actually sold near 255 MONTE CRISTO BOULEVARD

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

2028 Alta Meadows Lane # 1010, Delray Beach FL 33444Sold · Apr ’26

$395,000

2028 Alta Meadows Lane # 1010, Delray Beach FL 33444 · same community

2 bd · 2 ba · 1,058 sqft · $373/sqft · 15 DOM

2042 ALTA MEADOWS LN # 1710, Delray Beach FL 33444Sold · Oct ’25

$330,000

2042 ALTA MEADOWS LN # 1710, Delray Beach FL 33444 · same community

2 bd · 2 ba · 1,131 sqft · $292/sqft · 63 DOM

2046 Alta Meadows Lane # 1904, Delray Beach FL 33444Sold · Mar ’26

$395,000

2046 Alta Meadows Lane # 1904, Delray Beach FL 33444 · same community

2 bd · 2 ba · 1,175 sqft · $336/sqft · 17 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 255 MONTE CRISTO BOULEVARD — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 255 MONTE CRISTO BOULEVARD — before you fall in love.

See it in person

Schedule a tour

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Straight answers

255 MONTE CRISTO BOULEVARD FAQs

What would the monthly payment be for 255 MONTE CRISTO BOULEVARD?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,646/mo — principal and interest, the actual property-tax bill, the $8/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 255 MONTE CRISTO BOULEVARD?+

The association fee works out to $8 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 255 MONTE CRISTO BOULEVARD?+

The most recent tax bill on record (2024) was $5,360. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 255 MONTE CRISTO BOULEVARD?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in St Petersburg?+

At $479,000, this home is listed about 11% above the St Petersburg median of $430,000. The market section on this page shows how the area is trending.

Which schools are assigned to 255 MONTE CRISTO BOULEVARD?+

Bay Point Middle School (middle), Gulfport Montessori Elementary School (elementary), Lakewood High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$479,000 runs 85% above the ST PETERSBURG 33715 median.

02Time on market is leverage

387 days on market against a St Petersburg median of 55 — sellers in this position are usually ready to negotiate.

03The price has already moved

Listed at $550,000, now $479,000 — a $71K cut. The full history is in the market section below.

Listing courtesy of RE/MAX ACTION FIRST OF FLORIDA · Paul Traxler. MLS #TB8408655.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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