David Ramirez
$359,995$374,9953 bd2 ba1,440 sqft$250 /sqft$2,770 /mo all-in ↓

245 CHARDONNAY PLACE, VALRICO, FL, 33594

Active40 days on marketListed Jun 23, 2026MLS #TB8522201

Priced 14% below the VALRICO 33594 medianReduced $15KSingle Family ResidenceBRANDON BROOK PH VII

About this home

245 CHARDONNAY PLACE

Newly renovated, bright and cheerful 3-bedroom, 2-bath home with a 2-car garage located in the desirable Brandon Brook community, has a community pool, low HOA, and no CDD. This home went through a complete makeover with Fresh interior paint, waterproof luxury vinyl flooring, New Kitchen, New bathrooms, etc. As you arrive, the inviting covered front porch sets the tone for a home designed for comfort. Step inside to an open living and dining area, ideal for hosting and everyday living. The light-filled kitchen features a dinette space, a closeted pantry, Stainless steel appliances, all wood white shaker cabinets, and a quartz counter-height bar for additional seating. Just off the dinette area, find the laundry room with access to the attached garage. A second living area sits just beyond the kitchen, complete with sliders leading to the outdoor living space where you find the hot tub. The Primary Suite, located on the east side of the home, offers a spacious bedroom, walk-in closet, and brand new en suite bath with a double vanity, linen closet, and walk-in shower. The two additional bedrooms and new full hall bath are located on the west side of the home, offering privacy and convenience. Step outside to the large screened patio with lighting— perfect for relaxing year-round. The fully fenced backyard features plenty of open space for gardening, play, or future enhancements. This move-in-ready home is close to shopping, dining, golf courses, and entertainment, with easy access to Hwy 60, I-4, and I-75. With its fresh interior updates and prime location, this home is an exceptional find. Schedule your private showing today before it’s gone!

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,440

Sqft

0.17 ac

Lot size

2

Garage

1998

Year built

One

Levels

$250

Per sqft

Inside

FlooringLuxury Vinyl
AppliancesDishwasher · Disposal · Microwave · Range · Refrigerator
InteriorCathedral Ceiling(s) · Ceiling Fan(s) · Kitchen/Family Room Combo · Living Room/Dining Room Combo
LaundryLaundry Room · Washer Hookup
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesEast
ExteriorLighting · Private Yard · Rain Gutters · Sidewalk · Sliding Doors · Sprinkler Metered

Community & fees

HOA fee$34/mo
Taxes (2025)$3,574/yr
PetsCats OK, Dogs OK
CommunityPlayground · Pool · Sidewalks

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Connected · Fiber Optics · Public · Sewer Connected · Sprinkler Meter · Street Lights · Water Connected
WaterNone

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,770 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,119
FHA mortgage insurance (est.)$159
Property tax — 2025 actual bill$298
HOA fee — from the listing$34
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $12,600Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $12,600
Interest rate6.00%
Loan term

Estimated payment

$2,770/mo

Principal & interest$2,119
FHA mortgage insurance (est.)$159
Property taxes (actual bill)$298
HOA / condo fee$34
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $360K
$254KedgeAI estimate $314,916 · range $264K$348K$374K

vs edgeAI estimate

+14.3%

$/sqft vs Valrico actives

$250 vs $214

Days on market

40 vs 34 typical

Where $250/sqft sits among the 191 Valrico actives

31
20
26
62
29 · this home
23
$148–169$169–189$189–210$210–231$231–252$252+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Brandon Brook

Map of 245 CHARDONNAY PLACE inside its neighborhood boundary

Drive times from this address

Downtown Tampa20 min
Tampa Int’l Airport (TPA)33 min
Walt Disney World70 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Valrico. See the full Valrico guide →

Brandon Brook — neighborhood snapshot

Population

1,684

Median age

37

Median income

$93,365

Median home value

$234,200

Avg household

3

Households w/ children

114

For the school run

Hillsborough County School District

ElementaryYates Elementary School★★★★
MiddleMann Middle School★★★★
HighBrandon High School★★★★
ElementaryPatricia Sullivan Metropolitan Ministries Partnership School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Valrico market

Seller’s marketLeans seller3.2 months of inventoryBuyer’s market

$445K$437K

Valrico median sold, yr/yr

98.3%

Sale-to-list ratio (12 mo)

103 of 191

Valrico actives have cut their price

Median sold price, Valrico, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 14% below the VALRICO 33594 median. See the full Valrico market guide →

Paper trail

This home's history

CurrentPrice reduced to $359,995 $15K
Jun 23, 2026Listed at $374,995 · 40 days on market since
1998Built · BRANDON BROOK PH VII

Reality check

What actually sold near 245 CHARDONNAY PLACE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

224 CHARDONNAY PLACESold · Mar ’26

$287,000

224 CHARDONNAY PLACE · same community

3 bd · 2 ba · 1,440 sqft · $199/sqft · 342 DOM

243 CHARDONNAY PLACESold · Sep ’25

$344,900

243 CHARDONNAY PLACE · same community

3 bd · 2 ba · 1,594 sqft · $216/sqft · 65 DOM

909 SILVER RIDGE WAYSold · Mar ’26

$320,000

909 SILVER RIDGE WAY

3 bd · 2 ba · 1,457 sqft · $220/sqft · 44 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 245 CHARDONNAY PLACE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 245 CHARDONNAY PLACE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

245 CHARDONNAY PLACE FAQs

What would the monthly payment be for 245 CHARDONNAY PLACE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,770/mo — principal and interest, the actual property-tax bill, the $34/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 245 CHARDONNAY PLACE?+

The association fee works out to $34 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 245 CHARDONNAY PLACE?+

The most recent tax bill on record (2025) was $3,574. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 245 CHARDONNAY PLACE?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Valrico?+

At $359,995, this home is listed about 24% below the Valrico median of $474,950. The market section on this page shows how the area is trending.

Which schools are assigned to 245 CHARDONNAY PLACE?+

Yates Elementary School (elementary), Mann Middle School (middle), Brandon High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of PEOPLE'S CHOICE REALTY SVC LLC · Arun Perumpral. MLS #TB8522201.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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