4405 COCONUT COVE PLACE, VALRICO, FL, 33596
Active57 days on marketListed Jun 6, 2026MLS #TB8516566
About this home
4405 COCONUT COVE PLACE
Nestled on a spacious lot with direct access to the beautiful Alafia River, this fully renovated property offers the perfect blend of modern updates, outdoor living, and Florida waterfront charm. The home features brand-new cabinetry, fresh interior paint, and stylish luxury vinyl flooring throughout, creating a clean and inviting space that is truly move-in ready. The real showstopper is the expansive backyard overlooking the Alafia River, offering endless opportunities for boating, fishing, kayaking, entertaining, or creating your own private waterfront oasis. With plenty of room for a pool, outdoor kitchen, workshop, RV parking, or future additions, this property provides the flexibility to bring your vision to life. Nature lovers will appreciate the property's proximity to Lithia Springs Park, just 2.5 miles, one of the area's most treasured natural attractions. Enjoy crystal-clear natural springs, scenic trails, swimming, kayaking, and abundant wildlife just minutes from your doorstep. The location offers a rare combination of peaceful riverfront living while remaining conveniently close to shopping, dining, and major commuter routes. Whether you're looking for a primary residence, a weekend retreat, or an investment in Florida waterfront living, this exceptional Alafia River property offers endless possibilities and a lifestyle that's hard to find. Waterfront living, modern updates, and natural Florida beauty—all in one remarkable property. Note: The lot next to property is also for sale TB8508867
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,730
Sqft
0.48 ac
Lot size
1
Garage
1979
Year built
One
Levels
$212
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,916 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,916/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−32.1%
$/sqft vs UNPLATTED
$212 vs $317
Days on market
57 vs 34 typical
Where $212/sqft sits among the 169 homes for sale in UNPLATTED
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Valrico
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Valrico. See the full Valrico guide →
The numbers that matter
The Valrico market
$445K → $437K
Valrico median sold, yr/yr
98.3%
Sale-to-list ratio (12 mo)
72 of 169
UNPLATTED have cut their price
Median sold price, Valrico, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 23% below the Valrico median. See the full Valrico market guide →
Paper trail
This home's history
Reality check
What actually sold near 4405 COCONUT COVE PLACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$398,000
16409 LAKE BYRD DRIVE · same community
3 bd · 2 ba · 1,695 sqft · $235/sqft · 6 DOM
Sold · Dec ’25$275,000
11223 SLIGH AVENUE · same community
3 bd · 2 ba · 1,620 sqft · $170/sqft · 448 DOM
Sold · Dec ’25$400,000
807 SEABREEZE DRIVE · same community
2 bd · 2 ba · 1,618 sqft · $247/sqft · 5 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 4405 COCONUT COVE PLACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4405 COCONUT COVE PLACE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
4405 COCONUT COVE PLACE FAQs
What would the monthly payment be for 4405 COCONUT COVE PLACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,916/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 4405 COCONUT COVE PLACE?+
The most recent tax bill on record (2025) was $5,199. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Valrico?+
At $367,000, this home is listed about 23% below the Valrico median of $474,950. The market section on this page shows how the area is trending.
The brief
Three things that matter here
01Under the Valrico market on paper
$367,000 is 23% below the Valrico median of $474,950, and at $212/sqft it sits under the Valrico average of $217.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03The price has already moved
Listed at $369,000, now $367,000 — a $2K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of BELLO & ASSOCIATES REALTY, LLC · ROXANA BELLO. MLS #TB8516566.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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