David Ramirez
$159,000$162,0002 bd1.5 ba984 sqft$162 /sqft$1,539 /mo all-in ↓

12651 SEMINOLE BOULEVARD UNIT 55, LARGO, FL, 33778

Active35 days on marketListed Jun 25, 2026MLS #TB8520579

Priced 9% below the LARGO 33778 medianReduced $3KFully furnishedMobile HomePOINTE WEST RESIDENT OWNED COMMUNITY INC

About this home

12651 SEMINOLE BOULEVARD UNIT 55

NEW LOWER PRICE-SELLER WILL PAY ONE YEAR OF MAINTENANCE FEES AFTER CLOSING! Discover your dream in this spectacular 55+ mobile home park perfectly situated on the shores of scenic Lake Seminole! As the proud winner of the prestigious Best of Largo Awards for mobile home parks in 2022, this lively community continuously delights residents by providing a sun-drenched environment that truly makes the Gulf Coast the absolute place to be. Living here is exceptionally stress-free thanks to a low $300.00 monthly maintenance fee that completely covers your water, sewer, garbage, and lawn care. The park boasts an array of resort-style amenities, including a sparkling pool complete with convenient showers, active shuffleboard courts, two serene picnic areas outfitted with Tiki Huts, a private boat ramp, and an entertaining billiard room. Best of all, you can enjoy endless days of premier boating and fishing right on the lake. Available right now is a fantastic 2-bedroom, 1.5-bathroom home featuring the added privacy of no front neighbors, making it the perfect time to move yourself right into paradise! INTERIOR: This fully furnished home is beautifully updated and ready to impress! Stepping inside, you will love the seamless laminate flooring running throughout, the cozy breeze from the ceiling fans, and the ideal climate controlled by central heat and air. Newly updated front windows flood the home with natural light, starting in the lovely dining room that is perfectly cozy for relaxed dining yet large enough to invite a few friends. Directly adjacent is the considerable living room, a sun-drenched and comfortable spot that is absolutely great for entertaining. The showstopping kitchen displays gorgeous new cabinets with new countertops and pristine new stainless-steel appliances—including a fridge, range, oven, dishwasher, and microwave. Storage here is incredibly plentiful and customized to perfection with a cabinet with pull-out shelving, a roll-out spice cabinet, a faux drop drawer at the sink for hiding away sponges and brushes, pull-out cabinets for garbage and recycling, and a clever corner cabinet with a door that opens to allow use of the entire cabinet -no useless space! Visitors and guests are serviced with ease by a beautiful full bath, which provides a single sink vanity, a sleek walk-in shower, and ample cabinets for storing towels, linens, and toiletries. When it is time to unwind, the considerable guest bedroom is wonderfully welcoming, light, and bright with plenty of closet space. Finally, the substantial master bedroom treats you to a few extra features that make it feel truly special, including a space filled with natural light, a generous walk-in closet, and its own private 1/2 bath ensuite! EXTERIOR: You will immediately notice the crisp curb appeal of the durable aluminum siding paired with a newly painted exterior, a brand-new carport, and a fresh new roof-over. The infrastructure is equally impressive, offering a new water heater and updated plumbing for ultimate worry-free living. Step inside to discover a spacious, lowered Florida room that is currently a total blank slate—your imagination is truly the limit on how you can make this fantastic space your very own! Just beyond the Florida room, a handy utility shed perfectly houses the washer and dryer. Priced at an incredible price of $159,000 (including share), this gem is a must-see that guarantees to elevate every day into a non-stop, sun-soaked vacation!

Facts & features

The home at a glance

2

Bedrooms

1.5

Bathrooms

984

Sqft

0 ac

Lot size

1969

Year built

One

Levels

$162

Per sqft

Furnished55+ community

Inside

FlooringLaminate
AppliancesDishwasher · Dryer · Electric Water Heater · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Living Room/Dining Room Combo · Thermostat · Walk-In Closet(s) · Window Treatments
LaundryOther
CoolingCentral Air
HeatingCentral
FurnishedFurnished

Outside & construction

RoofRoof Over
ConstructionMetal Siding
FoundationCrawlspace
FacesNorth
ExteriorPrivate Mailbox · Sidewalk

Community & fees

HOA fee$300/mo
Taxes (2025)$875/yr
PetsNo
CommunityLake · Water Access · Waterfront · Association Recreation - Owned · Buyer Approval Required · Clubhouse · Golf Carts OK · Pool · Sidewalks

