David Ramirez
$847,7002 bd2 ba1,094 sqft$775 /sqft$7,212 /mo all-in ↓

1270 GULF BOULEVARD UNIT 2007, CLEARWATER BEACH, FL, 33767

Active22 days on marketListed Jul 10, 2026MLS #TB8522846

CondominiumHARBOUR LIGHT TOWERS CONDO

Come see it

Upcoming open house

Sat, Aug 1

10:00 AM – 1:00 PM

Hosted by JoAnna Gantt / Michelle Rinello- GO TO GUARD GATE.... THEN park in Guest Space, proeed undrground to Sliding doors. Agent will let you in (or press 0000 - to be buzzed in) or call JOANNA 803-466-7079

About this home

1270 GULF BOULEVARD UNIT 2007

REMODLED PENTHOUSE LIVING ON SAND KEY, CLEARWATER BEACH WITH GULF AND INTRACOASTAL WATER VIEWS! Experience luxury coastal living from this RARELY AVAILABLE, 20th-floor penthouse in the Iconic, FULLY FUNDED Harbour Light Towers. Showcasing the best of both worlds, breathtaking panoramic views of the Gulf of America and the Intracoastal Waterway views, this beautifully REMODELED 2-bedroom, 2-bath residence offers luxury, location, and turnkey convenience in one of Sand Key's most desirable Gulf-front communities!! Thoughtfully renovated with timeless finishes and quality craftsmanship, this move-in-ready home features hurricane-rated windows and sliding glass doors, new plumbing, an updated electrical panel, porcelain tile flooring throughout, crown molding, plantation shutters, designer lighting, solid wood cabinetry, granite countertops, stainless steel appliances, convection oven, pantry, an oversized walk-in entry storage closet with custom wood shelving, and an oversized covered under-building parking space. Designed to maximize the incredible views, the open-concept living and dining areas flow seamlessly onto EITHER a spacious private balcony with endless gulf views accessible from both the living room and primary suite—perfect for morning coffee, spectacular sunsets, and refreshing Gulf breezes....OR dine on your front patio with Intracoastal views. The chef's kitchen features solid wood cabinetry, granite countertops, stainless steel appliances, a convection oven, pantry, and generous workspace for everyday living or entertaining. The spacious primary suite featurins a custom walk-in closet, built-in organizers and a beautifully renovated ensuite bath with granite countertops and a frameless glass shower. The guest bedroom also offers a walk-in closet, while the updated guest bath features matching granite countertops, upscale fixtures, and a frameless glass shower enclosure. Offered fully furnished (optional), this exceptional residence includes quality furnishings, décor, linens, dishware, cookware, small appliances, sleeper sofas, and beach essentials, making it truly turnkey. Buyers may also honor the Seller's established seasonal rental reservations from January through mid-May 2027, providing immediate rental income potential. Harbour Light Towers is one of Sand Key's most financially secure Gulf-front communities, offering private beach access, a heated Gulf-front swimming pool, inviting community social spaces, 24-hour gated security, secure coded lobby access, new elevators (in progress), updated trash chutes, laundry facilities with private storage on every floor, reinforced under-building parking, abundant guest parking, pet-friendly policies, and one-month minimum rentals. Ideally located across the street from fabulous restaurants, shopping, and the pristine sandy beaches of Sand Key, and just minutes from Clearwater Beach, this exceptional penthouse offers the ultimate lock-and-leave lifestyle for full-time residents, seasonal owners, or investors. Personal items located in the primary closet and front and rear patio furniture do not convey. Rarely does a penthouse in Harbour Light become available—offering spectacular Gulf and Intracoastal water views, exceptional renovations, a FULLY FUNDED community, and true turnkey convenience. Schedule your private showing today before this extraordinary opportunity is gone! *Realtors and Buyers to verify all measuremnts, rules and regs.

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,094

Sqft

1

Garage

1974

Year built

One

Levels

$775

Per sqft

Pool & Water viewTurnkeyPets allowed

Inside

FlooringCeramic Tile · Tile
AppliancesConvection Oven · Dishwasher · Disposal · Electric Water Heater · Microwave · Range · Refrigerator
InteriorBuilt-in Features · Ceiling Fan(s) · Crown Molding · Living Room/Dining Room Combo · Primary Bedroom Main Floor · Stone Counters · Thermostat · Walk-In Closet(s) · Window Treatments
LaundrySame Floor As Condo Unit
CoolingCentral Air
HeatingCentral
FurnishedTurnkey

Outside & construction

RoofConcrete
ConstructionConcrete
FoundationConcrete Perimeter · Slab
ViewPool · Water
FacesEast
ParkingDeeded
ExteriorBalcony

