1496 49TH AVENUE NE, ST PETERSBURG, FL, 33703
Active85 days on marketListed May 20, 2026MLS #TB8507701
About this home
1496 49TH AVENUE NE
Waterfront living with a pool, dock, and boat lift! This home has never flooded! This beautifully maintained 3-bedroom, 2-bath home is tucked away on a cul de sac, in one of the area's loveliest neighborhoods. The home features an inviting layout with flow between the kitchen, dining, and family room, plus a separate living room. All the living spaces overlook the pool and the canal. Both bathrooms have been recently updated, as well as the kitchen with all new appliances. The refreshed, wood-burning fireplace creates a warm focal point in the living space. Major improvements include a brand-new HVAC system with all new ductwork, a durable metal roof that will last you decades, updated canned lighting and a tankless water heater installed in 2025. Outside, enjoy Florida living at its best with a resurfaced and retiled saltwater pool, updated pool pump, outdoor shower, and a convenient doggie door through the pool cage. Boaters will appreciate the 10,000lb boat lift and updated seawall. The backyard also features a covered, paver entertaining area with solid stone countertops already in place — ideal for creating a future outdoor kitchen. Additional highlights include Roll-A-Guard mesh hurricane protection for the front windows and door, an EV charger in the garage and a floating dock for easy water access with kayaks, canoes, etc. All the windows are PGT. This home is located in a wonderful, central area. Nearby is the new Shore Acres Recreation Center with public classes and a huge pool. This is a true neighborhood: golf cart-friendly streets & neighborhood gatherings in nearby Denver Park. St. Petersburg offers world-class dining, the Dalí Museum, the St. Pete Pier, craft breweries, & much more, Two airports and waterfront parks are just a short drive away. This move-in ready waterfront retreat blends comfort, thoughtful upgrades, and the best of indoor-outdoor Florida living.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,666
Sqft
0.18 ac
Lot size
2
Garage
1973
Year built
One
Levels
$582
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$6,330 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$6,330/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+36.3%
$/sqft vs St Petersburg actives
$582 vs $336
Days on market
85 vs 57 typical
Where $582/sqft sits among the 400 St Petersburg actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Waterway Estates
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Petersburg. See the full St Petersburg guide →
Waterway Estates — neighborhood snapshot
Population
1,144
Median age
43
Median income
$154,052
Median home value
$615,700
Avg household
3
Households w/ children
162
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Petersburg market
$380K → $402K
St Petersburg median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
227 of 400
St Petersburg actives have cut their price
Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 128% above the ST PETERSBURG 33703 median. See the full St Petersburg market guide →
Paper trail
This home's history
Reality check
What actually sold near 1496 49TH AVENUE NE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$915,000
1424 47TH AVENUE NE · same community
3 bd · 2 ba · 1,818 sqft · $503/sqft · 83 DOM
Sold · Jan ’26$725,000
4990 DOVER STREET NE · same community
3 bd · 3 ba · 1,903 sqft · $381/sqft · 41 DOM
Sold · Dec ’25$600,000
1409 NE 49TH AVENUE NE · same community
3 bd · 2 ba · 1,904 sqft · $315/sqft · 311 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1496 49TH AVENUE NE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1496 49TH AVENUE NE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1496 49TH AVENUE NE FAQs
What would the monthly payment be for 1496 49TH AVENUE NE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $6,330/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1496 49TH AVENUE NE?+
The most recent tax bill on record (2025) was $6,871. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in St Petersburg?+
At $970,000, this home is listed about 126% above the St Petersburg median of $430,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1496 49TH AVENUE NE?+
Shore Acres Elementary School (elementary), Northeast High School (high), Meadowlawn Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$970,000 runs 128% above the ST PETERSBURG 33703 median — but at 1,666 sqft it's also 24% larger than the typical St Petersburg listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Strong assigned schools
Shore Acres Elementary School, Northeast High School, Meadowlawn Middle School — Shore Acres Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of COLDWELL BANKER REALTY · Pat Lins. MLS #TB8507701.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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