1270 GULF BOULEVARD UNIT 1202, CLEARWATER BEACH, FL, 33767
Active96 days on marketListed Apr 29, 2026MLS #TB8502052
About this home
1270 GULF BOULEVARD UNIT 1202
Experience breathtaking panoramic views from this bright and fully updated 12th-floor Gulf-front condo located on Sand Key in Clearwater Beach. This turnkey 2BR/2BA residence offers stunning views of the Gulf and the Intracoastal Waterway, making it perfect as a full-time home, seasonal retreat, or high-income vacation rental. The open-concept living and dining area is designed to maximize the incredible water views, while the light-filled kitchen features white shaker cabinetry, quartz countertops, a large center island with seating, and stainless steel Samsung appliances. The spacious primary suite opens directly onto the balcony, where you can enjoy spectacular ocean sunsets, and includes a large walk-in closet and a beautifully remodeled ensuite bathroom. The second bedroom offers peaceful Intracoastal views and is conveniently located next to the updated guest bath. Additional features include hurricane shutters and a under-building parking space on the second floor. Harbour Light Towers provides a true resort lifestyle with 24-hour gated security, a heated pool, expansive pool deck, and direct private beach access. Recent building improvements include a 2023 roof and entry doors. The reserves are fully funded. Just steps away, you’ll find shopping and dining at the Shoppes at Sand Key. With its prime Gulf-front location, modern updates, and strong rental potential (30-day minimum), this Clearwater Beach condo is an exceptional opportunity for both personal enjoyment and investment. Motivated Seller - don’t miss out on this rare turnkey property—schedule your private showing today!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,100
Sqft
1
Garage
1974
Year built
One
Levels
$636
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$5,095 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,095/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+8.7%
$/sqft vs HARBOUR LIGHT TOWERS CONDO
$636 vs $571
Days on market
96 vs 84 typical
Where $636/sqft sits among the 6 homes for sale in HARBOUR LIGHT TOWERS CONDO
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Sand Key
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Clearwater Beach. See the full Clearwater Beach guide →
Sand Key — neighborhood snapshot
Population
2,337
Median age
71
Median income
$109,542
Median home value
$727,100
Avg household
2
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Clearwater Beach market
$535K → $916K
Clearwater Beach median sold, yr/yr
93.9%
Sale-to-list ratio (12 mo)
4 of 6
HARBOUR LIGHT TOWERS CONDO have cut their price
Median sold price, Clearwater Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 26% above the CLEARWATER BEACH 33767 median. See the full Clearwater Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 1270 GULF BOULEVARD UNIT 1202
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$685,000
1270 GULF BOULEVARD UNIT 501 · same community
2 bd · 2 ba · 1,094 sqft · $626/sqft · 42 DOM
Sold · Mar ’26$485,000
1270 GULF BOULEVARD UNIT 506 · same community
2 bd · 2 ba · 1,094 sqft · $443/sqft · 338 DOM
Sold · Feb ’26$750,000
1270 GULF BOULEVARD UNIT 308 · same community
2 bd · 2 ba · 1,208 sqft · $621/sqft · 178 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1270 GULF BOULEVARD UNIT 1202 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1270 GULF BOULEVARD UNIT 1202 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1270 GULF BOULEVARD UNIT 1202 FAQs
What would the monthly payment be for 1270 GULF BOULEVARD UNIT 1202?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,095/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1270 GULF BOULEVARD UNIT 1202?+
The most recent tax bill on record (2025) was $10,742. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1270 GULF BOULEVARD UNIT 1202?+
The listing reports pets: Number Limit, Size Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Clearwater Beach?+
At $699,999, this home is listed about 13% below the Clearwater Beach median of $808,600. The market section on this page shows how the area is trending.
Which schools are assigned to 1270 GULF BOULEVARD UNIT 1202?+
Mildred Helms Elementary School (elementary), Largo High School (high), Largo Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$699,999 runs 26% above the CLEARWATER BEACH 33767 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Strong assigned schools
Mildred Helms Elementary School, Largo High School, Largo Middle School — Mildred Helms Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of CENTURY 21 COAST TO COAST · Madonna Steinlage. MLS #TB8502052.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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