David Ramirez
$665,0003 bd3.5 ba3,592 sqft$185 /sqft$4,442 /mo all-in ↓

914 S MILLER ROAD, VALRICO, FL, 33594

Active11 days on marketListed Jul 22, 2026MLS #TB8531028

Private poolSingle Family ResidenceUNPLATTED

About this home

914 S MILLER ROAD

Rare opportunities like this are becoming increasingly difficult to find. Situated on just under two private acres in the heart of Valrico and zoned ASC-1, this custom-built, one-owner property offers an exceptional combination of land, privacy, and flexibility that's becoming increasingly scarce. Whether you're searching for room to accommodate a multi-generational household, space for recreational vehicles, future outbuildings, or simply the freedom that comes with acreage, this property provides a rare opportunity to create a home tailored to your lifestyle. The thoughtfully designed floor plan offers exceptional versatility. The main level features a spacious primary suite along with a private in-law suite complete with its own garage entrance, providing an ideal setup for extended family or guests. An office with a closet offers the flexibility to serve as an additional bedroom, while the main living areas provide generous space for everyday living and entertaining. The kitchen overlooks the screened lanai and pool, offering abundant cabinetry, extensive counter space, and a center island that provides ample room for meal preparation and gathering. Upstairs, an additional bedroom and expansive bonus room with access to a private balcony create endless possibilities for a media room, home office, playroom, guest quarters, or additional living space. Outside, the nearly two-acre homesite is what truly sets this property apart. The screened lap pool with diving board, custom pedestrian bridge, outdoor shower, and expansive grounds provide the space and flexibility rarely found in today's market. With ASC-1 zoning, there is room to enjoy the property today while exploring future possibilities that acreage living can offer. Properties offering nearly two acres, ASC-1 zoning, and a custom home in this location are becoming increasingly rare. Conveniently located just minutes from shopping, dining, top-rated schools, and major commuter routes, this is an outstanding opportunity for buyers seeking space, privacy, and the ability to make a property their own in one of Valrico's most desirable locations.

Facts & features

The home at a glance

3

Bedrooms

3.5

Bathrooms

3,592

Sqft

1.83 ac

Lot size

3

Garage

1989

Year built

Two

Levels

$185

Per sqft

Private poolFireplacePool & Trees/Woods viewPets allowed

Inside

FlooringCarpet · Ceramic Tile · Engineered Hardwood
AppliancesDishwasher · Disposal · Electric Water Heater · Range · Range Hood · Refrigerator
InteriorAttic Fan · Ceiling Fan(s) · Crown Molding · Eating Space In Kitchen · Living Room/Dining Room Combo · Primary Bedroom Main Floor · Solid Wood Cabinets · Split Bedroom · Thermostat · Tray Ceiling(s) · Walk-In Closet(s)
LaundryIn Garage · Inside · Laundry Closet
CoolingCentral Air
HeatingCentral · Electric · Heat Pump

Outside & construction

RoofMetal
ConstructionBlock · Concrete · Stucco · Vinyl Siding
FoundationSlab
ViewPool · Trees/Woods
FacesEast
ParkingDriveway · Split Garage · Workshop in Garage
ExteriorBalcony · Outdoor Shower · Private Entrance · Private Mailbox · Sliding Doors

Community & fees

Taxes (2025)$5,334/yr
PetsYes

Utilities & systems

UtilitiesCable Available · Electricity Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$4,442 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,588
PMI (est., until 20% equity)$249
Property tax — 2025 actual bill$444
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $66,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $66,500
Interest rate6.00%
Loan term

Estimated payment

$4,442/mo

Principal & interest$3,588
PMI (est., until 20% equity)$249
Property taxes (actual bill)$444
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs UNPLATTED

$185 vs $312

Days on market

11 vs 34 typical

Where $185/sqft sits among the 174 homes for sale in UNPLATTED

89 · this home
39
17
12
5
12
$175–316$316–457$457–597$597–738$738–879$879+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Valrico

Map of 914 S MILLER ROAD

Drive times from this address

Downtown Tampa20 min
Tampa Int’l Airport (TPA)33 min
Walt Disney World69 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Valrico. See the full Valrico guide →

The numbers that matter

The Valrico market

Seller’s marketLeans seller3.2 months of inventoryBuyer’s market

$445K$437K

Valrico median sold, yr/yr

98.3%

Sale-to-list ratio (12 mo)

72 of 174

UNPLATTED have cut their price

Median sold price, Valrico, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 40% above the Valrico median. See the full Valrico market guide →

Paper trail

This home's history

Jul 22, 2026Listed at $665,000 · 11 days on market since
1989Built · UNPLATTED

Reality check

What actually sold near 914 S MILLER ROAD

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

6201 BOB HEAD ROADSold · Dec ’25

$640,000

6201 BOB HEAD ROAD · same community

4 bd · 2.5 ba · 3,741 sqft · $171/sqft · 102 DOM

908 PELOTE CEMETERY ROADSold · Dec ’25

$1,450,000

908 PELOTE CEMETERY ROAD · same community

6 bd · 4.5 ba · 3,982 sqft · $364/sqft · 10 DOM

8903 DONNA LU DRIVESold · Dec ’25

$1,185,000

8903 DONNA LU DRIVE · same community

3 bd · 2 ba · 2,106 sqft · $563/sqft · 98 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 914 S MILLER ROAD — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 914 S MILLER ROAD — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

914 S MILLER ROAD FAQs

What would the monthly payment be for 914 S MILLER ROAD?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,442/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 914 S MILLER ROAD?+

The most recent tax bill on record (2025) was $5,334. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 914 S MILLER ROAD?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Valrico?+

At $665,000, this home is listed about 40% above the Valrico median of $474,950. The market section on this page shows how the area is trending.

Listing courtesy of KELLER WILLIAMS SOUTH TAMPA · Brenda Wade. MLS #TB8531028.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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