164 2ND STREET W, ST PETERSBURG, FL, 33715
Active150 days on marketListed Mar 16, 2026MLS #TB8487264
About this home
164 2ND STREET W
Great opportunity to build, as this area has an approx. elevation estimated at 9'. Surrounding homes did not flood in the storms of 2024. Owners plan was to grade up to 12' elevation, as currently required by the City of St Pete, and have a one story home on this lot (similar home built nearby). This is an opportunity to keep a boat very closeby, as the High and Dry boat storage is just steps away; so easy to head out on the water! Also walkable is the restaurant Island Grille; just around the corner. This is a unique opportunity to live in a beautiful, highly desirable waterfront community without paying for direct waterfront, and just a short drive from more restaurants in downtown Tierra Verde as well an the renown Ft Desoto Park! Also close by is the infamous Don Cesar Resort Hotel, and all that St Pete Beach has to offer. Tierra Verde is a great community in a wonderful, convenient location with very easy access to the interstate. Listing agent is owner and had planned to build her dream home there with fiancé; unfortunately he has health problems so they can no longer build.
Facts & features
The home at a glance
0.18 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,857 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,857/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside St Petersburg
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Petersburg. See the full St Petersburg guide →
ST PETERSBURG 33715 — neighborhood snapshot
Population
7,932
Median age
62.6
Median income
$105,068
Median home value
$539,700
Avg household
1.99
Households w/ children
442
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Petersburg market
$380K → $402K
St Petersburg median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 36% above the ST PETERSBURG 33715 median. See the full St Petersburg market guide →
Paper trail
This home's history
Reality check
What actually sold near 164 2ND STREET W
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$395,000
2028 Alta Meadows Lane # 1010, Delray Beach FL 33444 · same community
2 bd · 2 ba · 1,058 sqft · $373/sqft · 15 DOM
Sold · Oct ’25$330,000
2042 ALTA MEADOWS LN # 1710, Delray Beach FL 33444 · same community
2 bd · 2 ba · 1,131 sqft · $292/sqft · 63 DOM
Sold · Mar ’26$395,000
2046 Alta Meadows Lane # 1904, Delray Beach FL 33444 · same community
2 bd · 2 ba · 1,175 sqft · $336/sqft · 17 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 164 2ND STREET W — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 164 2ND STREET W — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
164 2ND STREET W FAQs
What would the monthly payment be for 164 2ND STREET W?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,857/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 164 2ND STREET W?+
The most recent tax bill on record (2025) was $5,786. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 164 2ND STREET W?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Petersburg?+
At $350,000, this home is listed about 19% below the St Petersburg median of $430,000. The market section on this page shows how the area is trending.
Which schools are assigned to 164 2ND STREET W?+
Bay Point Middle School (middle), Gulfport Montessori Elementary School (elementary), Lakewood High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$350,000 runs 36% above the ST PETERSBURG 33715 median.
02Time on market is leverage
150 days on market against a St Petersburg median of 57 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $490,000, now $350,000 — a $140K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of DOUGLAS ELLIMAN · Cheryl Altman. MLS #TB8487264.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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