230 GARDEN CIRCLE, BELLEAIR, FL, 33756
Active30 days on marketListed Jun 23, 2026MLS #TB8522357
About this home
230 GARDEN CIRCLE
Situated on a generous corner lot in the highly sought-after Town of Belleair, this 3BR/2BA home offers charm, space, and incredible potential in one of Pinellas County’s most desirable communities. A welcoming front porch sets the tone, inviting you to slow down and enjoy peaceful mornings or relaxing evenings. Inside, crown molding adds a touch of character, while the light-filled family room creates a warm and comfortable gathering space for everyday living and entertaining. The kitchen features crisp white cabinetry, granite countertops, and a convenient breakfast bar for casual meals or morning coffee. A large laundry room, ideally located near the kitchen and garage, adds practicality and extra storage. The primary suite includes an ensuite bath with a tub/shower combination, while the additional bedrooms are spacious and share a hall bath. Step outside to the screened patio—an ideal retreat for enjoying Florida’s beautiful weather year-round. With its prime location close to shopping, local restaurants, golf courses, and the area’s famous sparkling beaches, this is a wonderful opportunity to make your home in the coveted Town of Belleair.
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
1,493
Sqft
0.23 ac
Lot size
2
Garage
1955
Year built
One
Levels
$422
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,063 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,063/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+36.4%
Days on market
30 vs 73 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Belleair
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Belleair. See the full Belleair guide →
BELLEAIR 33756 — neighborhood snapshot
Population
32,928
Median age
45
Median income
$63,990
Median home value
$335,800
Avg household
2.46
Households w/ children
2,867
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Belleair market
$1.1M → $1.1M
Belleair median sold, yr/yr
95.4%
Sale-to-list ratio (12 mo)
Median sold price, Belleair, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 84% above the BELLEAIR 33756 median. See the full Belleair market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 230 GARDEN CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 230 GARDEN CIRCLE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
230 GARDEN CIRCLE FAQs
What would the monthly payment be for 230 GARDEN CIRCLE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,063/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 230 GARDEN CIRCLE?+
The most recent tax bill on record (2025) was $3,209. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Belleair?+
At $630,000, this home is listed about 18% below the Belleair median of $769,950. The market section on this page shows how the area is trending.
Which schools are assigned to 230 GARDEN CIRCLE?+
Plumb Elementary School (elementary), Clearwater High School (high), Oak Grove Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
Listing courtesy of COLDWELL BANKER REALTY · Martha Thorn. MLS #TB8522357.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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