David Ramirez
$220,000$285,0002 bd2 ba1,127 sqft$195 /sqft$2,040 /mo all-in ↓

12651 SEMINOLE BOULEVARD UNIT 10C, LARGO, FL, 33778

Active506 days on marketListed Mar 12, 2025MLS #TB8359363

Reduced $65KPrivate poolFully furnishedManufactured HomePOINTE WEST RESIDENT OWNED COMMUNITY INC

About this home

12651 SEMINOLE BOULEVARD UNIT 10C

HUGE!,HUGE!, HUGE PRICE REDUCTION!! CHEAPER THAN A NEW HOME BUT FAR MORE UPGRADES !!!!Welcome Home to this ONE OF A KIND!!Completely updated Doublewide in the Award Winning Community of Pointe West. Discover the perfect blend of comfort and modern living in this beautifully updated manufactured home. With 1500 square feet this 2 bedroom, 2 bathroom residence is not only spacious it is customized for the most discerning buyer. Step inside to find the heart of this home. The Chefs Kitchen that boasts state-of-the-art appliances, kitchen Island with waterfall quartz countertops, seating,an additional coffee bar area, dishwasher, custom cabinetry providing tons of storage. The Open-Concept Living area is designed for both entertaining and everyday living. The expansive living space seamlessly connects to the Kitchen. Wainscoating on the walls throughout accents the warm and inviting tone to this home. Just off the Kitchen and Living room is a formal Dining room that is ready for all your guest to enjoy or utilize it as a den or Florida Room adding additional living space. The vaulted ceilings, open concept and spacious square footage, Water softener and whole house filtration, 2019 HVAC, Roof Over, and New Windows, are just some of the great features that continue throughout the home. Enjoy the ease and efficiency of an in-home laundry room, offering a dedicated space for all your laundry needs and additional storage. Step into elegance with a fully updated bathroom offering a luxurious Custom Walk-In Shower with rainfall showerhead, custom tilework, adding to this beautifully renovated space.Updated Flooring & Countertops with durable, water-resistant materials for both beauty and practicality. Custom cabinetry offering lots of storage giving this space a custom-designed space that is a perfect blend of comfort and function. The Luxurious Master Suite is a true retreat featuring a generous walk-in closet and an en-suite bathroom equipped with modern fixtures and finishes. Indulge in the ultimate spa-like experience with a luxurious whirlpool bathtub, designed for comfort and relaxation. This is just one of the features that transforms the bathroom into a personal oasis, featuring a custom-designed walk-in shower that blends style, comfort, and functionality your own bidet and additional toilet, and custom cabinetry. The quest bedroom is practical with a wall of closets providing plenty of room for all your Florida essentials. Just when you think you have it all...step into the dedicated airconditioned Florida room (Man Cave)!.The Ultimate Retreat, designed for watching the big game, gaming, or unwinding. This space is perfect for entertaining guest or providing a spare bedroom for additional guest. What a perfect spot to enjoy a morning coffee or escape to a great book. This beautiful home comes fully furnished, is maintenance free with pavers completely around the unit, offers an extended carport with lighting, crank out awnings, and a whole home of upgrades. Discover the perfect blend of relaxation, recreation, and convenience at Pointe West, a vibrant 55+ golf cart community nestled along the shores of Lake Seminole. Social and friendly and just minutes to our award-winning Beaches, shopping, restaurants, 2 Airports, St. Petersburg, Tampa, Tarpon Sponge Docks and so much more. Affordable living at its best! $300 monthly fee includes water, sewer, trash, lawncare, clubhouse, heated pool, boat slips and so much more.

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,127

Sqft

38.12 ac

Lot size

1987

Year built

One

Levels

$195

Per sqft

Private poolFurnished55+ community

Inside

FlooringLuxury Vinyl
AppliancesBar Fridge · Cooktop · Dishwasher · Dryer · Ice Maker · Microwave · Range · Refrigerator · Tankless Water Heater · Washer · Water Filtration System · Water Softener
InteriorCathedral Ceiling(s) · Ceiling Fan(s) · Chair Rail · Eating Space In Kitchen · High Ceilings · Vaulted Ceiling(s) · Walk-In Closet(s) · Window Treatments
LaundryInside
CoolingCentral Air · Mini-Split Unit(s)
HeatingCentral
FurnishedFurnished

Outside & construction

RoofMetal
ConstructionVinyl Siding
FoundationCrawlspace
FacesNorth
ExteriorPrivate Mailbox · Rain Gutters · Sidewalk · Sliding Doors · Storage

