12552 SW 78TH PLACE, DUNNELLON, FL, 34432
Active80 days on marketListed May 14, 2026MLS #O6407833
About this home
12552 SW 78TH PLACE
REDUCED & TURNKEY! Farmhouse LUXURY living at its finest in this custom-built 2024 home where thoughtful design meets luxury upgrades throughout with NO HOA! Situated on 1.16 acres, from the moment you arrive, the charming farmhouse exterior, oversized 3-car garage, and inviting curb appeal set the tone for what awaits inside. Step through the front door to an airy open-concept layout featuring soaring ceilings, abundant natural light, luxury vinyl plank flooring throughout, and a desirable split-bedroom floor plan designed for both privacy and functionality. The heart of the home is the beautifully designed kitchen overlooking the spacious living and dining areas, creating the perfect space for entertaining or everyday living. Every detail was carefully selected to blend warmth, comfort, and modern farmhouse character with Quartz countertops, white cabinetry, black stainless appliances, hood to match with pristine woodwork, accent backsplash, built in microwave and oversized island custom finished with stool step and shiplap. The private primary suite offers a relaxing retreat with spa-like on suite and large walk in closet. The additional bedrooms are generously sized and thoughtfully positioned on the opposite side of the home to offer a split floor plan for privacy. If that wasn't enough, step outside and discover your own backyard oasis. Newly completed in 2025, the custom in-ground saltwater pool features a tanning ledge, screen enclosure, heater/chiller system, and expansive patio space (26x44) partially covered by a roof with patio pavers ideal for year-round enjoyment. The fully fenced backyard offers both privacy and plenty of room to relax, entertain, or simply enjoy peaceful Florida evenings. Better than new with upgrades already completed, this move-in ready home combines farmhouse charm with modern convenience and is ideally located near shopping, dining, and major highways for an easy commute while still maintaining a quiet, private feel.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,801
Sqft
1.16 ac
Lot size
3
Garage
2024
Year built
One
Levels
$333
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,893 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$3,893/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Dunnellon actives
$333 vs $185
Days on market
80 vs 43 typical
Where $333/sqft sits among the 400 Dunnellon actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Dunnellon
Get to know Dunnellon. See the full Dunnellon guide →
DUNNELLON 34432 — neighborhood snapshot
Population
13,197
Median age
56
Median income
$47,711
Median home value
$223,900
Avg household
2.27
Households w/ children
858
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Dunnellon market
$265K → $270K
Dunnellon median sold, yr/yr
98.1%
Sale-to-list ratio (12 mo)
174 of 400
Dunnellon actives have cut their price
Median sold price, Dunnellon, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 167% above the DUNNELLON 34432 median. See the full Dunnellon market guide →
Paper trail
This home's history
Reality check
What actually sold near 12552 SW 78TH PLACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$360,000
12220 SW 75TH STREET · same community
4 bd · 2 ba · 1,817 sqft · $198/sqft · 18 DOM
Sold · Sep ’25$388,000
13637 SW 78TH PLACE · same community
3 bd · 2 ba · 1,886 sqft · $206/sqft · 39 DOM
Sold · Feb ’26$420,000
13619 SW 78TH PLACE · same community
3 bd · 2 ba · 1,886 sqft · $223/sqft · 23 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 12552 SW 78TH PLACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 12552 SW 78TH PLACE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
12552 SW 78TH PLACE FAQs
What would the monthly payment be for 12552 SW 78TH PLACE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $3,893/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 12552 SW 78TH PLACE?+
The most recent tax bill on record (2025) was $3,246. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 12552 SW 78TH PLACE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Dunnellon?+
At $599,999, this home is listed about 100% above the Dunnellon median of $299,900. The market section on this page shows how the area is trending.
Which schools are assigned to 12552 SW 78TH PLACE?+
Dunnellon Elementary School (elementary), Dunnellon High School (high), Dunnellon Middle School (middle) — Marion County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$599,999 runs 167% above the DUNNELLON 34432 median.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03The price has already moved
Listed at $699,900, now $599,999 — a $100K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of OLYMPUS EXECUTIVE REALTY INC · Megan Jones. MLS #O6407833.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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