7975 58TH AVENUE N UNIT 408, ST PETERSBURG, FL, 33709
Active41 days on marketListed Jul 6, 2026MLS #TB8523732
About this home
7975 58TH AVENUE N UNIT 408
Investor Special! Top floor waterfront 2 bedroom in the Jefferson Building at Five Towns, the premier 55+ condominium community for active seniors. This unit has been foreclosed and is bank owned. It has been prepped for rehab, so come take a look. No carpet, just concrete in most areas. Great floor plan with a connected washer in the kitchen. The balcony (not screened) overlooks a beautiful pond. The stove, dishwasher and fridge remain. One bathroom will need a shower installed. Some updates have been completed. Come take a look! This might be your forever home or a fabulous investment to flip or hold for rental. The Five Towns community offers multiple swimming pools, two clubhouses, a monthly newsletter to keep informed of all the groups and activities you may want to try! Tennis, pickleball, bocce ball and shuffle board. Two fully equipped gyms, card rooms, billiard room, and auditoriums. Ideal location in St Petersburg with resturants, shopping, a short drive to the beach and the interstate. One covered parking space is included.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,100
Sqft
0 ac
Lot size
1979
Year built
One
Levels
$100
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$963 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$963/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−36.8%
$/sqft vs TERRACE PARK OF FIVE TOWNS
$100 vs $168
Days on market
41 vs 57 typical
Where $100/sqft sits among the 30 homes for sale in TERRACE PARK OF FIVE TOWNS
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside St Petersburg
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Petersburg. See the full St Petersburg guide →
ST PETERSBURG 33709 — neighborhood snapshot
Population
25,371
Median age
53.3
Median income
$52,621
Median home value
$190,300
Avg household
2.2
Households w/ children
1,922
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Petersburg market
$380K → $402K
St Petersburg median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
20 of 30
TERRACE PARK OF FIVE TOWNS have cut their price
Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 27% below the ST PETERSBURG 33709 median. See the full St Petersburg market guide →
Paper trail
This home's history
Reality check
What actually sold near 7975 58TH AVENUE N UNIT 408
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$165,000
6190 80TH STREET N UNIT 204 · same community
2 bd · 2 ba · 1,100 sqft · $150/sqft · 82 DOM
Sold · Mar ’26$120,000
5970 80TH STREET NORTH UNIT 206 · same community
2 bd · 2 ba · 1,100 sqft · $109/sqft · 107 DOM
Sold · Mar ’26$110,000
5980 80TH STREET N UNIT 405 · same community
2 bd · 2 ba · 1,100 sqft · $100/sqft · 38 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 7975 58TH AVENUE N UNIT 408 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 7975 58TH AVENUE N UNIT 408 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
7975 58TH AVENUE N UNIT 408 FAQs
What would the monthly payment be for 7975 58TH AVENUE N UNIT 408?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $963/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 7975 58TH AVENUE N UNIT 408?+
The most recent tax bill on record (2025) was $1,278. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 7975 58TH AVENUE N UNIT 408?+
The listing reports pets: Breed Restrictions, Number Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Petersburg?+
At $110,000, this home is listed about 75% below the St Petersburg median of $435,000. The market section on this page shows how the area is trending.
Which schools are assigned to 7975 58TH AVENUE N UNIT 408?+
Westgate Elementary School (elementary), Dixie M. Hollins High School (high), Tyrone Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of FIVE TOWNS ACTION REALTY · Ugene Park. MLS #TB8523732.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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