10497 LONGWOOD DRIVE, SEMINOLE, FL, 33777
Active19 days on marketListed Jul 18, 2026MLS #TB8521525
About this home
10497 LONGWOOD DRIVE
Exceptional, one of a kind home in the Arbors of Bardmoor Country Club! Nestled by a small pond with lily pads, willow trees and surrounded by lush landscaping, this gracious 3 bedroom 2 full bath, plus den home has lovely updated details that you will certainly appreciate! From the stacked stone accents to the impressive tongue and groove vaulted ceiling in the living and dining room, you will surely be impressed by the quality of craftsmanship and architectural details, PLUS the 2 car garage! Picture perfect! This home has two generous bedrooms and a third bedroom option that is now a sitting room, and part of the spacious master suite. There is also a large den with access to the huge 2 car garage. The living room and dining room have soaring ceilings and a gas fireplace to set the tone for the holidays! (propane tank also powers the grill on the lanai) The spacious master suite has it's own sitting room, and luxurious master bath with a sparkling chandelier in the enclosed walk-in shower! The bath's well thought out double vanity, linen closet and private toilet feel like a boutique hotel suite of your very own! The master bedroom has a walk in closet and a huge 10 foot closet for maximum storage and convenience. Also adjacent to the master suite is the cozy sitting room that is private and could be a yoga room or returned to a 3rd bedroom or office. The sunny 2nd bedroom is perfect for those special friends and family and is adjacent to the well appointed hall bath with an updated tub shower. You will love the privacy and convenience of this beautiful home and pond view, and the mid Pinellas County location. No flood zone, metal roof, rating of X. No rentals are allowed in this small 20 unit enclave, but pets are always welcome! NEW landscape lighting totally $4,000 and NEW gutters ($5,500) and the air conditioner is 2020! Last but not least, you will certainly enjoy the convenience of the Bardmoor Shopping Promenade with Publix, great restaurants, Starbucks, FedEx and of course the Bardmoor and Bayou Club, should you decide to join for golf or social membership. There is so much to love about this special property! See it soon! Low HOA fee of $265. a month. 20 Minutes to Tampa International Airport, the beaches and downtown St. Petersburg!!!! FLOORPLAN IN PHOTOS FOR YOUR CONVENIENCE. Not a 55+ community. You will love where you live!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,992
Sqft
0.2 ac
Lot size
2
Garage
1982
Year built
One
Levels
$346
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$5,143 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,143/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+17.3%
$/sqft vs Seminole actives
$346 vs $252
Days on market
19 vs 45 typical
Where $346/sqft sits among the 283 Seminole actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Seminole
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Seminole. See the full Seminole guide →
SEMINOLE 33777 — neighborhood snapshot
Population
18,276
Median age
46.7
Median income
$88,680
Median home value
$298,500
Avg household
2.48
Households w/ children
1,641
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Seminole market
$405K → $450K
Seminole median sold, yr/yr
96.0%
Sale-to-list ratio (12 mo)
159 of 283
Seminole actives have cut their price
Median sold price, Seminole, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 152% above the SEMINOLE 33777 median. See the full Seminole market guide →
Paper trail
This home's history
Reality check
What actually sold near 10497 LONGWOOD DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$610,000
10425 LONGWOOD DRIVE · same community
3 bd · 2 ba · 2,063 sqft · $296/sqft · 175 DOM
Sold · Feb ’26$600,000
8823 KENWOOD ROAD
3 bd · 2 ba · 2,022 sqft · $297/sqft · 5 DOM
Sold · Apr ’26$439,000
8428 91ST TERRACE
4 bd · 2 ba · 1,848 sqft · $238/sqft · 3 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 10497 LONGWOOD DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 10497 LONGWOOD DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
10497 LONGWOOD DRIVE FAQs
What would the monthly payment be for 10497 LONGWOOD DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,143/mo — principal and interest, the actual property-tax bill, the $265/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 10497 LONGWOOD DRIVE?+
The association fee works out to $265 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 10497 LONGWOOD DRIVE?+
The most recent tax bill on record (2025) was $8,836. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 10497 LONGWOOD DRIVE?+
The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Seminole?+
At $689,900, this home is listed about 78% above the Seminole median of $386,500. The market section on this page shows how the area is trending.
Which schools are assigned to 10497 LONGWOOD DRIVE?+
Osceola Middle School (middle), Starkey Elementary School (elementary), Pinellas Park High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$689,900 runs 152% above the SEMINOLE 33777 median — but at 1,992 sqft it's also 41% larger than the typical Seminole listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Strong assigned schools
Osceola Middle School, Starkey Elementary School, Pinellas Park High School — Starkey Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of COLDWELL BANKER REALTY · Bobbie Kahler. MLS #TB8521525.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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