Utilities & systems

UtilitiesCable Available · Cable Connected · Electricity Available · Electricity Connected · Sewer Available · Sewer Connected · Water Available · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$1,539 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$936
FHA mortgage insurance (est.)$70
Property tax — 2025 actual bill$73
HOA fee — from the listing$300
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $5,565Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $5,565
Interest rate6.00%
Loan term

Estimated payment

$1,539/mo

Principal & interest$936
FHA mortgage insurance (est.)$70
Property taxes (actual bill)$73
HOA / condo fee$300
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $159K
$108KedgeAI estimate $117,731 · range $113K$124K$165K

vs edgeAI estimate

+35.1%

$/sqft vs Largo actives

$162 vs $238

Days on market

35 vs 42 typical

Where $162/sqft sits among the 400 Largo actives

105 · this home
82
79
66
38
30
$111–170$170–229$229–288$288–347$347–406$406+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Largo

Map of 12651 SEMINOLE BOULEVARD UNIT 55

Drive times from this address

Downtown Tampa32 min
Tampa Int’l Airport (TPA)32 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Largo. See the full Largo guide →

LARGO 33778 — neighborhood snapshot

Population

16,054

Median age

50.9

Median income

$63,633

Median home value

$267,800

Avg household

2.41

Households w/ children

1,345

For the school run

Pinellas County School District

ElementaryFuguitt Elementary School★★★★★
MiddleOsceola Middle School★★★★★
HighRichard O Jacobson Technical High School At Seminole★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Largo market

Seller’s marketLeans seller4.7 months of inventoryBuyer’s market

$340K$325K

Largo median sold, yr/yr

95.8%

Sale-to-list ratio (12 mo)

203 of 400

Largo actives have cut their price

Median sold price, Largo, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 9% below the LARGO 33778 median. See the full Largo market guide →

Paper trail

This home's history

CurrentPrice reduced to $159,000 $3K
Jun 25, 2026Listed at $162,000 · 35 days on market since
1969Built · POINTE WEST RESIDENT OWNED COMMUNITY INC

Reality check

What actually sold near 12651 SEMINOLE BOULEVARD UNIT 55

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

12651 SEMINOLE BOULEVARD UNIT 2ISold · Apr ’26

$205,000

12651 SEMINOLE BOULEVARD UNIT 2I · same community

2 bd · 2 ba · 960 sqft · $214/sqft · 157 DOM

12651 SEMINOLE BOULEVARD UNIT 1ISold · May ’26

$140,000

12651 SEMINOLE BOULEVARD UNIT 1I · same community

2 bd · 2 ba · 1,080 sqft · $130/sqft · 304 DOM

12651 SEMINOLE BOULEVARD UNIT 23ESold · Jan ’26

$150,000

12651 SEMINOLE BOULEVARD UNIT 23E · same community

2 bd · 2 ba · 840 sqft · $179/sqft · 120 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 12651 SEMINOLE BOULEVARD UNIT 55 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 12651 SEMINOLE BOULEVARD UNIT 55 — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

12651 SEMINOLE BOULEVARD UNIT 55 FAQs

What would the monthly payment be for 12651 SEMINOLE BOULEVARD UNIT 55?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,539/mo — principal and interest, the actual property-tax bill, the $300/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 12651 SEMINOLE BOULEVARD UNIT 55?+

The association fee works out to $300 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 12651 SEMINOLE BOULEVARD UNIT 55?+

The most recent tax bill on record (2025) was $875. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 12651 SEMINOLE BOULEVARD UNIT 55?+

The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Largo?+

At $159,000, this home is listed about 41% below the Largo median of $269,500. The market section on this page shows how the area is trending.

Which schools are assigned to 12651 SEMINOLE BOULEVARD UNIT 55?+

Fuguitt Elementary School (elementary), Osceola Middle School (middle), Richard O Jacobson Technical High School At Seminole (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Under the LARGO 33778 market on paper

$159,000 is 9% below the LARGO 33778 median of $174,950, and at $162/sqft it sits under the Largo average of $247.

02Move-in furnished

The furniture conveys — a genuine head start for a second home or rental, and one less five-figure line item after closing.

03Strong assigned schools

Fuguitt Elementary School, Osceola Middle School, Richard O Jacobson Technical High School At Seminole — Richard O Jacobson Technical High School At Seminole rates 4 of 5. Always verify assignments with the district.

04The price has already moved

Listed at $162,000, now $159,000 — a $3K cut. The full history is in the market section below.

Listing courtesy of SELECT REAL ESTATE OF PINELLAS · Patricia Long. MLS #TB8520579.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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