David Ramirez
$599,000$638,0002 bd2 ba1,094 sqft$548 /sqft$4,573 /mo all-in ↓

1270 GULF BOULEVARD UNIT 1007, CLEARWATER BEACH, FL, 33767

Active86 days on marketListed May 7, 2026MLS #TB8501024

Reduced $39KWaterfrontFully furnishedCondominiumHARBOUR LIGHT TOWERS CONDO

About this home

1270 GULF BOULEVARD UNIT 1007

The best value in the building! New great price! Relax and unwind with mesmerizing Gulf views and fresh sea breezes from the balcony of this remarkable beach condo, perfectly situated on Sand Key. Revel in colorful sunsets over the Gulf from your private balcony, and for early risers, watch the sunrise over the Intracoastal to the east just outside your front door, all while enjoying the vibrant activities of Clearwater Beach only minutes away. The Shoppes on Sand Key are conveniently located directly across the street, making restaurants, shopping, and everyday essentials easily accessible without ever needing to leave the island atmosphere. When you’re not soaking up the breathtaking vistas or enjoying morning strolls along the shoreline, take advantage of the monthly rental policy, which allows you to generate income whenever you’re away. Even better, furnishings are included, this unit is turn-key, so there’s no need to spend extra time or money shopping for new furniture or contents. This building boasts one of the best rental policies on Sand Key, as well as a heated pool, security staff, and under-building parking. One small pet is also allowed here. A common laundry room on each floor adds convenience and helps reduce the chance of in-unit leaks or floods, offering extra peace of mind. Whether you choose to move right in and savor the tranquil blue waters or rent it out to fellow beach lovers, this condo offers both the comforts of home and an excellent opportunity for additional income.

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,094

Sqft

0.22 ac

Lot size

1974

Year built

One

Levels

$548

Per sqft

WaterfrontWater viewFurnishedPets allowed

Inside

FlooringTile
AppliancesDishwasher · Microwave · Range · Refrigerator
InteriorLiving Room/Dining Room Combo · Open Floorplan · Primary Bedroom Main Floor · Stone Counters · Walk-In Closet(s)
LaundrySame Floor As Condo Unit
CoolingCentral Air
HeatingCentral · Electric
FurnishedFurnished

Outside & construction

RoofBuilt-Up · Membrane
ConstructionConcrete
FoundationSlab
ViewWater
FacesEast
ParkingAssigned · Guest · Under Building
ExteriorBalcony · Lighting · Outdoor Shower · Sidewalk

Community & fees

Taxes (2025)$11,478/yr
PetsYes
CommunityFishing · Gulf/Ocean Front · Water Access · Waterfront · Deed Restrictions · Gated Community - Guard · Pool

Utilities & systems

UtilitiesPublic
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$4,573 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,232
PMI (est., until 20% equity)$225
Property tax — 2025 actual bill$957
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $59,900Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $59,900
Interest rate6.00%
Loan term

Estimated payment

$4,573/mo

Principal & interest$3,232
PMI (est., until 20% equity)$225
Property taxes (actual bill)$957
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $599K
$575KedgeAI estimate $625,526 · range $601K$687K$714K

vs edgeAI estimate

−4.2%

$/sqft vs HARBOUR LIGHT TOWERS CONDO

$548 vs $585

Days on market

86 vs 84 typical

Where $548/sqft sits among the 6 homes for sale in HARBOUR LIGHT TOWERS CONDO

2 · this home
2
1
0
0
1
$529–570$570–611$611–652$652–693$693–734$734+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Sand Key

Map of 1270 GULF BOULEVARD UNIT 1007 inside its neighborhood boundary

Drive times from this address

Tampa Int’l Airport (TPA)39 min
Downtown Tampa43 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Clearwater Beach. See the full Clearwater Beach guide →

Sand Key — neighborhood snapshot

Population

2,337

Median age

71

Median income

$109,542

Median home value

$727,100

Avg household

2

For the school run

Pinellas County School District

ElementaryMildred Helms Elementary School★★★★
HighLargo High School★★★★★
MiddleLargo Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Clearwater Beach market

Seller’s marketLeans buyer10.1 months of inventoryBuyer’s market

$535K$916K

Clearwater Beach median sold, yr/yr

93.9%

Sale-to-list ratio (12 mo)

3 of 6

HARBOUR LIGHT TOWERS CONDO have cut their price

Median sold price, Clearwater Beach, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 8% above the CLEARWATER BEACH 33767 median. See the full Clearwater Beach market guide →

Paper trail

This home's history

CurrentPrice reduced to $599,000 $39K
May 7, 2026Listed at $638,000 · 86 days on market since
1974Built · HARBOUR LIGHT TOWERS CONDO

Reality check

What actually sold near 1270 GULF BOULEVARD UNIT 1007

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1270 GULF BOULEVARD UNIT 501Sold · May ’26

$685,000

1270 GULF BOULEVARD UNIT 501 · same community

2 bd · 2 ba · 1,094 sqft · $626/sqft · 42 DOM

1270 GULF BOULEVARD UNIT 506Sold · Mar ’26

$485,000

1270 GULF BOULEVARD UNIT 506 · same community

2 bd · 2 ba · 1,094 sqft · $443/sqft · 338 DOM

1270 GULF BOULEVARD UNIT 308Sold · Feb ’26

$750,000

1270 GULF BOULEVARD UNIT 308 · same community

2 bd · 2 ba · 1,208 sqft · $621/sqft · 178 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 1270 GULF BOULEVARD UNIT 1007 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1270 GULF BOULEVARD UNIT 1007 — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

1270 GULF BOULEVARD UNIT 1007 FAQs

What would the monthly payment be for 1270 GULF BOULEVARD UNIT 1007?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,573/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 1270 GULF BOULEVARD UNIT 1007?+

The most recent tax bill on record (2025) was $11,478. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 1270 GULF BOULEVARD UNIT 1007?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Clearwater Beach?+

At $599,000, this home is listed about 26% below the Clearwater Beach median of $808,600. The market section on this page shows how the area is trending.

Which schools are assigned to 1270 GULF BOULEVARD UNIT 1007?+

Mildred Helms Elementary School (elementary), Largo High School (high), Largo Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

02Strong assigned schools

Mildred Helms Elementary School, Largo High School, Largo Middle School — Mildred Helms Elementary School rates 4 of 5. Always verify assignments with the district.

03The price has already moved

Listed at $638,000, now $599,000 — a $39K cut. The full history is in the market section below.

Listing courtesy of COASTAL PROPERTIES GROUP INTERNATIONAL · Kerryn Ellson. MLS #TB8501024.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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