
4692 DOVER STREET NE, ST PETERSBURG, FL, 33703
Active131 days on marketListed Apr 4, 2026MLS #TB8493836
About this home
4692 DOVER STREET NE
Under Construction. Experience refined waterfront living in this brand-new construction expertly crafted by the highly regarded Bay to Bay Group, ideally positioned in one of Northeast St. Petersburg’s most desirable locations. Offering approximately 3,800 square feet, this thoughtfully designed residence features 4 bedrooms, 4 full bathrooms, a powder room, and a dedicated office. Wide bayou views and direct access to Tampa Bay define the experience, offering effortless boating to open water and the Gulf beyond. The home’s striking curb appeal sets the tone, defined by clean architectural lines, layered textures, and a refined modern coastal aesthetic that creates a strong and memorable first impression. From the moment you enter, the home makes a statement with a custom glass-enclosed wine display tucked beneath the staircase, serving as an architectural focal point and setting the tone for the level of design carried throughout. The interior is filled with natural light, highlighted by expansive windows that frame tranquil water views and create a seamless connection between indoor and outdoor living. The open-concept layout is anchored by a designer kitchen that truly elevates the home, featuring a dramatic waterfall-edge island wrapped in full slab stone, a statement range hood, custom cabinetry, and a premium Monogram appliance package, including a gas range, double wall ovens, and a built-in wine column. A well-appointed butler’s pantry offers additional prep space and storage, enhancing both functionality and entertaining. A grand great room with a fireplace opens onto the covered lanai, where a spa-like pool and outdoor kitchen create the ultimate setting for entertaining or relaxing, all positioned to take full advantage of the water views. The primary suite is ideally located on the first floor, offering privacy and ease of living while delivering a true retreat-like experience. The spacious bedroom is complemented by a spa-like bathroom featuring a freestanding soaking tub, a large walk-in glass shower, dual vanities, and elevated finishes throughout, along with a generous walk-in closet designed for both function and style. Upstairs, a large loft/bonus living area provides an ideal secondary living space, lounge, or media area, with access to a private balcony capturing water views over the pool. This level also includes a secondary primary suite with its own ensuite bath, along with two additional bedrooms connected by a Jack and Jill bathroom, offering a functional and flexible layout for guests or family. Additional highlights include 10-foot ceilings, 8-foot interior doorways, a wet bar, mudroom, and thoughtfully selected designer lighting throughout, including statement chandeliers and elevated fixtures. The home is equipped with natural gas, including a tankless gas water heater, and also prioritizes energy efficiency with Icynene attic insulation, pre-installed low voltage wiring, efficient LED lighting, and a high-efficiency air conditioning system. Perfectly positioned just minutes from downtown St. Petersburg, this waterfront residence offers a rare opportunity to enjoy new construction and a prime location, all within one of St. Pete’s most esteemed waterfront communities.
Facts & features
The home at a glance
4
Bedrooms
4.5
Bathrooms
3,795
Sqft
0.17 ac
Lot size
2
Garage
2026
Year built
Two
Levels
$710
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$16,671 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$16,671/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−1.9%
$/sqft vs St Petersburg actives
$710 vs $336
Days on market
131 vs 57 typical
Where $710/sqft sits among the 400 St Petersburg actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Waterway Estates
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Petersburg. See the full St Petersburg guide →
Waterway Estates — neighborhood snapshot
Population
1,144
Median age
43
Median income
$154,052
Median home value
$615,700
Avg household
3
Households w/ children
162
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Petersburg market
$380K → $402K
St Petersburg median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
227 of 400
St Petersburg actives have cut their price
Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 534% above the ST PETERSBURG 33703 median. See the full St Petersburg market guide →
Paper trail
This home's history
Reality check
What actually sold near 4692 DOVER STREET NE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$925,000
4937 DOVER STREET NE · same community
3 bd · 3 ba · 2,439 sqft · $379/sqft · 68 DOM
Sold · Sep ’25$625,000
4772 DOVER STREET NE · same community
3 bd · 3 ba · 2,141 sqft · $292/sqft · 10 DOM
Sold · Feb ’26$976,000
4880 DOVER STREET NE · same community
3 bd · 3 ba · 2,005 sqft · $487/sqft · 4 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 4692 DOVER STREET NE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4692 DOVER STREET NE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
4692 DOVER STREET NE FAQs
What would the monthly payment be for 4692 DOVER STREET NE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $16,671/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 4692 DOVER STREET NE?+
The most recent tax bill on record (2025) was $11,499. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in St Petersburg?+
At $2,695,000, this home is listed about 527% above the St Petersburg median of $430,000. The market section on this page shows how the area is trending.
Which schools are assigned to 4692 DOVER STREET NE?+
Shore Acres Elementary School (elementary), Northeast High School (high), Meadowlawn Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$2,695,000 runs 534% above the ST PETERSBURG 33703 median — but at 3,795 sqft it's also nearly 3 times the size of the typical St Petersburg listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
131 days on market against a St Petersburg median of 57 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Shore Acres Elementary School, Northeast High School, Meadowlawn Middle School — Shore Acres Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of CHARLES RUTENBERG REALTY INC · Kym Coyle. MLS #TB8493836.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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