3926 NORTHRIDGE DRIVE, VALRICO, FL, 33596
Active344 days on marketListed Aug 14, 2025MLS #TB8417659
About this home
3926 NORTHRIDGE DRIVE
This one makes a splash! Pool home with a well-appointed yard! A special Valrico find, this 4-bedroom 3-bath Traditional home offers a treasure of lifestyle amenities. Tucked away on a pleasant street, the home is convenient to various shopping and dining destinations. The location is also convenient to schools (Alafia Elementary, Burns Middle & Bloomingdale High School). The expansive, low-maintenance yard equipped with artificial turf is attractively landscaped and fenced in the rear. The welcoming front porch is open-air for maximum breeze flow, while the back porch is screened for privacy. Your outdoor furniture transforms the pavers patio into an extension of the home, ideal for socializing, or for relaxing after a dip in the pool. The centerpiece of the fully fenced backyard is a refreshing swimming pool. Of course there's a jacuzzi. Equally appealing are the welcoming interior advantages of the home. Your inner stylist will find an expansive blank slate in the stylishly and naturally illuminated open floor plan. Sleek flat ceilings are easy to maintain. The wood burning fireplace gives the living room a welcoming feel, creating a great spot for reading or a nap (perhaps both in that order). Opening seamlessly onto the living room, patio, and backyard, the large gourmet kitchen has been updated for luxury and convenience. Exceptional quartz countertops are in the classic island configuration, offering wraparound workspace. Beneath stylish lighting, this headquarters of fine eating is a stage that makes stars of chefs and midnight snackers. Culinary endeavors are powered by premium appliances. The newly updated ensuite primary bedroom, conveniently located on the main-floor, is a great launch pad for the day. In addition to the convenience of the private bathroom, you will find ample closet space to let your wardrobe breathe. The other 3 bedrooms, unique and with plenty of closet space, also offer the convenience of ground floor accessibility. Well maintained and fully renovated home within the last two years- Roof 2014, HVAC system replaced in 2019, solar water heater, whole house water softener, reverse osmosis system at the kitchen sink, premium appliances and more. Low utilities cost and the solar water heater saving you money. You'll thank yourself for getting your offer in early.
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2,680
Sqft
0.25 ac
Lot size
3
Garage
1995
Year built
One
Levels
$233
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,580 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,580/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+13.6%
$/sqft vs Valrico actives
$233 vs $218
Days on market
344 vs 34 typical
Where $233/sqft sits among the 193 Valrico actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Valrico
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Valrico. See the full Valrico guide →
The numbers that matter
The Valrico market
$445K → $437K
Valrico median sold, yr/yr
98.3%
Sale-to-list ratio (12 mo)
105 of 193
Valrico actives have cut their price
Median sold price, Valrico, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 32% above the Valrico median. See the full Valrico market guide →
Paper trail
This home's history
Reality check
What actually sold near 3926 NORTHRIDGE DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$584,500
2216 EAGLE BLUFF DRIVE · same community
4 bd · 3 ba · 2,676 sqft · $218/sqft · 172 DOM
Sold · Jun ’26$550,000
2641 BROOKVILLE DRIVE
4 bd · 3 ba · 2,771 sqft · $198/sqft · 46 DOM
Sold · Nov ’25$475,000
4526 PORTOBELLO CIRCLE
5 bd · 4 ba · 2,773 sqft · $171/sqft · 86 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3926 NORTHRIDGE DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3926 NORTHRIDGE DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
3926 NORTHRIDGE DRIVE FAQs
What would the monthly payment be for 3926 NORTHRIDGE DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,580/mo — principal and interest, the actual property-tax bill, the $23/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3926 NORTHRIDGE DRIVE?+
The association fee works out to $23 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3926 NORTHRIDGE DRIVE?+
The most recent tax bill on record (2024) was $9,483. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3926 NORTHRIDGE DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Valrico?+
At $625,000, this home is listed about 32% above the Valrico median of $474,950. The market section on this page shows how the area is trending.
The brief
Four things that matter here
01Positioned at the premium end
$625,000 runs 32% above the Valrico median — but at 2,680 sqft it's also 20% larger than the typical Valrico listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Time on market is leverage
344 days on market against a Valrico median of 34 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $699,000, now $625,000 — a $74K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of REALTY ONE GROUP ADVANTAGE · Joshua Maples. MLS #TB8417659.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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