426 SUMMERLYN DRIVE, VALRICO, FL, 33594
Active17 days on marketListed Jul 7, 2026MLS #TB8526517
About this home
426 SUMMERLYN DRIVE
Welcome to this beautifully maintained 4-bedroom, 2-bathroom home in the desirable Southern Oaks Grove community, where oversized homesites, majestic oak trees, and an unbeatable location come together. Just minutes from Brandon Town Center, downtown Tampa, and MacDill Air Force Base, this community offers the perfect balance of convenience and tranquility. Thoughtfully updated and truly move-in ready, this home features a NEW roof (2026), a NEW refrigerator (2025), NEW range and microwave (2025), a NEW water heater (2025), brand-new carpet throughout, fresh interior paint throughout, epoxy-coated floors in both the garage and screened lanai, premium SafeRacks overhead garage storage, pre-wiring for a security system, and an included washer and dryer (2020). Designed with everyday living in mind, the open-concept great room and kitchen create an inviting space for gathering with family and friends, while the desirable split-bedroom floor plan provides both functionality and privacy. Privately situated at the front of the home, the spacious primary suite offers a peaceful retreat with plenty of room for oversized furniture. The en-suite bathroom features dual vanities, a relaxing soaking tub, a separate walk-in shower, and a spacious walk-in closet. Three additional bedrooms are tucked away on the opposite side of the home, providing flexibility for family, guests, a home office, playroom, or workout space. Step outside to the screened lanai and extended paver patio, where you'll enjoy the perfect setting for morning coffee, outdoor dining, or weekend entertaining. Beyond the oversized, fully fenced backyard offers endless possibilities with ample room for pets, play, gardening, or even your dream pool. Combining extensive recent updates, a functional layout, and an exceptional location, this home is truly move-in ready and ready for its next owners to enjoy.
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
1,722
Sqft
0.17 ac
Lot size
2
Garage
2009
Year built
One
Levels
$218
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,079 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,079/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−2.3%
$/sqft vs Valrico actives
$218 vs $218
Days on market
17 vs 34 typical
Where $218/sqft sits among the 195 Valrico actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Southern Oaks Grove
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Valrico. See the full Valrico guide →
Southern Oaks Grove — neighborhood snapshot
Population
369
Median age
39
Median income
$58,589
Median home value
$267,600
Avg household
2
Households w/ children
53%
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Valrico market
$445K → $437K
Valrico median sold, yr/yr
98.3%
Sale-to-list ratio (12 mo)
108 of 195
Valrico actives have cut their price
Median sold price, Valrico, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 9% below the VALRICO 33594 median. See the full Valrico market guide →
Paper trail
This home's history
Reality check
What actually sold near 426 SUMMERLYN DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$399,000
1504 MAIN STREET · same community
4 bd · 3 ba · 2,038 sqft · $196/sqft · 47 DOM
Sold · Apr ’26$380,000
650 CHESNEY DRIVE · same community
4 bd · 3 ba · 2,200 sqft · $173/sqft · 159 DOM
Sold · Jun ’26$408,000
437 DUNAWAY DRIVE · same community
5 bd · 3 ba · 2,614 sqft · $156/sqft · 29 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 426 SUMMERLYN DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 426 SUMMERLYN DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
426 SUMMERLYN DRIVE FAQs
What would the monthly payment be for 426 SUMMERLYN DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,079/mo — principal and interest, the actual property-tax bill, the $67/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 426 SUMMERLYN DRIVE?+
The association fee works out to $67 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 426 SUMMERLYN DRIVE?+
The most recent tax bill on record (2025) was $5,741. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 426 SUMMERLYN DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Valrico?+
At $375,000, this home is listed about 21% below the Valrico median of $474,950. The market section on this page shows how the area is trending.
Which schools are assigned to 426 SUMMERLYN DRIVE?+
Yates Elementary School (elementary), Mann Middle School (middle), Brandon High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the VALRICO 33594 market on paper
$375,000 is 9% below the VALRICO 33594 median of $409,950.
02Garden views
The garden view is part of what you're buying — views hold value independently of the structure.
03The price has already moved
Listed at $385,000, now $375,000 — a $10K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS SOUTH TAMPA · Brenda Wade. MLS #TB8526517.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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