Community & fees

HOA fee$300/mo
Taxes (2024)$2,249/yr
PetsNo
CommunityBoat Slip · Dock · Lake · Private Boat Ramp · Water Access · Buyer Approval Required · Clubhouse · Golf Carts OK · Pool · Sidewalks

Utilities & systems

UtilitiesCable Available · Electricity Connected · Sewer Connected · Water Connected
WaterNone

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,040 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,295
FHA mortgage insurance (est.)$97
Property tax — 2024 actual bill$187
HOA fee — from the listing$300
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $7,700Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $7,700
Interest rate6.00%
Loan term

Estimated payment

$2,040/mo

Principal & interest$1,295
FHA mortgage insurance (est.)$97
Property taxes (actual bill)$187
HOA / condo fee$300
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $220K
$161KedgeAI estimate $169,493 · range $167K$170K$229K

vs edgeAI estimate

+29.8%

$/sqft vs Largo actives

$195 vs $238

Days on market

506 vs 42 typical

Where $195/sqft sits among the 400 Largo actives

106
81 · this home
78
66
38
31
$111–170$170–229$229–288$288–347$347–406$406+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Largo

Map of 12651 SEMINOLE BOULEVARD UNIT 10C

Drive times from this address

Downtown Tampa32 min
Tampa Int’l Airport (TPA)32 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Largo. See the full Largo guide →

LARGO 33778 — neighborhood snapshot

Population

16,054

Median age

50.9

Median income

$63,633

Median home value

$267,800

Avg household

2.41

Households w/ children

1,345

For the school run

Pinellas County School District

ElementaryFuguitt Elementary School★★★★★
MiddleOsceola Middle School★★★★★
HighRichard O Jacobson Technical High School At Seminole★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Largo market

Seller’s marketLeans seller4.7 months of inventoryBuyer’s market

$340K$325K

Largo median sold, yr/yr

95.8%

Sale-to-list ratio (12 mo)

203 of 400

Largo actives have cut their price

Median sold price, Largo, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 28% above the LARGO 33778 median. See the full Largo market guide →

Paper trail

This home's history

CurrentPrice reduced to $220,000 $65K
Mar 12, 2025Listed at $285,000 · 506 days on market since
1987Built · POINTE WEST RESIDENT OWNED COMMUNITY INC

Reality check

What actually sold near 12651 SEMINOLE BOULEVARD UNIT 10C

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

12651 SEMINOLE BOULEVARD UNIT 1ISold · May ’26

$140,000

12651 SEMINOLE BOULEVARD UNIT 1I · same community

2 bd · 2 ba · 1,080 sqft · $130/sqft · 304 DOM

12651 SEMINOLE BOULEVARD UNIT 13ESold · Feb ’26

$85,000

12651 SEMINOLE BOULEVARD UNIT 13E · same community

2 bd · 2 ba · 1,189 sqft · $71/sqft · 72 DOM

12651 SEMINOLE BOULEVARD UNIT 2ISold · Apr ’26

$205,000

12651 SEMINOLE BOULEVARD UNIT 2I · same community

2 bd · 2 ba · 960 sqft · $214/sqft · 157 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 12651 SEMINOLE BOULEVARD UNIT 10C — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 12651 SEMINOLE BOULEVARD UNIT 10C — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

12651 SEMINOLE BOULEVARD UNIT 10C FAQs

What would the monthly payment be for 12651 SEMINOLE BOULEVARD UNIT 10C?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,040/mo — principal and interest, the actual property-tax bill, the $300/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 12651 SEMINOLE BOULEVARD UNIT 10C?+

The association fee works out to $300 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 12651 SEMINOLE BOULEVARD UNIT 10C?+

The most recent tax bill on record (2024) was $2,249. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 12651 SEMINOLE BOULEVARD UNIT 10C?+

The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Largo?+

At $220,000, this home is listed about 18% below the Largo median of $269,500. The market section on this page shows how the area is trending.

Which schools are assigned to 12651 SEMINOLE BOULEVARD UNIT 10C?+

Fuguitt Elementary School (elementary), Osceola Middle School (middle), Richard O Jacobson Technical High School At Seminole (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Five things that matter here

01Positioned at the premium end

$220,000 runs 28% above the LARGO 33778 median.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Time on market is leverage

506 days on market against a Largo median of 42 — sellers in this position are usually ready to negotiate.

04Strong assigned schools

Fuguitt Elementary School, Osceola Middle School, Richard O Jacobson Technical High School At Seminole — Richard O Jacobson Technical High School At Seminole rates 4 of 5. Always verify assignments with the district.

05The price has already moved

Listed at $285,000, now $220,000 — a $65K cut. The full history is in the market section below.

Listing courtesy of CHARLES RUTENBERG REALTY INC · Holly Frandeka. MLS #TB8359363.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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