12651 SEMINOLE BOULEVARD UNIT 15I, LARGO, FL, 33778
Active115 days on marketListed Apr 9, 2026MLS #TB8495754
About this home
12651 SEMINOLE BOULEVARD UNIT 15I
Welcome to easy Florida living in this beautifully updated double-wide home located in the vibrant 55+ community of Pointe West, just steps from the sparkling shores of Lake Seminole. Enjoy exclusive lake access complete with a private dock and boat slips—perfect for relaxing days on the water or taking in breathtaking sunsets. This spacious 2-bedroom, 2 full bathroom home showcases quality craftsmanship throughout, featuring all-wood custom cabinetry with soft-close drawers and under-cabinet lighting. The thoughtfully designed kitchen is equipped with a gas stove, double oven, built-in microwave, and a convenient double sink, along with roll-out shelving in the base cabinets and pantry for added functionality. The large living area offers a warm and inviting space with custom built-in shelving, while the dining room includes additional custom built-in storage—ideal for entertaining or everyday living. Updated windows fill the home with natural light, enhancing its bright and airy feel, while interior door updates add a fresh, modern touch. Relax year-round in the light and bright Florida room, complete with all windows, custom shades, and sliding glass doors for seamless indoor-outdoor living. The spacious primary suite features a walk-in closet, en suite bathroom, and a custom built-in dresser with a unique revolving shelf for your TV. Recent upgrades include a new HVAC system (2021), roof (2018), and water heater (2023), offering peace of mind for years to come. Additional improvements include all flooring replaced with durable ¾-inch plywood. Other highlights include a double carport with room for a golf cart and an abundance of storage throughout the home. This property offers the perfect blend of comfort, quality, and convenience in a welcoming, amenity-rich community—ideal for enjoying the Florida lifestyle to the fullest. Whether you're looking for a peaceful retreat or an active lifestyle, this community offers beautiful homes, well-maintained grounds, and a Golf Cart friendly neighborhood atmosphere. Enjoy the perfect blend of privacy and convenience, Just 4 miles to our Award-Winning Beaches, with easy access to major highways for a quick trip to Downtown St. Petersburg, Tampa or the airport. LOW HOA of $300 includes Water, Trash, Lawn and all the amenities.!! So Don't delay and make this sunny retreat a great winter home or come and enjoy year round!!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,128
Sqft
38.12 ac
Lot size
1972
Year built
One
Levels
$146
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,504 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,656/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Largo actives
$146 vs $242
Days on market
115 vs 42 typical
Where $146/sqft sits among the 400 Largo actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Largo
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Largo. See the full Largo guide →
LARGO 33778 — neighborhood snapshot
Population
16,054
Median age
50.9
Median income
$63,633
Median home value
$267,800
Avg household
2.41
Households w/ children
1,345
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Largo market
$340K → $325K
Largo median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
204 of 400
Largo actives have cut their price
Median sold price, Largo, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 6% below the LARGO 33778 median. See the full Largo market guide →
Paper trail
This home's history
Reality check
What actually sold near 12651 SEMINOLE BOULEVARD UNIT 15I
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$140,000
12651 SEMINOLE BOULEVARD UNIT 1I · same community
2 bd · 2 ba · 1,080 sqft · $130/sqft · 304 DOM
Sold · Feb ’26$85,000
12651 SEMINOLE BOULEVARD UNIT 13E · same community
2 bd · 2 ba · 1,189 sqft · $71/sqft · 72 DOM
Sold · Apr ’26$205,000
12651 SEMINOLE BOULEVARD UNIT 2I · same community
2 bd · 2 ba · 960 sqft · $214/sqft · 157 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 12651 SEMINOLE BOULEVARD UNIT 15I — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 12651 SEMINOLE BOULEVARD UNIT 15I — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
12651 SEMINOLE BOULEVARD UNIT 15I FAQs
What would the monthly payment be for 12651 SEMINOLE BOULEVARD UNIT 15I?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,504/mo — principal and interest, estimated property taxes, the $300/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 12651 SEMINOLE BOULEVARD UNIT 15I?+
The association fee works out to $300 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 12651 SEMINOLE BOULEVARD UNIT 15I?+
The most recent tax bill on record (2026) was $0. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 12651 SEMINOLE BOULEVARD UNIT 15I?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Largo?+
At $165,000, this home is listed about 39% below the Largo median of $269,500. The market section on this page shows how the area is trending.
Which schools are assigned to 12651 SEMINOLE BOULEVARD UNIT 15I?+
Fuguitt Elementary School (elementary), Osceola Middle School (middle), Richard O Jacobson Technical High School At Seminole (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the LARGO 33778 market on paper
$165,000 is 6% below the LARGO 33778 median of $174,900, and at $146/sqft it sits under the Largo average of $247.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Time on market is leverage
115 days on market against a Largo median of 42 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Fuguitt Elementary School, Osceola Middle School, Richard O Jacobson Technical High School At Seminole — Richard O Jacobson Technical High School At Seminole rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of CHARLES RUTENBERG REALTY INC · Holly Frandeka. MLS #TB8495754.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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