217 GARDEN CIRCLE, BELLEAIR, FL, 33756
Active31 days on marketListed Jun 23, 2026MLS #TB8522431
About this home
217 GARDEN CIRCLE
Virtually Staged. On one of Belleair's quiet, canopied streets, 217 Garden Circle has been thoughtfully renovated within the past several years, a four-bedroom, three-bath residence where light moves freely through open, gracious rooms. The kitchen anchors daily life and entertaining alike: generous custom cabinetry, handsome countertops, and an oversized island that opens directly to the main living spaces, inviting conversation to spill from stovetop to sofa. Each finish feels considered, current, and calm. The primary suite is a retreat unto itself, its renovated en-suite bath a private sanctuary at the close of the day. Three further bedrooms and two full baths flex easily, offering guest quarters, a study, room for a household to grow. Beyond the walls, a wide, fully fenced lawn awaits: room to garden, to gather beneath the Florida sky, to shape the outdoor retreat you envision. Morning coffee here is unhurried. A built-in putting and chipping green invites friendly competition and gives you a place to fine-tune your short game without leaving home. A secluded side yard offers discreet, practical space, ideal for storing the boat, trailer, or seasonal equipment well out of view. And the address itself is the rare kind. Belleair, home to world-class golf, storied country-club living, and tree-lined tranquility, places you minutes from the white sands of Clearwater and Belleair Beach, waterfront marinas, refined dining, and premier medical care, with Downtown St. Petersburg and Tampa International effortlessly within reach. Private showings are available by appointment. Arrange your viewing of 217 Garden Circle today, and experience Belleair as few have the privilege to.
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
1,711
Sqft
0.3 ac
Lot size
1
Garage
1955
Year built
One
Levels
$362
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,576 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,576/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−12.8%
$/sqft vs Belleair actives
$362 vs $420
Days on market
31 vs 73 typical
Where $362/sqft sits among the 89 Belleair actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Belleair
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Belleair. See the full Belleair guide →
BELLEAIR 33756 — neighborhood snapshot
Population
32,928
Median age
45
Median income
$63,990
Median home value
$335,800
Avg household
2.46
Households w/ children
2,867
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Belleair market
$1.1M → $1.1M
Belleair median sold, yr/yr
95.4%
Sale-to-list ratio (12 mo)
45 of 89
Belleair actives have cut their price
Median sold price, Belleair, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 82% above the BELLEAIR 33756 median. See the full Belleair market guide →
Paper trail
This home's history
Reality check
What actually sold near 217 GARDEN CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$438,100
318 MEHLENBACHER ROAD · same community
3 bd · 2 ba · 1,757 sqft · $249/sqft · 5 DOM
Sold · Feb ’26$648,000
212 MEHLENBACHER ROAD · same community
3 bd · 2 ba · 1,769 sqft · $366/sqft · 6 DOM
Sold · Apr ’26$600,000
230 GARDEN CIRCLE · same community
3 bd · 2.5 ba · 1,493 sqft · $402/sqft · 5 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 217 GARDEN CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 217 GARDEN CIRCLE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
217 GARDEN CIRCLE FAQs
What would the monthly payment be for 217 GARDEN CIRCLE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,576/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 217 GARDEN CIRCLE?+
The most recent tax bill on record (2025) was $10,105. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Belleair?+
At $619,222, this home is listed about 20% below the Belleair median of $769,950. The market section on this page shows how the area is trending.
Which schools are assigned to 217 GARDEN CIRCLE?+
Plumb Elementary School (elementary), Clearwater High School (high), Oak Grove Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$619,222 runs 82% above the BELLEAIR 33756 median.
02Strong assigned schools
Plumb Elementary School, Clearwater High School, Oak Grove Middle School — Plumb Elementary School rates 4 of 5. Always verify assignments with the district.
03The price has already moved
Listed at $679,900, now $619,222 — a $61K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of MERIDIAN RESIDE · Terry Connors, II. MLS #TB8522431.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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