David Ramirez
$619,0004 bd3 ba2,400 sqft$258 /sqft$4,430 /mo all-in ↓

4038 LITHIA RIDGE BOULEVARD, VALRICO, FL, 33596

Active35 days on marketListed Jun 19, 2026MLS #TB8521292

Private poolSingle Family ResidenceRANCH ROAD GROVES

Come see it

Upcoming open house

Sat, Jul 25

1:00 PM – 3:00 PM

About this home

4038 LITHIA RIDGE BOULEVARD

Beautiful 4-bedroom, 3-bath pool home situated on a desirable corner lot in Lithia Ridge. This well-maintained home features tile flooring throughout, offering easy maintenance and durability for the Florida lifestyle. Formal living and dining room just off the foyer. The spacious kitchen is designed for both everyday living and entertaining, featuring 42-inch staggered cabinetry with crown molding, soft-close doors and drawers, granite countertops, and a beautiful brick backsplash. The kitchen opens seamlessly to the main living areas, creating an inviting space for gatherings. Enjoy outdoor living with a screened pool enclosure, freshly painted pool deck, waterfall feature, paver driveway, and fully fenced backyard. Close proximity to Lithia Springs Elementary School and a nearby community park, with no CDD fees and convenient access to Tampa, shopping, dining, and top-rated schools. Additional features include: New Roof (January 2025) New Fence Installation (January/February 2025) Paver Driveway & Walkway (November 2024) Pool Pump Replaced (2025) Pool Filter Replaced (2024) Waterfall Pump/Motor Replaced (June 2026) Upper Pool Screens Replaced & Enclosure Pressure Washed (May 2026) Pool Deck Repainted (May/June 2026) Garage Floor Repainted (June 2026) Aquasana Whole-House Water Filtration System (2024) Guest Bathroom Sink Replaced (2026) Updated Bathroom Light Fixtures (2026) Updated Black Shower/Tub Fixtures in Secondary Bath (2026) New Master Bathroom Vent Cover Interior Door Hinges Replaced Throughout New Window Blinds Throughout HVAC Recently Serviced Tankless Hot Water Heater

Facts & features

The home at a glance

4

Bedrooms

3

Bathrooms

2,400

Sqft

0.28 ac

Lot size

2

Garage

1997

Year built

One

Levels

$258

Per sqft

Private poolPets allowed

Inside

FlooringTile
AppliancesDishwasher · Dryer · Microwave · Range · Refrigerator · Tankless Water Heater · Washer
InteriorCeiling Fan(s) · High Ceilings · Primary Bedroom Main Floor · Split Bedroom · Stone Counters
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionStucco · Block
FoundationSlab
FacesSouth
ParkingDriveway · Garage Door Opener
ExteriorFire Pit · Sidewalk · Rain Gutters · Sliding Doors

Community & fees

HOA fee$39/mo
Taxes (2025)$7,906/yr
PetsYes
CommunityDeed Restrictions · Park · Playground · Sidewalks

Utilities & systems

UtilitiesElectricity Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$4,430 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,340
PMI (est., until 20% equity)$232
Property tax — 2025 actual bill$659
HOA fee — from the listing$39
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $61,900Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $61,900
Interest rate6.00%
Loan term

Estimated payment

$4,430/mo

Principal & interest$3,340
PMI (est., until 20% equity)$232
Property taxes (actual bill)$659
HOA / condo fee$39
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $619K
$510KedgeAI estimate $551,767 · range $531K$604K$644K

vs edgeAI estimate

+12.2%

$/sqft vs Valrico actives

$258 vs $218

Days on market

35 vs 34 typical

Where $258/sqft sits among the 193 Valrico actives

21
23
30
57
34
28 · this home
$142–164$164–185$185–207$207–228$228–250$250+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Ranch Road Groves

Map of 4038 LITHIA RIDGE BOULEVARD inside its neighborhood boundary

Drive times from this address

Downtown Tampa28 min
Tampa Int’l Airport (TPA)41 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Valrico. See the full Valrico guide →

Ranch Road Groves — neighborhood snapshot

Population

540

Median age

46

Median income

$178,152

Median home value

$472,700

Avg household

3

Households w/ children

59%

For the school run

Hillsborough County School District

ElementaryLithia Springs Elementary School★★★★
HighNewsome High School★★★★
MiddleRandall Middle School★★★★★
ElementaryPatricia Sullivan Metropolitan Ministries Partnership School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Valrico market

Seller’s marketLeans seller3.2 months of inventoryBuyer’s market

$445K$437K

Valrico median sold, yr/yr

98.3%

Sale-to-list ratio (12 mo)

106 of 193

Valrico actives have cut their price

Median sold price, Valrico, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 33% above the VALRICO 33596 median. See the full Valrico market guide →

Paper trail

This home's history

Jun 19, 2026Listed at $619,000 · 35 days on market since
1997Built · RANCH ROAD GROVES

Reality check

What actually sold near 4038 LITHIA RIDGE BOULEVARD

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

4902 JENNI LIN COURTSold · Jun ’26

$500,000

4902 JENNI LIN COURT

4 bd · 2 ba · 2,423 sqft · $206/sqft · 287 DOM

4607 GENTRICE DRIVESold · Jan ’26

$507,000

4607 GENTRICE DRIVE

4 bd · 3 ba · 2,429 sqft · $209/sqft · 63 DOM

3911 LITHIA RIDGE BOULEVARDSold · Feb ’26

$560,000

3911 LITHIA RIDGE BOULEVARD

4 bd · 3 ba · 2,440 sqft · $230/sqft · 10 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 4038 LITHIA RIDGE BOULEVARD — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 4038 LITHIA RIDGE BOULEVARD — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

4038 LITHIA RIDGE BOULEVARD FAQs

What would the monthly payment be for 4038 LITHIA RIDGE BOULEVARD?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,430/mo — principal and interest, the actual property-tax bill, the $39/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 4038 LITHIA RIDGE BOULEVARD?+

The association fee works out to $39 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 4038 LITHIA RIDGE BOULEVARD?+

The most recent tax bill on record (2025) was $7,906. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 4038 LITHIA RIDGE BOULEVARD?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Valrico?+

At $619,000, this home is listed about 30% above the Valrico median of $474,950. The market section on this page shows how the area is trending.

Which schools are assigned to 4038 LITHIA RIDGE BOULEVARD?+

Lithia Springs Elementary School (elementary), Newsome High School (high), Randall Middle School (middle), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$619,000 runs 33% above the VALRICO 33596 median.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Strong assigned schools

Lithia Springs Elementary School, Newsome High School, Randall Middle School, Patricia Sullivan Metropolitan Ministries Partnership School — Lithia Springs Elementary School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of SMITH & ASSOCIATES REAL ESTATE · Christie Reed. MLS #TB8521292.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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