12151 SE 103RD LANE, DUNNELLON, FL, 34431
Active229 days on marketListed Dec 16, 2025MLS #OM715146
About this home
12151 SE 103RD LANE
Welcome to your private retreat! This 3-bedroom, 2-bath ranch-style home offers the perfect blend of comfort and country living. Nestled on 9.59+/- acres of serene land, the property features an open barn, for storage or made into a horse or livestock barn. Location Highlights - Directly across the street from Goethe State Forest, with miles of scenic trails for horseback riding, hiking, and outdoor adventures. -10 Miles from the Equestrians Black Prong Resort & Retreat - Peaceful setting with abundant wildlife, yet just a short drive to local shops, dining, and schools. Home Features - Spacious single-level ranch design with open living areas. - Bright kitchen and dining space overlooking the property. - Oversized primary bedroom, along with a true walk-in closet. Primary bathroom has a walk-in shower. - 2 ample sized guest bedrooms are on the other side of the home with appealing views of the homestead - Large outdoor space perfect for gardening, recreation, or expansion. Property Perks - 9.59+/- acres of usable land with mature trees and open pasture. - 40 x 24 Open barn ready for equestrian use or hobby farming. - Plenty of room for RVs, boats, or additional structures. This property is a rare find for those seeking privacy, acreage, and direct access to Florida’s natural beauty. Whether you’re an equestrian enthusiast, nature lover, or simply looking for a peaceful homestead, this home delivers it all. Experience the tranquility of ranch living across from Goethe State Forest! Access to Gulf is within 30 minutes, world class bass fishing on the Withlacoochee & Rainbow River is 15 minutes along with downtown Dunnellon's shopping etc, and the World Equestrian Center in Ocala is within 35 minutes
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
2,237
Sqft
9.75 ac
Lot size
1979
Year built
One
Levels
$245
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,801 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,801/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Dunnellon actives
$245 vs $185
Days on market
229 vs 43 typical
Where $245/sqft sits among the 400 Dunnellon actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Dunnellon
Get to know Dunnellon. See the full Dunnellon guide →
DUNNELLON 34431 — neighborhood snapshot
Population
8,663
Median age
55.4
Median income
$51,542
Median home value
$185,200
Avg household
2.2
Households w/ children
570
The numbers that matter
The Dunnellon market
$265K → $270K
Dunnellon median sold, yr/yr
98.1%
Sale-to-list ratio (12 mo)
174 of 400
Dunnellon actives have cut their price
Median sold price, Dunnellon, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 1345% above the DUNNELLON 34431 median. See the full Dunnellon market guide →
Paper trail
This home's history
Reality check
What actually sold near 12151 SE 103RD LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$400,000
12150 SE 97 PLACE
3 bd · 2 ba · 1,486 sqft · $269/sqft · 34 DOM
Sold · Jun ’26$230,000
11380 SE 123RD AVENUE
3 bd · 2 ba · 1,394 sqft · $165/sqft · 180 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 12151 SE 103RD LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 12151 SE 103RD LANE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
12151 SE 103RD LANE FAQs
What would the monthly payment be for 12151 SE 103RD LANE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,801/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 12151 SE 103RD LANE?+
The most recent tax bill on record (2025) was $2,001. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 12151 SE 103RD LANE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Dunnellon?+
At $549,000, this home is listed about 83% above the Dunnellon median of $299,900. The market section on this page shows how the area is trending.
The brief
Four things that matter here
01Positioned at the premium end
$549,000 runs 1345% above the DUNNELLON 34431 median — but at 2,237 sqft it's also 34% larger than the typical Dunnellon listing.
02Park/Greenbelt & Trees/Woods views
The park/greenbelt and trees/woods view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
229 days on market against a Dunnellon median of 43 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $605,000, now $549,000 — a $56K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of BRICKS & MORTAR REAL ESTATE · Valerie Hanchar. MLS #OM715146.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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