9548 123RD WAY N, SEMINOLE, FL, 33772
Active93 days on marketListed Apr 23, 2026MLS #TB8501305
About this home
9548 123RD WAY N
FAMILY HOME IN SEMINOLE, NO FLOOD ZONE, NEW HVAC 6/2026, POOL AND ALMOST 1/4 ACRE!!!Welcome to this lovely 3-bedroom, 2-bathroom pool home with a 2-car garage, ideally located in the highly desirable Seminole Trails area of unincorporated Seminole. Situated on nearly a 1/4-acre fenced lot in a non-flood zone, this property offers both peace of mind and plenty of space to enjoy the Florida lifestyle. Step outside to your private backyard oasis featuring a newly screened, pavered pool and lanai area—perfect for entertaining or relaxing year-round. Inside, you’ll find beautiful wood plank-look ceramic tile flooring throughout, complemented by ceiling fans, plantation shutters, and an abundance of natural light. The ideally situated kitchen boasts granite countertops, a convenient breakfast bar, and flows seamlessly into the main living areas. Enjoy additional living space with a cozy family room just off the lanai, highlighted by elegant French doors that bring the outdoors in. A dedicated laundry room adds convenience, while the most recent upgrades—BRAND NEW HAVAC WITH WARRANTY, including efficient windows, a newer roof, a 2023 garage door, and a recently replaced pool pump—provide peace of mind. This home also includes high-speed internet, hurricane shutters, and peace of mind with the TRANSFERABLE HOME WARRANTY VALID THROUGH 2028. Located in a top-rated school district and just minutes from outdoor recreation at Pinellas Trail and Walsingham Park, as well as the beautiful Gulf beaches, shopping, dining, and more—this home truly has it all. Don’t miss your opportunity to own a slice of paradise in one of Seminole’s most sought-after communities!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,861
Sqft
0.23 ac
Lot size
2
Garage
1983
Year built
One
Levels
$365
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,791 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,791/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+6.1%
$/sqft vs Seminole actives
$365 vs $252
Days on market
93 vs 44 typical
Where $365/sqft sits among the 301 Seminole actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Seminole Trail Estates
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Seminole. See the full Seminole guide →
Seminole Trail Estates — neighborhood snapshot
Population
199
Median age
54
Median income
$125,441
Median home value
$489,900
Avg household
2
Households w/ children
16%
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Seminole market
$410K → $410K
Seminole median sold, yr/yr
96.0%
Sale-to-list ratio (12 mo)
167 of 301
Seminole actives have cut their price
Median sold price, Seminole, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 248% above the SEMINOLE 33772 median. See the full Seminole market guide →
Paper trail
This home's history
Reality check
What actually sold near 9548 123RD WAY N
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$725,000
9667 123RD WAY · same community
4 bd · 2 ba · 2,004 sqft · $362/sqft · 8 DOM
Sold · Sep ’25$490,000
11314 80TH AVENUE
3 bd · 2 ba · 1,840 sqft · $266/sqft · 6 DOM
Sold · Oct ’25$550,000
7525 PESCADOR PLACE
3 bd · 2 ba · 1,912 sqft · $288/sqft · 4 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 9548 123RD WAY N — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 9548 123RD WAY N — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
9548 123RD WAY N FAQs
What would the monthly payment be for 9548 123RD WAY N?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,791/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 9548 123RD WAY N?+
The most recent tax bill on record (2025) was $8,546. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Seminole?+
At $679,000, this home is listed about 65% above the Seminole median of $410,950. The market section on this page shows how the area is trending.
Which schools are assigned to 9548 123RD WAY N?+
Richard O Jacobson Technical High School At Seminole (high), Seminole Middle School (middle), Oakhurst Elementary School (elementary) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$679,000 runs 248% above the SEMINOLE 33772 median — but at 1,861 sqft it's also 22% larger than the typical Seminole listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Time on market is leverage
93 days on market against a Seminole median of 44 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Richard O Jacobson Technical High School At Seminole, Seminole Middle School, Oakhurst Elementary School — Richard O Jacobson Technical High School At Seminole rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of CHARLES RUTENBERG REALTY INC · Holly Frandeka. MLS #TB8501305.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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