10495 LONGWOOD DRIVE, SEMINOLE, FL, 33777
Active60 days on marketListed Jun 5, 2026MLS #TB8480507
About this home
10495 LONGWOOD DRIVE
Discover the perfect blend of comfort, character, and tranquility in this beautiful 2-bedroom, 2-bath residence with DEN featuring peaceful pond views and the highlight of the home—the expansive deck overlooking the pond—a private outdoor retreat where you can enjoy morning coffee, unwind with evening sunsets, or simply take in the calming sights and sounds of nature. The Arbors, situated in the highly desirable Bardmoor community, this home offers a rare opportunity to enjoy serene waterfront living with maintenance-free convenience. Inside, soaring cathedral ceilings in the living room, dining room, and kitchen enhance the home's spacious feel. The ceilings have been updated with the popcorn texture removed. A stunning travertine fireplace, wet bar, volume ceilings, and decorative planter shelves add warmth, charm, and architectural interest to the living space. The open kitchen offers abundant cabinetry and counter space, complemented by stainless steel appliances, deep stainless steel sink and Corian countertops. The thoughtful split-bedroom layout provides privacy for family and guests. A pocket door transforms the second bedroom and bath into a private guest suite, while the conveniently located indoor laundry closet adds everyday functionality. Two additional outdoor spaces - a grilling patio just outside the kitchen and a second screen enclosed porch just off the living room overlooks the side yard. Additional features include: oversized 2-car garage with extensive storage, built-in cabinets, and a large workbench, spacious driveway with ample guest parking, flat roof over the family room (2020), HVAC (2017), Water heater (2017). Enjoy true maintenance-free living with a low HOA fee of just $265 per month, covering lawn care and trash service. An additional annual fee of $400/yr supports the maintenance of Bardmoor's beautifully landscaped entrances and ponds. Pets are welcome and fences are allowed with approval. Located just minutes from the Bardmoor Golf & Tennis Club where mMembership is available for a fee to include Golf, Pickleball, Tennis, Dining, Events and close to shopping, the YMCA, healthcare facilities, and some of Pinellas County's most desirable destinations. Award-winning Gulf beaches are less than 10 miles away, while downtown St. Petersburg, charming Dunedin, and two international airports are nearby. Whether you're seeking a peaceful waterfront retreat, a low-maintenance lifestyle, or a centrally located home close to everything, this Bardmoor gem delivers it all. Motivated seller—schedule your private showing today and experience the beauty of pond front living for yourself.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,764
Sqft
0.18 ac
Lot size
2
Garage
1982
Year built
One
Levels
$283
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,253 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,253/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−2%
$/sqft vs Seminole actives
$283 vs $253
Days on market
60 vs 47 typical
Where $283/sqft sits among the 282 Seminole actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Seminole
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Seminole. See the full Seminole guide →
SEMINOLE 33777 — neighborhood snapshot
Population
18,276
Median age
46.7
Median income
$88,680
Median home value
$298,500
Avg household
2.48
Households w/ children
1,641
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Seminole market
$405K → $450K
Seminole median sold, yr/yr
96.0%
Sale-to-list ratio (12 mo)
154 of 282
Seminole actives have cut their price
Median sold price, Seminole, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 82% above the SEMINOLE 33777 median. See the full Seminole market guide →
Paper trail
This home's history
Reality check
What actually sold near 10495 LONGWOOD DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$610,000
10425 LONGWOOD DRIVE · same community
3 bd · 2 ba · 2,063 sqft · $296/sqft · 175 DOM
Sold · Oct ’25$360,000
8528 IRIS AVE
3 bd · 2 ba · 1,758 sqft · $205/sqft · 70 DOM
Sold · Sep ’25$485,000
8577 LANTANA DRIVE
4 bd · 2 ba · 1,672 sqft · $290/sqft · 5 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 10495 LONGWOOD DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 10495 LONGWOOD DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
10495 LONGWOOD DRIVE FAQs
What would the monthly payment be for 10495 LONGWOOD DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,253/mo — principal and interest, the actual property-tax bill, the $265/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 10495 LONGWOOD DRIVE?+
The association fee works out to $265 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 10495 LONGWOOD DRIVE?+
The most recent tax bill on record (2025) was $8,043. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 10495 LONGWOOD DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Seminole?+
At $499,000, this home is listed about 29% above the Seminole median of $386,500. The market section on this page shows how the area is trending.
Which schools are assigned to 10495 LONGWOOD DRIVE?+
Osceola Middle School (middle), Starkey Elementary School (elementary), Pinellas Park High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$499,000 runs 82% above the SEMINOLE 33777 median — but at 1,764 sqft it's also 25% larger than the typical Seminole listing.
02Strong assigned schools
Osceola Middle School, Starkey Elementary School, Pinellas Park High School — Starkey Elementary School rates 4 of 5. Always verify assignments with the district.
03The price has already moved
Listed at $550,000, now $499,000 — a $51K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of SMITH & ASSOCIATES REAL ESTATE · Julie Jones. MLS #TB8480507.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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