4099 W RIDGE LANE, DUNNELLON, FL, 34433
Active39 days on marketListed Jun 25, 2026MLS #TB8523351
About this home
4099 W RIDGE LANE
RIVERFRONT HOME ON NATURAL FLOW OF THE WITHLACOOCHEE RIVER ! Deep water and amazing view ! 3 bedroom, 2 bath home, completely remodeled and transformed in last few years. Newer kitchen w/wood cabinets, quartz counters & upscaled appliances. Pine floors throughout home. New plumbing & electrical panel & wiring. Foam Insulation, sheetrock & new duct work, new drainfield in 2024, gas on demand water heater, plus back up electric water heater. upscaled bathrooms, wood cabinets & quartz counters. Whole house generator w/500 gallon, buried tank. New water system with softener & conditioner & all new plumbing. Detached garage/workshop (26x 24) w/ carport (26x 12). Plus (12x 14) building. Frame home w/hardy board siding. Awesome dock for easy access to water! Too many extra to list? Please schedule time for a leisurely showing & Fall in Love! RV hook up is added bonus. Over an acre with nice mature trees & plants. Some plants will be removed & replaced with sod! Close
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,668
Sqft
1.2 ac
Lot size
2
Garage
1963
Year built
One
Levels
$357
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,781 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$3,781/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+110.3%
$/sqft vs Dunnellon actives
$357 vs $185
Days on market
39 vs 43 typical
Where $357/sqft sits among the 400 Dunnellon actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Dunnellon
Get to know Dunnellon. See the full Dunnellon guide →
DUNNELLON 34433 — neighborhood snapshot
Population
8,218
Median age
45.8
Median income
$70,024
Median home value
$217,100
Avg household
2.63
Households w/ children
696
For the school run
Citrus County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Dunnellon market
$265K → $270K
Dunnellon median sold, yr/yr
98.1%
Sale-to-list ratio (12 mo)
173 of 400
Dunnellon actives have cut their price
Median sold price, Dunnellon, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 1615% above the DUNNELLON 34433 median. See the full Dunnellon market guide →
Paper trail
This home's history
Reality check
What actually sold near 4099 W RIDGE LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$437,000
12144 N GOLDENDALE AVENUE
2 bd · 2 ba · 1,602 sqft · $273/sqft · 10 DOM
Sold · Feb ’26$216,900
11234 N FARMWOOD AVENUE UNIT 1
3 bd · 2 ba · 1,578 sqft · $137/sqft · 22 DOM
Sold · Dec ’25$335,000
4352 W WOODLAWN STREET
3 bd · 2 ba · 1,570 sqft · $213/sqft · 73 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 4099 W RIDGE LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4099 W RIDGE LANE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
4099 W RIDGE LANE FAQs
What would the monthly payment be for 4099 W RIDGE LANE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $3,781/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 4099 W RIDGE LANE?+
The most recent tax bill on record (2025) was $2,242. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Dunnellon?+
At $595,000, this home is listed about 98% above the Dunnellon median of $299,900. The market section on this page shows how the area is trending.
Which schools are assigned to 4099 W RIDGE LANE?+
Citrus Springs Elementary School (elementary), Citrus Springs Middle School (middle), Crystal River High School (high) — Citrus County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of ERA AMERICAN SUNCOAST REALTY · Kristen Niessen. MLS #TB8523351.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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