4960 DOVER STREET NE, ST PETERSBURG, FL, 33703
Active48 days on marketListed Jun 25, 2026MLS #TB8522392
About this home
4960 DOVER STREET NE
Looking for a comfortable, spacious home with canal access? This beautifully maintained waterfront property is move-in ready and ready to welcome you home. Inside, you’ll find a spacious open floor plan that’s perfect for entertaining, along with an updated kitchen featuring granite countertops, stainless steel appliances, a dishwasher, and a microwave. Large windows throughout the home provide an abundance of natural light, creating a bright and inviting atmosphere. The spacious primary suite offers a walk-in closet and relaxing water views, while tile flooring throughout the home makes cleaning and maintenance a breeze. A washer and dryer are conveniently located in the garage. Step outside to enjoy the massive screened-in lanai overlooking the canal, complete with a pool and poolside bar—perfect for relaxing or entertaining guests. Lawn care and pool service are included. Call today to schedule your showing—you’ll love this waterfront gem! Renting for 12 months with an option to extend. Application Fee: $50 per adult planning to reside in the home. Pets to be approved by landlord.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,422
Sqft
0.18 ac
Lot size
2
Garage
1968
Year built
One
Levels
$3
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$193 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$193/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs St Petersburg actives
$3 vs $336
Days on market
48 vs 58 typical
Where $3/sqft sits among the 400 St Petersburg actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Waterway Estates
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Petersburg. See the full St Petersburg guide →
Waterway Estates — neighborhood snapshot
Population
1,144
Median age
43
Median income
$154,052
Median home value
$615,700
Avg household
3
Households w/ children
162
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Petersburg market
$380K → $402K
St Petersburg median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
226 of 400
St Petersburg actives have cut their price
Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the ST PETERSBURG 33703 median. See the full St Petersburg market guide →
Paper trail
This home's history
Reality check
What actually sold near 4960 DOVER STREET NE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$915,000
1424 47TH AVENUE NE · same community
3 bd · 2 ba · 1,818 sqft · $503/sqft · 83 DOM
Sold · Jan ’26$725,000
4990 DOVER STREET NE · same community
3 bd · 3 ba · 1,903 sqft · $381/sqft · 41 DOM
Sold · Dec ’25$600,000
1409 NE 49TH AVENUE NE · same community
3 bd · 2 ba · 1,904 sqft · $315/sqft · 311 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 4960 DOVER STREET NE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4960 DOVER STREET NE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
4960 DOVER STREET NE FAQs
What would the monthly payment be for 4960 DOVER STREET NE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $193/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 4960 DOVER STREET NE?+
The listing reports pets: Pet Deposit, Size Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Petersburg?+
At $4,500, this home is listed about 99% below the St Petersburg median of $435,000. The market section on this page shows how the area is trending.
Which schools are assigned to 4960 DOVER STREET NE?+
Shore Acres Elementary School (elementary), Northeast High School (high), Meadowlawn Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the ST PETERSBURG 33703 market on paper
$4,500 is 99% below the ST PETERSBURG 33703 median of $425,000, and at $3/sqft it sits under the St Petersburg average of $382.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Strong assigned schools
Shore Acres Elementary School, Northeast High School, Meadowlawn Middle School — Shore Acres Elementary School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $4,800, now $4,500 — a $300 cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of NORTHSTAR REALTY · Tayler Rothwell. MLS #TB8522392.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New St Petersburg homes, in your inbox
Like 4960 DOVER STREET NE but not quite? A daily digest of every new listing in St Petersburg — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask David to ping you on any price or status change →