Community & fees

HOA fee$1,223/mo
Taxes (2025)$11,249/yr
PetsCats OK, Dogs OK, Yes
CommunityGulf/Ocean Front · Intracoastal Waterway · Water Access · Buyer Approval Required · Community Mailbox · Gated Community - Guard · Sidewalks

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Cable Connected · Electricity Connected · Phone Available · Public · Sewer Connected · Street Lights · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$7,212 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$4,574
PMI (est., until 20% equity)$318
Property tax — 2025 actual bill$937
Condo fee — from the listing$1,223
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $84,770Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $84,770
Interest rate6.00%
Loan term

Estimated payment

$7,212/mo

Principal & interest$4,574
PMI (est., until 20% equity)$318
Property taxes (actual bill)$937
HOA / condo fee$1,223
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $848K
$575KedgeAI estimate $607,888 · range $599K$630K$882K

vs edgeAI estimate

+39.5%

$/sqft vs HARBOUR LIGHT TOWERS CONDO

$775 vs $571

Days on market

22 vs 84 typical

Where $775/sqft sits among the 6 homes for sale in HARBOUR LIGHT TOWERS CONDO

3
2
1
0
0
0 · this home
$529–570$570–611$611–652$652–693$693–734$734+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Sand Key

Map of 1270 GULF BOULEVARD UNIT 2007 inside its neighborhood boundary

Drive times from this address

Tampa Int’l Airport (TPA)39 min
Downtown Tampa43 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Clearwater Beach. See the full Clearwater Beach guide →

Sand Key — neighborhood snapshot

Population

2,337

Median age

71

Median income

$109,542

Median home value

$727,100

Avg household

2

For the school run

Pinellas County School District

ElementaryMildred Helms Elementary School★★★★
HighLargo High School★★★★★
MiddleLargo Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Clearwater Beach market

Seller’s marketLeans buyer10.1 months of inventoryBuyer’s market

$535K$916K

Clearwater Beach median sold, yr/yr

93.9%

Sale-to-list ratio (12 mo)

4 of 6

HARBOUR LIGHT TOWERS CONDO have cut their price

Median sold price, Clearwater Beach, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 53% above the CLEARWATER BEACH 33767 median. See the full Clearwater Beach market guide →

Paper trail

This home's history

Jul 10, 2026Listed at $847,700 · 22 days on market since
1974Built · HARBOUR LIGHT TOWERS CONDO

Reality check

What actually sold near 1270 GULF BOULEVARD UNIT 2007

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1270 GULF BOULEVARD UNIT 501Sold · May ’26

$685,000

1270 GULF BOULEVARD UNIT 501 · same community

2 bd · 2 ba · 1,094 sqft · $626/sqft · 42 DOM

1270 GULF BOULEVARD UNIT 506Sold · Mar ’26

$485,000

1270 GULF BOULEVARD UNIT 506 · same community

2 bd · 2 ba · 1,094 sqft · $443/sqft · 338 DOM

1270 GULF BOULEVARD UNIT 308Sold · Feb ’26

$750,000

1270 GULF BOULEVARD UNIT 308 · same community

2 bd · 2 ba · 1,208 sqft · $621/sqft · 178 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 1270 GULF BOULEVARD UNIT 2007 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1270 GULF BOULEVARD UNIT 2007 — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

1270 GULF BOULEVARD UNIT 2007 FAQs

What would the monthly payment be for 1270 GULF BOULEVARD UNIT 2007?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $7,212/mo — principal and interest, the actual property-tax bill, the $1,223/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 1270 GULF BOULEVARD UNIT 2007?+

The association fee works out to $1,223 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 1270 GULF BOULEVARD UNIT 2007?+

The most recent tax bill on record (2025) was $11,249. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 1270 GULF BOULEVARD UNIT 2007?+

The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Clearwater Beach?+

At $847,700, this home is listed about 5% above the Clearwater Beach median of $808,600. The market section on this page shows how the area is trending.

Which schools are assigned to 1270 GULF BOULEVARD UNIT 2007?+

Mildred Helms Elementary School (elementary), Largo High School (high), Largo Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$847,700 runs 53% above the CLEARWATER BEACH 33767 median.

02Pool & Water views

The pool and water view is part of what you're buying — views hold value independently of the structure.

03Know the monthly fee

The association fee is $1,223/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.

04Strong assigned schools

Mildred Helms Elementary School, Largo High School, Largo Middle School — Mildred Helms Elementary School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of BHHS FLORIDA PROPERTIES GROUP · Michelle Rinello. MLS #TB8522846.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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